Business Details
21 Years
experience
Your Trusted Partner for Life Insurance Solutions
Ogletree Financial was founded in 2005 with a mission to help consumers secure the right life insurance policies tailored to their unique needs. Starting in the early 1990s as a traditional life insurance agent, our founder transitioned from face-to-face client interactions to leveraging modern technology, enabling nationwide accessibility. Today, we operate as independent advisors representing over 50 top-rated insurance companies, offering a comprehensive range of products including Indexed Universal Life (IUL), Whole Life, Term Life, and Senior Life Insurance.Our expertise extends to innovative strategies like Infinite Banking and tax-free retirement planning using life insurance policies. With decades of combined experience, our team prioritizes personalized service, financial education, and transparent communication. We pride ourselves on helping clients navigate complex insurance decisions while maintaining a client-centric approach that emphasizes long-term relationships and financial security.
Services
Indexed Universal Life
Term Life Insurance
Senior Life Insurance
Whole Life Insurance
Infinite Banking
Details
- Year established: 2005
Highlights and features
- We offer 30+ years of combined experience in life insurance and financial planning
- Our independent advisor status provides access to 50+ top-rated insurance carriers
- We specialize in innovative financing strategies for policyholders
- Our client-centric approach emphasizes transparent communication and education
- We provide comprehensive retirement planning integrating life insurance solutions
Associations and certifications
- Chartered Life Underwriter (CLU)
- Million Dollar Round Table (MDRT)
What people say
Expert guidance
Personalized solutions
Professional service
Clear explanations
Timely responses
Services
Indexed Universal Life
Indexed Universal Life Insurance provides permanent coverage with cash value growth tied to market indices. Policyholders benefit from potential market gains while enjoying downside protection. This flexible solution suits those seeking death benefit protection combined with tax-advantaged retirement income planning.
Term Life Insurance
Term Life Insurance offers affordable, straightforward death benefit protection for specified periods. Ideal for income replacement needs, mortgage protection, and temporary financial obligations. Policies available with conversion options to permanent coverage.
Infinite Banking
Infinite Banking utilizes whole life insurance policies to create personal banking systems. Policyholders access cash value for major purchases while maintaining death benefits. This strategy builds wealth through dividend-paying policies and tax-advantaged growth.
Retirement Planning
Our retirement planning integrates life insurance products for tax-efficient income streams. Specializing in IUL-based retirement plans and life insurance retirement policy (LIRP) strategies. We help clients optimize Social Security benefits and coordinate insurance with traditional retirement accounts.
Senior Life Insurance
Senior Life Insurance provides simplified issue policies for older applicants. Designed to cover final expenses, funeral costs, and estate settlement needs. Offers guaranteed acceptance options and level premiums for lifelong coverage.
People
Doug Mitchell
President
Doug Mitchell, CLU, has 30 years of insurance experience, holds a Chartered Life Underwriter designation, and is a Top of the Table MDRT member. He founded Ogletree Financial in 2005 after successful tenures at Horace Mann and New York Life.
Holly Mitchell
Advisor
Holly Mitchell brings insurance expertise and marketing experience to our team. With prior insurance experience since 1985 and a background in real estate, she specializes in policy verification and client education.
Questions
What life insurance products do you offer?
We offer Indexed Universal Life, Whole Life, Term Life, and Senior Life Insurance products from over 50 top-rated carriers.
Can I purchase life insurance without a medical exam?
Yes, we offer no-medical-exam options though they may have higher rates compared to fully underwritten policies.
Do you specialize in retirement planning?
Yes, we specialize in tax-free retirement strategies using IUL and life insurance retirement policy (LIRP) solutions.
Are your agents licensed professionals?
Our team includes Chartered Life Underwriters and Million Dollar Round Table members with decades of industry experience.
How can I get a life insurance quote?
Get instant quotes online or call us at 800-712-8519 for personalized assistance with our insurance specialists.
