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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Okeechobee, FL
M Carpenter Insurance has been a trusted provider of comprehensive insurance solutions since 1935. As a family-owned independent agency, we specialize in personal and commercial insurance services tailored to meet the unique needs of Florida residents and businesses. Our agency represents multiple carriers, offering clients flexibility and competitive pricing while leveraging decades of industry expertise. With offices in Okeechobee and Belle Glade, our team of seasoned professionals provides personalized service backed by nearly 90 years of community commitment. We prioritize understanding each client's specific requirements to deliver customized risk management strategies.

Our mission focuses on protecting what matters most through life insurance, home insurance, auto coverage, and business policies. The agency maintains active membership in professional organizations like the Florida Association of Insurance Agents. Peggy Carpenter Brady-Sciturro leads the third-generation team, continuing a legacy of integrity and exceptional service. Our staff combines technical knowledge with local market insights to ensure clients receive optimal protection. This enduring commitment to quality insurance solutions has earned us generations of loyal customers throughout western Palm Beach County.
Services
Auto Insurance Business Insurance Home Insurance Life Insurance Recreational Vehicles
Details
  • Year established: 1935
Highlights and features
  • We offer flexibility through partnerships with multiple insurance carriers
  • Our team provides personalized service with decades of local expertise
  • We ensure best coverage at competitive prices through tailored solutions
  • We maintain active membership in professional insurance associations
  • We combine third-generation family leadership with modern insurance practices
What people say
Exceptional service Best in town Prompt quotes Personalized solutions Knowledgeable staff
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection tailored to Florida drivers' needs. We offer multiple coverage options including liability, collision, and comprehensive coverage with flexible payment plans. Our experienced agents help clients navigate Florida's insurance requirements while finding cost-effective solutions that protect both drivers and vehicles.
Business Insurance
Customized business insurance solutions protect Florida companies from industry-specific risks. We offer property insurance, liability coverage, and specialized policies for restaurants, dealerships, and other commercial operations. Our team works closely with business owners to create comprehensive risk management strategies that safeguard assets and ensure business continuity.
Home Insurance
Home insurance policies protect Florida homeowners' largest investments against common risks. We provide coverage for structural damage, personal belongings, and liability protection with options for hurricane and flood coverage. Our agents help clients understand policy details and select appropriate coverage limits based on their property's value and specific needs.
Life Insurance
Life insurance solutions provide financial protection for loved ones in case of unexpected loss. We offer term and permanent life insurance options to meet various financial planning needs. Our specialists help clients determine appropriate coverage amounts and policy types that align with their family's financial security requirements.
Recreational Vehicles
Specialized RV insurance protects your recreational investments against accidents and losses. Our policies cover motorhomes, travel trailers, and fifth wheels with options for comprehensive coverage and roadside assistance. We help clients understand the unique insurance requirements for recreational vehicles and select appropriate protection levels.
People
Peggy Carpenter Brady-Sciturro
President / CEO
Third-generation insurance professional with nearly 30 years of commercial insurance experience. Leads the agency's operations and strategic direction while maintaining hands-on client service.
Velma Espinoza
Personal Lines Office Manager
Bilingual insurance specialist managing personal lines policies with over 15 years of experience in Florida's insurance market. Provides personalized service to individual clients.
Mary Burris
Commercial Insurance Consultant
Experienced commercial insurance advisor specializing in business risk management solutions. Helps Florida businesses navigate complex insurance requirements and coverage options.
Tonya Stamm
Commercial Lines Manager
Commercial insurance expert with extensive knowledge of business policy structures. Manages client relationships and ensures proper coverage for diverse business operations.
Afton Levins
Commercial Lines Agent
Marketing-focused insurance professional connecting businesses with appropriate coverage solutions. Provides detailed policy explanations and risk assessment guidance.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, and recreational vehicle insurance tailored to Florida residents and businesses through multiple carriers.
How can I get a personalized insurance quote?
Contact us via phone or our website to discuss your needs. Our team will analyze your requirements and create customized coverage options.
Why choose an independent insurance agency?
As an independent agency, we offer multiple carrier options to find you competitive rates and coverage that fits your specific needs.
How long has your agency been in business?
We've served Florida communities since 1935, maintaining our family-owned tradition of quality insurance solutions for nearly nine decades.
Do you specialize in local Florida insurance needs?
Yes, with deep understanding of Florida's unique insurance requirements, we provide tailored protection for homes, businesses, and vehicles in our region.