Business Details
Your Trusted Partner for Retirement Planning Solutions
Encompass Wealth Group provides personalized retirement income planning and comprehensive financial advisory services, serving clients from our offices in Sidney and Lima, Ohio. Our team of certified financial planners brings decades of combined experience, delivering tailored strategies that evolve with clients' changing needs throughout their lives. We prioritize building lasting relationships through transparent communication and fiduciary responsibility, ensuring clients receive expert guidance aligned with their unique financial goals.Our services encompass 401K management, Social Security optimization, investment solutions, and estate planning, supported by a commitment to continuous professional development and community engagement. As independent advisors, we maintain affiliations with registered investment firms while emphasizing ethical practices and client-centric decision-making.
Services
Retirement Income Planning
401K Management
Social Security Strategies
Investment Solutions
Estate & Tax Planning
Highlights and features
- We offer decades of combined experience in retirement planning and investment management.
- Our personalized strategies adapt to your evolving financial needs and life stages.
- We operate as fiduciaries, prioritizing your best interests in all recommendations.
- Our team maintains industry-recognized certifications including CFP and RICP designations.
- We combine technical expertise with community values for holistic financial guidance.
Associations and certifications
- CFP Board of Standards
- The American College of Financial Services
Services
Retirement Income Planning
Our 3-step retirement planning process creates customized income strategies that adapt to your evolving financial needs. We analyze your assets, risk tolerance, and goals to develop sustainable income plans that maintain your lifestyle throughout retirement. This service combines investment management with tax-efficient distribution strategies to maximize your retirement resources.
401K Management
We optimize employer-sponsored retirement plans through personalized asset allocation and performance monitoring. Our approach focuses on minimizing fees while maximizing growth potential through diversified investment strategies tailored to your risk profile and retirement timeline. This service includes regular portfolio rebalancing and contribution optimization guidance.
Social Security Strategies
We develop customized Social Security claiming strategies to maximize lifetime benefits while coordinating with overall retirement income plans. Our analysis considers spousal benefits, tax implications, and life expectancy factors to determine optimal claiming timelines that enhance financial security during retirement.
Investment Solutions
Our tactical investment approach combines multiple risk-controlled strategies to capitalize on market opportunities while protecting against significant losses. We create diversified portfolios aligned with your financial goals, using both traditional and alternative investment vehicles to achieve balanced growth and capital preservation.
Estate & Tax Planning
We implement comprehensive estate planning strategies to protect your legacy and minimize tax liabilities. This service includes creating wills, trusts, and power of attorney documents while coordinating with legal professionals to ensure your assets are distributed according to your wishes with maximum tax efficiency.
People
Nick Boeckman
Certified Financial Planner
Nick Boeckman, CFP, brings over 15 years of financial planning experience to Encompass Wealth Group. He specializes in retirement strategies and holds insurance licenses in life, health, and annuities. A community leader, Nick actively participates in local organizations while managing client portfolios with a focus on long-term financial security.
Luke Bertke
Retirement Income Certified Professional
Luke Bertke, RICP, specializes in retirement income planning with expertise in Social Security optimization and long-term care strategies. He holds Series 65 securities registration and combines technical knowledge with personalized service to help clients navigate complex retirement decisions while maintaining community involvement.
Kelli Barker
Client Account Manager
Kelli Barker brings 20+ years of financial services experience to client account management. She specializes in insurance products and investment accounts, providing personalized support throughout clients' financial journeys. Her expertise ensures efficient service delivery and client satisfaction across all planning stages.
Jenna Boeckman
Executive Assistant
Jenna Boeckman supports financial advisors with operational excellence, leveraging her healthcare background to deliver client-focused administrative solutions. She manages daily operations while maintaining insurance licensing, contributing to seamless service delivery and team coordination in client financial planning.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement income planning, 401K management, Social Security optimization, investment solutions, and estate planning tailored to individual financial goals.
Are your advisors fiduciaries?
Yes, our investment advisors act as fiduciaries, legally obligated to prioritize client interests and disclose any potential conflicts of interest in our advisory services.
How do you charge for your services?
We charge a monthly fee for assets under management. Insurance products pay commission, which may create conflicts of interest we fully disclose in our ADV Part 2A brochure.
Do you serve clients outside Ohio?
While based in Sidney and Lima, Ohio, we serve clients nationwide through virtual consultations and our secure online client portal system.
What credentials do your advisors hold?
Our team includes Certified Financial Planners (CFP) and Retirement Income Certified Professionals (RICP) with additional insurance and securities licenses ensuring comprehensive financial expertise.
How can I access my investment accounts?
Clients access accounts through our secure online portal and partner platforms including Charles Schwab, Fidelity, and American Equity for real-time portfolio management and reporting.
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