Business Details
43 Years
experience
Emergency
services
Trusted Insurance Solutions in Charleston SC
Bill Frehse Insurance Agency Insurance Agency has served the Lowcountry community for four decades, offering comprehensive insurance solutions tailored to individual and business needs. Our team specializes in life, auto, motorcycle, recreational vehicle, boat, home, renters, condo, flood, personal liability, umbrella, personal articles, and business insurance. Located on James Island near the intersection of Folly and Harbor View Roads, we prioritize personalized service and local expertise. With 24/7 availability for claims and consultations, we ensure clients receive timely support when it matters most. Our commitment to transparency and customer satisfaction has earned us a 4.2/5 average rating across 37 Google reviews. We pride ourselves on helping clients protect their assets while identifying cost-saving opportunities through strategic policy bundling and discount programs.Our physical office in Charleston, SC provides a convenient location for face-to-face consultations, complemented by digital tools for policy management. With decades of combined experience, our agents deliver informed guidance on risk management and coverage optimization. We maintain strong relationships with State Farm Mutual Automobile Insurance Company to offer competitive rates and reliable claims processing. Our approach focuses on building long-term client relationships through consistent communication and tailored insurance solutions that evolve with changing needs.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Boat Insurance
Business Insurance
Renters Insurance
Condo Insurance
Flood Insurance
Personal Articles Insurance
Umbrella Insurance
Details
- Year established: 1983
Highlights and features
- We offer 40 years of local insurance expertise in Charleston
- Our 24/7 claims support ensures immediate assistance during emergencies
- We provide personalized policy recommendations based on individual needs
- Our team maintains strong relationships with State Farm for reliable coverage
- We help clients save through strategic policy bundling options
What people say
Professional and helpful
Saved me money
Quick response times
Personalized recommendations
Friendly staff
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection for vehicles and drivers in Charleston, SC. Coverage includes liability, collision, comprehensive, uninsured motorist, and rental reimbursement options. With 40 years of local experience, we help clients navigate coverage requirements while identifying cost-saving opportunities through strategic policy bundling and discount programs.
Homeowners Insurance
We offer tailored homeowners insurance solutions protecting residential properties against common risks in the Lowcountry region. Policies cover structural damage, personal belongings, liability protection, and additional living expenses during repairs. Our agents specialize in flood insurance options for coastal properties and help clients optimize coverage through available discounts and policy combinations.
Life Insurance
Our life insurance products provide financial security for policyholders' beneficiaries through term and permanent coverage options. We offer personalized consultations to determine appropriate coverage amounts based on individual circumstances, including income replacement, mortgage protection, and estate planning considerations. Policies are issued through State Farm Life Insurance Company with competitive rates.
Business Insurance
We provide comprehensive business insurance solutions protecting Charleston-area companies from industry-specific risks. Coverage includes property damage, liability protection, business interruption, and workers' compensation. Our agents work with clients to develop customized risk management strategies that align with their operational needs while maintaining compliance with South Carolina regulations.
Boat Insurance
Our boat insurance policies cover watercraft used in Charleston's coastal waters, including liability protection, physical damage coverage, and emergency assistance. We offer specialized policies for different vessel types and usage patterns, with options for trailer coverage and personal watercraft. Our agents understand local boating regulations and help clients maintain proper coverage for year-round water activities.
People
Bill Frehse
Owner
With over 40 years serving Charleston's insurance needs, Bill Frehse Insurance Agency Insurance Agency leads our agency with deep community knowledge and commitment to personalized service. He oversees operations and maintains relationships with State Farm to ensure quality coverage options for clients.
Patty
Agent
Patty has been assisting clients with insurance needs for multiple years, specializing in policy transfers and coverage optimization. She maintains strong customer relationships through responsive communication and personalized recommendations that balance protection with cost-effectiveness.
Stanley
Agent
Stanley provides expert guidance on insurance products, helping clients understand policy details and make informed decisions. He works closely with both individual and business clients to develop comprehensive risk management strategies tailored to their specific needs.
Martha
Agent
Martha supports clients with policy management and claims processing, ensuring smooth transactions and timely resolution of insurance matters. She maintains detailed knowledge of South Carolina insurance regulations to provide accurate guidance to policyholders.
Kacie
Agent
Kacie assists clients with insurance needs across multiple product lines, focusing on clear communication and customer satisfaction. She works collaboratively with the team to ensure clients receive consistent, high-quality service during policy purchases and claims processes.
Questions
What insurance products do you offer?
We provide auto, home, life, boat, business, renters, condo, flood, personal liability, umbrella, personal articles, and recreational vehicle insurance policies.
How can I file a claim?
File claims 24/7 by calling (843) 762-2005 or visiting our office at 515 Folly Road, Charleston, SC. Our team assists with documentation and processing.
Do you offer discounts?
Yes, we provide bundling discounts, safe driving rewards, and other savings opportunities. Contact us for personalized policy recommendations that maximize cost-effectiveness.
Are you available after hours?
Our office provides 24/7 support through phone and text at (843) 762-2005 for urgent insurance needs and claim reporting.
What areas do you serve?
We serve Charleston, Berkeley, Dorchester, Summerville, James Island, Johns Island, Goose Creek, North Charleston, Daniel Island, Seabrook, and Kiawah.
Reviews (4)
Marta Torres
Sep 04, 2021
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My coworkers give their best to serve customers! Even though we are working at close doors due to covid, we had so far no complaint about service!
Julie Reich
Nov 21, 2020
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I was in a car accident and we had the same insurance broker. Because she had more money invested in mr. Frehse I was claimed at fault for the accident. Never doing business with him again.
Willett Richter
Dec 18, 2019
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Constantly get flyers in the US Mail from this agency and other State Farm Agencies near me. It borders on harassment as far as I am concerned. I can see sending a flyer out once a year perhaps from one agency but to get so many from the same company is absurd. I never thought much of privacy when it came to my data but these flyers are generated as a result of my web activity and for the most part as automated. I do. It like seeing government regulations that are restrictive but since State Farm seems incapable of stopping this type of behavior I think its time for Uncle Sam to step in. Same
Kathleen Holmes
Dec 15, 2018
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I have worked with this team professionally and personally for insurance since the 1990s. They always uphold standards of excellence! HIghly recommend
