Business Details
Your Trusted Michigan Insurance Agency
MI Choice Insurance operates as an independent insurance agency dedicated to serving clients across Michigan. Our approach centers on personalized service, offering access to multiple insurance carriers to ensure clients receive tailored coverage options that align with their unique needs. With a focus on home, auto, life, and business insurance, we prioritize competitive pricing and comprehensive protection. Our licensed agents deliver fast, responsive quotes within ten minutes while emphasizing cost-saving opportunities through bundling and specialized discounts. We maintain partnerships with top-rated companies like Hanover, AAA, and Encompass to provide diverse solutions for individuals and businesses.Our commitment extends beyond policy placement, as we act as advocates for clients during claims processes. Serving Livingston, Oakland, Washtenaw, and Ingham counties, we combine local expertise with statewide reach. The agency emphasizes transparency, offering clear explanations of coverage options without hidden fees. With decades of combined experience, our team educates clients on risk management strategies specific to Michigan's regulatory environment. Our mission remains centered on client satisfaction, ensuring insurance solutions evolve alongside changing life circumstances and business requirements.
Services
Home Insurance
Auto Insurance
Recreational Insurance
Life Insurance
Business Insurance
Highlights and features
- We offer 10-minute quotes with fast, responsive service.
- Our team partners with top-rated insurance carriers statewide.
- We provide customized coverage solutions for unique needs.
- Our agents have decades of combined insurance expertise.
- We offer up to 25% in potential savings through discounts.
Services
Home Insurance
Our home insurance policies protect Michigan homeowners against property damage, liability claims, and additional living expenses. We offer customizable coverage options including flood insurance, condo insurance, and vacation home protection. Our agents help clients navigate Michigan-specific risks while maximizing available discounts.
Auto Insurance
We provide comprehensive auto insurance solutions meeting Michigan's mandatory requirements while offering optional coverages. Our services include standard auto policies, motorcycle insurance, and specialized coverage for high-value vehicles. Clients benefit from multi-policy discounts and safety-based premium reductions.
Business Insurance
Our business insurance packages serve Michigan contractors, restaurants, and commercial trucking operations. Coverage options include workers' compensation, directors and officers liability, and commercial umbrella policies. We specialize in risk management solutions tailored to small and mid-sized businesses across multiple industries.
Life Insurance
We offer term, whole, and universal life insurance policies providing financial security for beneficiaries. Our agents help clients understand policy structures, death benefit options, and tax implications. Coverage solutions address mortgage protection needs and long-term estate planning objectives.
Recreational Insurance
Our recreational insurance covers motorhomes, RVs, boats, ATVs, and snowmobiles. We provide comprehensive protection against accidents, theft, and weather-related damage. Policies include specialized coverage for watercraft and off-road vehicles used in Michigan's diverse recreational environments.
Questions
What types of insurance do you offer?
We offer home, auto, life, business, and recreational insurance policies tailored to Michigan residents and businesses.
Do you provide insurance for high-risk drivers?
Yes, we work with specialty carriers to provide coverage options for drivers with unique circumstances or past incidents.
How do you help clients save money?
We offer up to 25% in potential savings through bundling discounts, safe driver incentives, and multi-policy packages.
Can you help with commercial insurance for contractors?
Yes, we specialize in contractor insurance including workers' compensation, general liability, and commercial umbrella policies.
Do you serve areas outside Brighton?
We serve Livingston, Oakland, Washtenaw, and Ingham counties with plans to expand our Michigan service area.
How quickly can I get an insurance quote?
Our licensed agents provide complete insurance quotes within ten minutes for most policy types.
Reviews (6)
Tc Vortex
Nov 21, 2021
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Positive:Quality
Insurance is really complicated, the team at MIAFS is able to make it make sense without cutting corners.
Insurance is really complicated, the team at MIAFS is able to make it make sense without cutting corners.
Nick Toomey
Nov 03, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Stephen and the team at M.I.F.S. have been great to work with. Very quick to respond to queries and questions, very helping, and we're able to save me a lot of money on my insurance.
Stephen and the team at M.I.F.S. have been great to work with. Very quick to respond to queries and questions, very helping, and we're able to save me a lot of money on my insurance.
Tori L.
Sep 14, 2021
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Stephen was great he was able to save me $500 a year. Very helpful and great to work with I highly recommend
Jamie Renee Lackner
Jul 19, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Worked with Stephen to get first time car insurance and he really helped me understand what coverage I needed and why its important. When insurance is as complicated as it is in Michigan I am glad I worked with a true expert!
Worked with Stephen to get first time car insurance and he really helped me understand what coverage I needed and why its important. When insurance is as complicated as it is in Michigan I am glad I worked with a true expert!
Ryan Fiebing
Mar 03, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
We decided to go with MIAFS because they had very competitive rates and they were the friendliest! It was a pleasure to work with Stephen Bonesteel.
We decided to go with MIAFS because they had very competitive rates and they were the friendliest! It was a pleasure to work with Stephen Bonesteel.
Liz Lonsberry
Feb 25, 2021
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My rep Scott Henman has been fantastic at helping me with all my insurance needs. He's very knowledgeable and helpful. I am very happy with this agency.
