Business Details
Fee-Only Fiduciary Financial Advisors in Cincinnati
Wurz Financial Services is a family-owned financial advisory firm built on generations of trust and expertise. Founded by Richard Wurz, the firm has evolved under the leadership of his sons Darren and Travis Wurz, who continue to prioritize integrity, fiduciary responsibility, and personalized service. Specializing in financial planning for executives, professionals, and small business owners, the firm offers research-driven strategies tailored to clients nearing retirement with $1M+ in investable assets. With offices in Cincinnati and Toledo, the team combines deep industry experience with a commitment to tax-smart, evidence-based solutions. The firms fee-only model ensures transparency and alignment with client interests, avoiding conflicts of interest from product sales or commissions.Services include retirement planning, investment management, and tax optimization, addressing complex needs such as stock options, deferred compensation, and business succession. The Wurz legacy emphasizes long-term relationships, proactive planning, and a focus on preserving wealth across generations. Clients benefit from a disciplined process that integrates portfolio management, ongoing guidance, and strategic adjustments to navigate market cycles. The firms approach balances institutional research with personalized service, serving clients nationwide while maintaining local roots. This dedication to client-centric advice has established Wurz Financial Services as a trusted partner for high-achievers planning their financial future.
Services
Retirement Planning
Investment Management
Tax Planning
Wealth Management
Portfolio Implementation
Highlights and features
- We are fiduciary advisors legally bound to act in your best interest.
- Our fee-only model eliminates conflicts of interest from product sales.
- Specialized tax-smart strategies maximize after-tax wealth for retirees.
- Evidence-based investing rooted in academic research and market data.
- Two generations of experience serving executives and business owners.
Associations and certifications
- Registered Investment Adviser (RIA)
What people say
Expert financial guidance
Personalized retirement planning
Tax-efficient strategies
Trusted advisors
Long-term investment success
Services
Retirement Planning
We design tax-efficient retirement income plans by optimizing Social Security, pensions, IRAs, and business sale proceeds. Our process includes risk assessment, withdrawal sequencing, and Social Security filing strategies to ensure long-term financial stability for clients 5-10 years from retirement.
Investment Management
Our evidence-based approach uses low-cost ETFs, direct indexing, and diversified portfolios tailored to client goals. We focus on minimizing fees, managing tax implications, and adjusting allocations to align with evolving market conditions and retirement timelines.
Tax Planning
Year-round tax strategies include Roth conversions, Net Unrealized Appreciation analysis, and asset location optimization. We help clients reduce tax liabilities through proactive planning integrated with retirement and investment strategies for high-net-worth individuals.
Wealth Management
Comprehensive wealth management addresses business succession, estate planning, and intergenerational wealth transfer. Services include exit planning for business owners, legacy structuring, and coordinated strategies to preserve and grow substantial investable assets.
Portfolio Implementation
We implement customized portfolios using institutional-grade tools and tax-efficient vehicles. This includes tactical adjustments within a long-term framework, tax-loss harvesting, and ongoing rebalancing to maintain alignment with client objectives and market realities.
People
Darren P. Wurz
Certified Financial Planner
Darren Wurz specializes in financial planning for law firm owners. He holds an M.S. in Financial Planning from Golden Gate University and is a fiduciary advisor focused on attorneys and high-net-worth clients nationwide.
Travis R. Wurz
Financial Advisor
Travis Wurz works with real estate professionals in Toledo. He has a Bachelor's degree in Financial Services and holds Series 7 and Series 66 licenses, focusing on passive income strategies and retirement planning.
Richard H. Wurz
Founder (Retired)
Richard Wurz established the firm after a 40+ year career in financial services. His legacy of independent, client-first advice continues through his sons, emphasizing long-term relationships and market expertise.
Questions
Are you fiduciary advisors?
Yes, we are legally obligated to act in your best interest at all times as fiduciary advisors.
Do you charge commissions for financial products?
No, we operate a fee-only model with no commissions, product sales, or conflicts of interest.
What is your minimum investment requirement?
We don't have a formal minimum, but our services are designed for clients with $1M+ in investable assets.
Do you work with clients outside Ohio?
Yes, while based in Cincinnati and Toledo, we serve executives and business owners nationwide.
How do you approach tax planning?
We use year-round strategies including Roth conversions, tax-loss harvesting, and asset location optimization to minimize tax liabilities.
What retirement planning services do you offer?
We provide Social Security optimization, income planning, portfolio management, and ongoing adjustments for retirement readiness.
Reviews (1)
Elizabeth Julius
Nov 09, 2017
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Travis has made himself available for me, and was able to travel closer to me for our meeting. He explained everything he could do for me and helped with suggestions for my investments.
