Business Details
Your Trusted Insurance Partner in Boca Raton
At Priority Life, we prioritize the protection of families and the success of our agents through a comprehensive suite of insurance solutions. Our mission centers on delivering mortgage protection, final expense coverage, retirement planning, and annuity products designed to secure long-term financial stability. With a foundation built on experience and reliability, we empower everyday families to navigate life's uncertainties while fostering community impact.Our streamlined process emphasizes accessibility, offering phone-based applications, no pushy sales visits, and flexible payment options tailored to individual needs. Backed by partnerships with top insurance carriers, we maintain a commitment to integrity through U.S.-based customer service and personalized policy customization. Our team of licensed agents provides nationwide support, ensuring clients receive competitive quotes and guidance without obligation.
Services
Term Life Insurance
Mortgage Protection
Final Expense Coverage
Medicare Supplements
Whole Life Insurance
Fixed Index Annuities
Highlights and features
- Apply for term life insurance over the phone with no medical exam required
- Customized policies tailored to individual financial protection needs
- Flexible payment options and return-of-premium features available
- U.S.-based customer service with licensed insurance professionals
- Multiple carrier options for competitive rate comparisons
Services
Term Life Insurance
Term life insurance provides temporary coverage for specific financial protection needs. This affordable solution replaces income in case of unexpected death, ensuring beneficiaries maintain financial stability. Policies offer customizable terms (5-30 years) with level premiums and tax-free death benefits, making it ideal for covering mortgages, education costs, or income replacement during working years.
Mortgage Protection
Mortgage protection insurance safeguards families against home loss following the primary earner's death. These policies pay off remaining mortgage balances, with decreasing coverage matching loan amortization. Features include return-of-premium options and critical illness coverage, ensuring housing security while preserving family assets during difficult transitions.
Final Expense Coverage
Final expense insurance covers end-of-life costs like funerals, burials, and medical bills. This permanent coverage guarantees funds for average $8,500+ expenses without draining family savings. Policies require no medical exams, offer simplified underwriting, and provide immediate financial relief to loved ones during bereavement periods.
Medicare Supplements
Medicare supplement plans cover out-of-pocket costs not paid by original Medicare. These standardized policies handle deductibles, coinsurance, and copays, including foreign travel emergencies. Available in 12 plan types (A-N), they work exclusively with Medicare Parts A/B to provide comprehensive healthcare cost protection for eligible seniors.
Fixed Index Annuities
Fixed index annuities generate guaranteed retirement income streams while protecting principal from market downturns. These tax-deferred vehicles link growth to market indexes with downside protection, offering lifetime payout options. Ideal for supplementing Social Security and pensions, they provide predictable monthly income to maintain retirement lifestyles.
Questions
How can I apply for life insurance without a medical exam?
Our term life insurance allows phone applications with simplified health questions instead of medical exams, streamlining approval for qualified applicants.
What does mortgage protection insurance cover?
Mortgage protection pays your remaining home loan balance upon death, with optional critical illness coverage, ensuring family housing security without financial strain.
Can I customize my final expense policy?
Yes, we offer customizable final expense coverage amounts to match individual needs, with guaranteed acceptance options available for simplified underwriting.
Do you offer Medicare supplement plans nationwide?
We provide Medigap plans in most states, working with multiple carriers to offer standardized coverage options that complement original Medicare benefits.
How do annuities provide retirement income?
Fixed index annuities convert savings into guaranteed monthly payments, protecting principal while offering market-linked growth potential for lifelong retirement income.
What payment options are available for policies?
We offer flexible payment schedules including monthly, quarterly, and annual options for most policies, with return-of-premium features on select products.
Reviews (5)
Terry Champagne
Jun 07, 2020
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Your representative, Joe Llama, was here for maybe 20min. I told him upfront that I had to discuss any payments with my husband before I could agree to anything. He asked me all his questions then handed me a paper with a quote. I again told him I'd have to talk with my husband, (he's a long haul commercial carrier driver,) and he said "Well can't you call him?" "I said not without him losing his job for being on the phone while driving." I handed the quote back and he put the quote in his folder, without me getting to ask anymore questions about other amounts, said "Thank you. I'll let myself
Robert Moore
Oct 23, 2019
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I've actually sold life insurance for four other insurance carriers and IMO's, and until now, NEVER have I received as high a percentage of compensation as I am now receiving with Priority Life Group!
Brian Cohen
Jan 05, 2019
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Fantastic company and work environment. Everyone in the office is extremely positive and willing to help eachother succeed.
Frank J. DeSena
Sep 30, 2018
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Great place to work. Highest contracts I have seen in the industry. Great training. Most agents are earning high six figures and it is a very positive work environment.
Doug Rochon
Aug 11, 2018
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From the beginning, they were extremely knowledgeable and helpful. Obtain the protection that needed for my family and I. Treated me like family. Highly recommended!
