Business Details
16 Years
experience
Your Trusted Auto Dealer in Garland, TX for All Credit Types
At Cars & Credit Master, we prioritize superior customer service and treat every client with respect, regardless of their credit history. Since 2010, we have provided affordable, fast, and easy auto financing solutions for customers with bad credit, no credit, or low credit, ensuring transparency and fairness. Our inventory includes late-model used vehicles such as Cadillac Escalade, Chevrolet Tahoe, Ford F-150, and cargo vans, all with clean titles and CARFAX-certified reports. We offer in-house financing with low down payments starting at $1,499 and monthly payments as low as $350, eliminating the need for third-party lenders. Our team of dedicated specialists crafts personalized financial agreements to suit individual budgets, emphasizing customer satisfaction and long-term relationships. We stand behind our vehicles with a 3-year/36,000-mile limited warranty and a rigorous multipoint inspection process to ensure quality.Our service department, certified by the National Institute for Automotive Service Excellence, provides efficient maintenance and repairs with minimal downtime. With five locations across Texas, including Garland, Dallas, Fort Worth, and Houston, we serve a wide customer base and offer convenient online tools for credit applications, vehicle history reports, and appointment scheduling. Our commitment to ethical practices and customer-centric solutions has earned us a reputation as a trusted dealership with high customer retention rates. We pride ourselves on being a BBB-accredited business that values community trust and repeat clientele, ensuring every customer feels respected and supported throughout their ownership journey.
Services
Auto Sales
Bad Credit Financing
Vehicle Maintenance
Trade Appraisal
Buy Here Pay Here
Details
- Year established: 2010
Highlights and features
- We offer in-house financing for all credit types, including bad credit and no credit.
- Our inventory features late-model, CARFAX-certified vehicles with clean titles.
- We are BBB-accredited, ensuring ethical business practices and customer trust.
- Our service department is ASE-certified for expert maintenance and repairs.
- We provide low down payments starting at $1,499 and affordable monthly payment plans.
Associations and certifications
- Better Business Bureau
What people say
Superior customer service
Easy financing
Reliable vehicles
Services
Auto Sales
We offer a wide selection of late-model used vehicles, including SUVs, trucks, and cargo vans, all with clean titles and CARFAX-certified reports. Our inventory is hand-picked, inspected, and detailed to ensure quality. Customers can browse online or visit our Garland, TX location to find reliable vehicles tailored to their needs.
Bad Credit Financing
Our in-house financing team specializes in helping customers with bad credit, no credit, or low credit secure auto loans. With low down payments starting at $1,499 and monthly payments as low as $350, we provide fast approvals and personalized payment plans to fit any budget.
Vehicle Maintenance
Our ASE-certified service department offers routine maintenance and repairs for all vehicle types. Services include oil changes, brake repairs, transmission work, and more, performed by experienced technicians to ensure minimal downtime and long-term reliability for your vehicle.
Trade Appraisal
We provide free trade-in appraisals to determine the value of your current vehicle. Our team handles all paperwork and offers competitive pricing to simplify the process, allowing you to apply your trade-in value toward the purchase of a new or used vehicle.
Buy Here Pay Here
Our Buy Here Pay Here program eliminates third-party lenders, offering direct financing with flexible terms. Customers can complete the entire process in-house, from approval to payment, ensuring a seamless experience with low down payments and affordable monthly options.
Questions
Do you offer financing for bad credit?
Yes, we specialize in in-house financing for customers with bad credit, no credit, or low credit.
What types of vehicles do you sell?
We offer late-model SUVs, trucks, sedans, minivans, and cargo vans with clean titles and CARFAX reports.
Are your vehicles inspected?
Yes, all vehicles undergo a rigorous multipoint inspection and audit before being offered for sale.
Do you have a service department?
Yes, our ASE-certified service department provides maintenance and repairs with efficient turnaround times.
Can I schedule a service appointment online?
Yes, use our online form to schedule service appointments during our operating hours.
Videos
Reviews (7)
Joe Rodriguez
Jan 19, 2022
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My car purchase experience was excellent. The cars are excellent late model cars with low miles. Roger is a super helpful guy that took care of details. Dylan gives it his best effort to make sure you are taken care of. The payment plan is great. They can really help.
Kelli Williams
Jan 15, 2022
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Roman and Dillion were so helpful! Delightful honest people! I walked out with a brand new car in under an hour and I will gladly be returning. Ask them about their referral program :)
Steven Alves
Jan 06, 2022
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Cars and Credit Master was more than amazing. Got me the car of my dreams and work with me to make it happen. Listen come to these guys you wont be disappointed at all. Best service I had. Ask for Dylan he is the freaking man. On God. PS I left here with a beautiful Mercedes Benz. Definitely recommend my family and friends. In and out hassle free and most importantly honest.
Liz Thomas
Jan 05, 2022
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I have had the best car buying experience. I was able to get a vehicle with their seamless process. This is my 3rd time purchasing a car with Cars and Credit Master. Roger will take care of you. I would recommend anyone as they work with all credit. Thank you
Logan Lawrence
Dec 25, 2021
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PERFECT PLACE TOO GET YOU A GOOD, QUALITY vehicle! These guys go above and beyond for you as a customer! DYLAN, Sales Rep, is beyond the best Ive ever dealt with in any car industry! Straight up and honest, will not tell you what you wanna hear but only tell you what you need too hear! If he says he will get it done, he means it 100%! Thank you Dylan and CCM for the truck and very fast! 30 minutes, in and out!
Leacer Walker
Dec 24, 2021
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The best experience I've ever had at a car dealership..Customer service timing Dylan was awesome. Everyone was friendly. Dylan did exactly what he said on the phone no false hope or advertisement .I drove off with the dream car I wanted
Yellah Thickness
Nov 22, 2021
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I came two weeks ago just to look around and Roger never pressured me into getting in a car. Since he made me feel comfortable and not pressured into purchasing a car I came back today and purchased what I felt comfortable with. Roger gave me space and opportunity to explore and I really appreciate a salesman that does so. I am very satisfied with the service from the whole team.
