Business Details
23 Years
experience
Your Trusted Cleveland Bankruptcy Attorney
The Romano Law Firm has been dedicated to helping individuals, families, and small businesses navigate financial challenges since 2003. Our founding attorney, Joe Romano, brings nearly two decades of experience in bankruptcy law, offering personalized legal solutions tailored to each client's unique circumstances. With a focus on Chapter 7, 13, and 11 bankruptcy cases, we provide compassionate counsel while maintaining a strong commitment to ethical legal practices. Our firm emphasizes direct client access, ensuring every case receives personal attention from experienced legal professionals. We have successfully represented hundreds of clients in complex bankruptcy matters, including adversary proceedings and appeals.Our practice is built on the principles of trust, hard work, and community service, reflecting Joe Romano's background as a veteran and local advocate. We offer free initial consultations to help clients understand their options and develop effective debt relief strategies. Our track record includes notable successes in defending mortgages, challenging non-dischargeability claims, and advocating for fair treatment of debtors. We prioritize client education, dispelling common bankruptcy myths while providing clear, actionable legal guidance. Our Cleveland-based practice combines deep legal expertise with a genuine commitment to helping clients achieve financial stability.
Services
Chapter 13 Bankruptcy
Chapter 7 Bankruptcy
Chapter 11 Bankruptcy
Adversary Proceedings
Bankruptcy Myths
Bankruptcy FAQs
Subchapter 5 Bankruptcy
Details
- Year established: 2003
Highlights and features
- We offer free initial consultations with no obligation
- Clients receive direct access to experienced bankruptcy attorney Joe Romano
- Nearly two decades of specialized bankruptcy law experience
- Proven track record in complex bankruptcy cases and appeals
- Personalized legal strategies tailored to individual circumstances
What people say
Extremely professional
Saved time and money
Excellent bankruptcy attorney
Knowledgeable and diligent
No regrets
Services
Chapter 13 Bankruptcy
Chapter 13 bankruptcy allows individuals to restructure debts through court-approved repayment plans. This service helps clients catch up on mortgage payments, car loans, and other priority debts over 3-5 years while protecting assets. Our firm develops customized payment plans that meet court requirements while addressing clients' financial capabilities.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation for qualifying individuals. We guide clients through the means test requirements and help discharge unsecured debts like credit cards and medical bills. Our attorneys protect exempt assets while ensuring compliance with bankruptcy court regulations.
Chapter 11 Bankruptcy
Chapter 11 bankruptcy enables businesses to restructure debts while continuing operations. Our firm specializes in small business reorganization under Subchapter 5, streamlining the process for qualifying companies. We develop feasible reorganization plans that balance creditor requirements with business sustainability.
Adversary Proceedings
Adversary proceedings address disputes arising during bankruptcy cases. Our firm represents clients in contested matters including dischargeability challenges, lien disputes, and asset recovery. We combine litigation expertise with bankruptcy law knowledge to protect client interests in complex legal disputes.
Subchapter 5 Bankruptcy
Subchapter 5 provides streamlined bankruptcy protection for small businesses. We help qualifying business owners restructure debts while maintaining operational control. Our attorneys navigate the specialized requirements of this bankruptcy chapter to create viable debt repayment plans.
People
Joe M. Romano
Founding Attorney
Joe Romano has practiced bankruptcy law since 2002, founding The Romano Law Firm in 2003. A veteran and former political candidate, he brings over two decades of experience representing debtors in complex bankruptcy matters while maintaining direct client access.
Questions
What types of bankruptcy do you handle?
We handle all bankruptcy chapters including Chapter 7, 13, 11, and Subchapter 5 cases for individuals and businesses.
Is your initial consultation really free?
Yes, we offer free initial consultations with no obligation, available in person, by phone, or through video conferencing.
How do I know which bankruptcy chapter is right?
Our attorney evaluates your financial situation to recommend the most appropriate bankruptcy chapter during your free consultation.
Will I lose my property in bankruptcy?
We work to protect your assets through proper exemption planning and appropriate bankruptcy chapter selection.
Can you help with business bankruptcy?
Yes, we specialize in small business bankruptcy, including Subchapter 5 reorganization and Chapter 11 proceedings.
How long does the bankruptcy process take?
Duration varies by chapter: Chapter 7 typically takes 4-6 months, while Chapter 13 requires 3-5 years of plan payments.
