Business Details
Your Trusted Insurance Partner in Opelika, AL
Phil Henderson Insurance has served residents of Opelika, Alabama, and surrounding areas for over 40 years, offering tailored auto and home insurance solutions. Our agents combine decades of industry expertise with a deep understanding of local needs to create comprehensive coverage plans that protect clients from financial risks. We prioritize personalized service, helping families and individuals navigate policy details through in-person or remote consultations.By offering flexible options for liability, collision, motorcycle coverage, and specialized home protections, we ensure clients receive policies that align with their lifestyles and budgets while maintaining a commitment to exceptional customer support.
Services
Auto Insurance
Home Insurance
Motorcycle Coverage
Liability Insurance
Roadside Assistance
Umbrella Policies
ATV Coverage
Condo Insurance
Personal Injury Protection
Recreational Vehicle Insurance
Highlights and features
- We offer 40+ years of experience in customized insurance solutions
- Our agents provide personalized policy consultations tailored to client needs
- We offer comprehensive coverage options for auto, home, and specialty vehicles
- Our team prioritizes exceptional customer service and support
- We serve Opelika and surrounding areas with localized insurance expertise
What people say
Great customer service
Nicest place around
Agents were friendly
Best insurance coverage
Helpful and clear explanations
Services
Auto Insurance
Our auto insurance policies provide protection against property damage, bodily injury, and liability risks. We offer collision coverage, uninsured motorist protection, and specialized plans for motorcycles, ATVs, and recreational vehicles to meet diverse driving needs.
Home Insurance
Homeowners insurance covers structural damage, personal property loss, and liability claims for residences. We offer customized policies for traditional homes, condos, and manufactured housing to protect against fire, weather, and other common risks.
Roadside Assistance
This service provides coverage for vehicle breakdowns, including towing, battery jump-starts, and lockout assistance. Designed to offer peace of mind during unexpected roadside emergencies with quick response times.
Liability Coverage
Liability insurance protects against financial losses from lawsuits or claims involving property damage or bodily injury. Essential for both auto and home policies to cover legal expenses and damages awarded to others.
Umbrella Policies
Umbrella insurance provides additional liability coverage beyond standard policy limits. Designed for individuals seeking enhanced protection against major claims, covering legal fees and damages that exceed primary policy amounts.
Questions
What types of insurance do you offer?
We provide auto insurance, home insurance, motorcycle coverage, umbrella policies, and specialty vehicle insurance for diverse client needs.
Do you serve areas outside Opelika?
We serve Opelika, Lanett, and surrounding Alabama communities with customized insurance solutions.
How can I get a policy quote?
Contact us via phone or email to schedule a consultation and receive a personalized insurance quote.
Are your policies customizable?
Yes, our agents create tailored coverage plans that fit individual lifestyles, budgets, and risk management requirements.
What are your office hours?
Our Opelika office is open Monday-Friday 8:00 AM - 5:00 PM. Emergency assistance is available by phone.
Can I manage policies online?
We recommend contacting our office directly for policy management assistance and payment options.
Reviews (4)
Melissa Meeks
Sep 28, 2021
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Critical:Quality,Value
Horrible. They cancelled insurance after 2 weeks 2 different times because of a fault on their behalf. Had to pay a reinstatement fee both times. Will be switching today. I DO NOT recommend.
Horrible. They cancelled insurance after 2 weeks 2 different times because of a fault on their behalf. Had to pay a reinstatement fee both times. Will be switching today. I DO NOT recommend.
Tazja Mccoy
Apr 30, 2021
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Service is always fast. Prices are always right!!! Wouldn't change to anyother car insurance companies.
Melissa Hester
Apr 06, 2021
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My family and I have gotten insurance through them for years. Even got a great rate on SR22 for my ex husband. Quick over the phone quotes too
Clue Wyatt
Oct 21, 2018
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Ladies were friendly professional helpful ...i recommend the owner post the actual open close hours on the window or door.
