Business Details
Your Trusted Insurance Partner Since 1897
Established in 1897, our agency has dedicated over a century to providing tailored insurance solutions for personal and commercial clients. We specialize in assessing risks and crafting customized coverage plans to protect assets through homeowners, auto, commercial, and specialty insurance products. Operating as an independent agency, we collaborate with multiple carriers to secure optimal coverage and competitive pricing for our clients. Our approach prioritizes comprehensive risk analysis followed by strategic placement of policies with carriers offering the best terms. We pride ourselves on fostering long-term relationships with clients, emphasizing transparency, personalized service, and community engagement.As a family-owned business rooted in the Lowcountry, we remain committed to supporting local initiatives and reinvesting in the communities we serve. Our team of experienced professionals delivers expert guidance across all insurance needs, maintaining a steadfast focus on client satisfaction and peace of mind. This enduring commitment to excellence has solidified our reputation as a trusted partner in risk management for both individuals and businesses.
Services
Homeowners Insurance
Auto Insurance
Umbrella Liability
Commercial Insurance
Flood Insurance
Watercraft Insurance
Highlights and features
- We specialize in customized insurance solutions for unique risk profiles
- Our independent agency partners with multiple carriers for competitive pricing
- We conduct comprehensive risk assessments before recommending coverage options
- Our team maintains deep knowledge of Lowcountry-specific insurance needs
- We offer personalized service through experienced insurance professionals
Services
Homeowners Insurance
Our homeowners insurance protects against property damage and liability claims. We customize policies to cover structural elements, personal belongings, and provide financial protection against covered losses. Our agents help clients understand policy options that align with their specific property characteristics and risk exposure.
Commercial Insurance
We develop comprehensive commercial insurance packages for businesses of all sizes. Our coverage options protect against property damage, liability claims, business interruption, and other risks specific to commercial operations. Our team works with clients to understand their industry-specific requirements and create tailored risk management solutions.
Umbrella Liability
Our umbrella liability insurance provides additional protection beyond standard policy limits. This coverage extends to personal and commercial liabilities, offering enhanced financial security against major claims. We help clients evaluate their risk exposure and determine appropriate coverage levels to protect their assets.
Flood Insurance
We offer specialized flood insurance policies through the National Flood Insurance Program and private carriers. Our expertise in Lowcountry flood zones helps clients understand their risk exposure and secure appropriate coverage. We guide policyholders through the complexities of flood risk management and claims processing.
Auto Insurance
Our auto insurance policies provide protection for personal and commercial vehicles. We offer coverage options that meet state requirements while protecting against collision, comprehensive losses, and liability claims. Our agents help clients compare coverage options and find policies that balance protection with affordability.
People
Paul Steadman
President
Third-generation insurance professional with extensive leadership experience. Specializes in strategic risk management solutions for commercial clients. Committed to maintaining the agency's legacy of excellence while driving innovation in insurance services. Holds deep knowledge of regional insurance markets and client needs.
Lauren Moody Stanfill
Controller / Officer Manager
Oversees financial operations and internal controls. Brings expertise in insurance accounting and compliance. Focuses on maintaining fiscal responsibility while supporting growth initiatives. Ensures efficient back-office operations to enhance client service delivery. Maintains strong understanding of insurance regulatory requirements.
Brandy Maxey
Commercial Lines Manager
Manages commercial insurance operations with specialized knowledge in business coverage solutions. Develops tailored risk management strategies for diverse industries. Prioritizes client education and ongoing policy optimization. Maintains relationships with insurance carriers to secure competitive pricing and comprehensive coverage options for business clients.
Amy Bunton
Personal Lines Manager
Leads personal insurance services with focus on homeowners, auto, and specialty coverage. Advocates for client needs through personalized policy reviews. Specializes in helping individuals protect personal assets through appropriate insurance coverage. Maintains current knowledge of changing insurance regulations and market trends that affect personal policyholders.
Questions
What types of insurance do you offer?
We offer homeowners, auto, commercial, flood, umbrella liability, watercraft, and excess flood insurance policies for both personal and business clients.
How do I file a claim?
Visit our Claims Portal online or contact our office directly during business hours. Our team will guide you through the documentation process and coordinate with insurance carriers to resolve claims efficiently.
Can I get proof of insurance online?
Yes, request certificates of insurance through our online Certificate Request portal. For mortgage company requirements, upload any provided documentation to expedite processing.
Do you serve areas outside Charleston?
While headquartered in Charleston, we serve clients throughout South Carolina including Walterboro and surrounding Lowcountry regions with both personal and commercial insurance solutions.
How are you different from other agencies?
As a third-generation family business established in 1897, we combine local expertise with access to multiple carriers. Our personalized service focuses on understanding client needs rather than selling standardized products.
What if I need assistance after hours?
Our offices operate Monday-Friday 9 AM - 5 PM. For urgent matters outside business hours, leave a message or email us. We'll respond promptly during regular business hours.
Reviews (1)
Erik Brine
Oct 05, 2019
Report
This is a terribly incompetent organization. I have had a claim pending with them for two months now. They sent an inspector in mid-August, the inspector finished a report a couple weeks later and still no final response to the claim. Every time I call them it’s like the first time I’ve ever called. Then they tell me they’ll call me by the end of the day and then I never hear from them again... until I call back and repeat the same experience. Next stop, Better Business Bureau! Save yourself the pain, take your business elsewhere.
