Business Details
Your Trusted Fiduciary Financial Advisers in Lima, OH
Reservoir Wealth Management operates as a fee-only Registered Investment Adviser committed to providing fiduciary financial guidance. Our services integrate modern portfolio theory with personalized strategies for investment management, estate planning, and tax optimization. With expertise in retirement income planning and Social Security claiming strategies, we prioritize client interests through transparent, commission-free advisory solutions.Founded by Jared Walsh, a dual-credentialed CFP and CPA professional, our firm combines 18 years of accounting experience with 13 years of wealth management expertise. We specialize in aligning complex financial needs with practical solutions, serving individuals and small businesses across Ohio and beyond. Our fiduciary commitment ensures all recommendations focus on maximizing client wealth transfer and long-term financial security.
Services
Investment Management
Estate Planning
Tax Planning
Social Security Strategies
Retirement Income Planning
Small Business Retirement Plans
Highlights and features
- We operate under a strict fiduciary standard with no product commissions
- Our team includes a dual-credentialed CFP and CPA professional
- We integrate tax planning directly into investment management strategies
- 18 years of combined experience in accounting and wealth management
- Transparent fee-only compensation model prioritizing client interests
Associations and certifications
- SEC Registered Investment Adviser
Services
Investment Management
We construct and manage diversified investment portfolios using no-load mutual funds and ETFs based on modern portfolio theory principles. Our approach focuses on risk-adjusted returns while maintaining low-cost structures. As fiduciaries, we continuously monitor and rebalance portfolios to maintain strategic asset allocations aligned with client goals.
Estate Planning
Our estate planning services help clients maximize wealth transfer to future generations through strategic asset structuring. We coordinate with legal professionals to implement effective trusts, wills, and gifting strategies. Our fiduciary approach ensures all estate plans align with broader financial objectives while minimizing tax implications.
Tax Planning
We integrate comprehensive tax planning into all financial strategies, leveraging our CPA expertise to identify tax-efficient solutions. Our services include tax-loss harvesting, income tax planning, and business tax optimization strategies. As a fee-only advisor, we focus on long-term tax reduction rather than short-term incentives.
Retirement Income Planning
We help transform retirement savings into sustainable income streams through systematic withdrawal plans and annuity solutions. Our analysis includes pension optimization and required minimum distribution planning. Using specialized software, we model various scenarios to ensure retirement income lasts throughout clients' lifetimes.
Small Business Retirement Plans
We assist business owners in establishing and managing 401(k), SIMPLE, and SEP retirement plans. Our services include plan selection, provider benchmarking, and fiduciary oversight. We help employers create competitive retirement benefits while meeting regulatory requirements and optimizing tax advantages.
People
Jared Walsh
Founder & Financial Adviser
Jared Walsh is Lima's only dual-credentialed CFP and CPA professional with 18 years in accounting and 13 years in wealth management. He previously served as partner at Sielschott, Walsh, Keifer & Regula before founding Reservoir Wealth Management.
Questions
What services does Reservoir Wealth Management offer?
We provide investment management, estate planning, tax planning, Social Security claiming strategies, retirement income planning, and small business retirement plan management.
Are you legally required to act in my best interest?
Yes, as a Registered Investment Adviser, we operate under a fiduciary standard requiring us to prioritize client interests at all times.
How do you handle tax planning for clients?
We integrate tax planning directly into our investment management process, leveraging our CPA expertise to optimize tax-efficient strategies.
What retirement planning tools do you use?
We employ specialized software to analyze Social Security claiming strategies and create sustainable income streams from retirement accounts.
Do you work with small business owners?
Yes, we help small business owners establish and manage 401(k), SIMPLE, and SEP retirement plans as fiduciary advisors.
