We're an independent firm of financial professionals devoted to empowering you and your loved ones to make informed decisions. Together, we'll help guide you through clarity, efficiency and understanding. As professionals ourselves, we know how busy you are, which is why we work with you to efficiently develop strategies that address your needs.
Through education and understanding of your financial situation, we'll provide options that can work for you and your family in the long run. Utilizing a plan of action, our team looks forward to implementing new strategies to help make a difference. As you begin thinking about how you want to spend your retirement years, we'll focus on aligning your financial picture with your goals and needs.
Through education and understanding of your financial situation, we'll provide options that can work for you and your family in the long run. Utilizing a plan of action, our team looks forward to implementing new strategies to help make a difference. As you begin thinking about how you want to spend your retirement years, we'll focus on aligning your financial picture with your goals and needs.
Services
About
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Joe is a CERTIFIED FINANCIAL PLANNER professional who is passionate about helping his clients pursue their financial goals. Joe founded Harford Retirement Planners to provide objective advice and knowledge to his clients. By partnering with the nation's largest* independent broker dealer, LPL Financial, Harford Retirement Planners has access to the resources of an organization with over 4,000 professionals.
What We Do
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We work with individuals and families who don't necessarily have the time or experience to invest and plan their finances confidently. Our goal is to provide the guidance necessary for you to gain financial independence along your journey. As you begin thinking about how you want to spend your retirement years, we'll focus on aligning your financial picture with your goals and needs.
H.A.R.P. Process
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We'll begin by getting to know each other. During this time, we'll discuss your personal and financial goals, as well as your current financial picture. As we begin gathering data (tax returns, income statements, insurance policies, mortgages and more) and analyzing your financial situation, we'll develop a clear picture of your specific needs, assets, liabilities, etc.
Our Difference
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Because of our clients, we have found success in the work we provide. Our goal is to work with you and your loved ones to develop an understanding of the financial future you'd like to pursue. We are very family focused, which means we work with you and those close to you to create a strategy for long-term success.
Decades & Decisions
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If you're interested in learning more about financial planning, especially in terms of how to prepare for a successful retirement, Decades & Decisions, Financial Planning At Any Age is a great place to start. Become a subscriber of our monthly newsletter, and you'll receive a free PDF of Decades & Decisions.
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