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Business Details
30 Years
experience
Certified Residential Real Estate Appraisals in Philadelphia
J. Graham Appraisals is a family-owned and operated residential real estate appraisal company serving Philadelphia and its surrounding counties. Founded in 1996 by Ed Graham, our firm has built a reputation for delivering accurate, reliable, and timely appraisals over two decades. Led by Jeff Graham, a PA Certified Residential Appraiser and Associate Member of the Appraisal Institute, we combine deep local market knowledge with rigorous professional standards. Our team specializes in valuing single-family homes, condos, and 2-4 unit buildings, adhering to USPAP guidelines for all lender-compliant reports. With Jeffs academic background from Temple University and 20+ years of hands-on experience, we provide data-driven insights tailored to diverse client needs.

Our services support critical financial decisions through unbiased valuations for estate planning, divorce settlements, tax appeals, and bankruptcy cases. We prioritize transparency, empathy, and efficiency, ensuring clients receive clear guidance throughout the appraisal process. Our commitment to excellence has earned us recognition from real estate professionals and homeowners alike. By maintaining FHA approval and industry certifications, we uphold the highest standards of professionalism. Whether assisting cash buyers or facilitating bail bond collateral assessments, we deliver actionable market intelligence with integrity.
Services
Residential Home Appraisals Estate Valuations Tax Appeal Assessments Divorce Settlement Appraisals Bankruptcy Property Valuations Cash Purchase Appraisals Bail Bond Collateral Analysis Pre-Listing Valuations Lender Compliance Reports Multi-Family Property Appraisals
Details
  • Year established: 1996
Highlights and features
  • We offer 20+ years of combined appraisal experience in Philadelphia's housing market
  • Our team maintains USPAP compliance for all lender-required appraisal reports
  • We provide specialized valuations for estate planning, divorce settlements, and tax appeals
  • Our founder holds advanced degrees from Temple University's real estate program
  • We deliver appraisals in Bucks, Montgomery, Delaware, and Chester Counties with fast turnaround times
Associations and certifications
  • PA Certified Residential Appraiser
  • FHA Approved
  • Appraisal Institute
What people say
Highly recommend Jeff Graham Timely manner Professional and thorough Stress-free experience Expert market knowledge
Services
Residential Home Appraisals
Our certified appraisers evaluate single-family homes using current market data and comparable sales. We analyze property condition, location, and unique features to determine accurate fair market value. This service supports mortgage financing, estate planning, and real estate transactions with USPAP-compliant reporting standards.
Estate Valuations
We provide unbiased property valuations for estate settlement and inheritance planning. Our reports document current market value using rigorous analysis of recent sales and market trends. This service meets court requirements for probate proceedings and equitable asset distribution among heirs.
Tax Appeal Assessments
Our detailed appraisal reports challenge inflated property tax assessments using current market data. We analyze comparable properties and recent transactions to demonstrate fair valuation. This service helps homeowners reduce excessive tax burdens through documented evidence.
Divorce Settlement Appraisals
We deliver impartial property valuations for divorce proceedings. Our reports assess current market value considering property condition and neighborhood trends. This service ensures equitable asset division with defensible, data-backed valuation conclusions.
Lender Compliance Reports
Our UAD and ANZI compliant appraisals meet lender requirements for mortgage financing. We follow strict USPAP guidelines to verify property value supports loan amounts. This service includes detailed analysis of construction quality, marketability, and comparable sales.
People
Jeff Graham
PA Certified Residential Appraiser
Jeff Graham leads J. Graham Appraisals with 20+ years of experience in residential valuations. A Temple University graduate, he specializes in Philadelphia's housing market and maintains FHA approval. Jeff prioritizes client education and transparent communication throughout the appraisal process.
Questions
What areas do you service?
We serve Philadelphia County and surrounding counties including Bucks, Montgomery, Delaware, and Chester.
What property types do you appraise?
We specialize in single-family homes, condominiums, and 2-4 unit residential properties.
How quickly can you complete an appraisal?
Most residential appraisals are completed within 3-5 business days depending on property complexity and location.
Are your appraisals FHA approved?
Yes, we maintain FHA approval status for all qualifying residential appraisal assignments.
What payment methods do you accept?
We accept cash, checks, Zelle, and Venmo for appraisal services rendered.