Business Details
34 Years
experience
Reliable Surety Bond Services in Laguna Hills, CA
Coats Surety has been the premier provider of surety bond expertise for over two decades, serving contractors, developers, and clients across Southern California. Established in 1992 by Linda Coats, our agency was founded on the principles of personalized service and long-term client relationshipsa legacy that continues as a family-owned business. Our team leverages decades of industry experience and partnerships with leading surety markets to deliver tailored solutions for businesses of all sizes. Unlike large impersonal corporations, we prioritize hands-on, concierge-level service that emphasizes transparency, accountability, and client success.With our deep understanding of construction, subdivision, and regulatory bonding requirements, we specialize in simplifying complex surety processes for our clients. Our commitment to excellence is reflected in our ability to maintain relationships with original clients while adapting to evolving industry standards. Matt Coats, now co-leading with his mother, brings technical expertise from his background in earth sciences and education to complement the companys growth. From instant-issue bonds to comprehensive underwriting support, we combine generational knowledge with modern efficiency to meet diverse bonding needs.
Services
Contract Bonds
Court Bonds
Subdivision Bonds
License Bonds
Performance Bonds
Payment Bonds
Bid Bonds
Judicial Bonds
Escrow Bonds
Waste Tire Bonds
Details
- Year established: 1992
Highlights and features
- We offer 30+ years of combined experience in surety bond underwriting.
- Our family-owned agency provides personalized, hands-on service to every client.
- We maintain partnerships with top-tier surety markets for competitive solutions.
- We specialize in expediting urgent bond requirements within 24 hours.
- Our team includes industry-recognized experts with construction backgrounds.
Services
Contract Bonds
Contract bonds ensure fulfillment of contractual obligations for public and private construction projects. These financial guarantees protect project owners by ensuring contractors complete work as specified. Our agency specializes in bid, performance, payment, and warranty bonds that meet federal, state, and municipal requirements.
Court Bonds
Court bonds guarantee fulfillment of legal obligations in judicial proceedings. We provide fiduciary, judicial, and release bonds that ensure compliance with court mandates. These bonds protect all parties involved in litigation by creating financial accountability for legal actions and property management responsibilities.
Subdivision Bonds
Subdivision bonds guarantee completion of infrastructure improvements in residential and commercial developments. Our team handles performance bonds, completion bonds, and DRE bonds that ensure proper construction of streets, utilities, and community amenities. This service specifically supports real estate developers in meeting regulatory requirements.
License Bonds
License bonds are required for professional licensing across various industries. We assist businesses with permits, notary, and mortgage broker bonds that guarantee compliance with state regulations. Our services help professionals meet mandatory bonding requirements for licensing authorities in California and surrounding areas.
Waste Tire Bonds
Waste tire bonds ensure proper handling and disposal of used tires. Our $10,000 bonds protect municipalities by guaranteeing compliance with environmental regulations. This service supports haulers in maintaining legal operation while preventing ecological damage from improper tire disposal.
People
Linda Coats
Founder
Linda Coats established the agency in 1978 after starting her career at a national insurance firm. As one of few women in the field, she built lasting client relationships through personalized service. She continues mentoring clients while maintaining industry connections developed over her 40-year career.
Matt Coats
Co-Owner
Matt Coats joined the family business in 2008 after working as a surety underwriter. His background in earth sciences and education provides technical insight into construction bonding. He specializes in streamlining the underwriting process while maintaining high service standards for new and existing clients.
Ryan Butterfas
Surety Specialist
Ryan Butterfas brings expertise in customer service and telecommunications to his surety role. He focuses on supporting new business development while managing client communications. His background in sociology helps him understand diverse client needs across multiple industries.
Summer Reyes
Operations Manager
Summer Reyes oversees bond execution and license compliance with her decade of surety experience. She manages accounting functions and ensures smooth daily operations. Her background in finance and anthropology provides unique perspectives in client support and process improvement.
Questions
What is a surety bond?
A surety bond is a three-party agreement guaranteeing contractual performance between principal, obligee, and surety.
How much does a waste tire bond cost?
California requires $10,000 bonds at 1% cost ($100 annual premium) for waste tire haulers.
What underwriting information do you need?
We typically require questionnaires, business financials, personal financial statements, and bond-specific details for processing.
Can I get same-day bond approval?
Yes, we often expedite bonds within 24 hours when underwriting information is promptly provided.
Do you handle specialty bonds?
Yes, we provide niche bonds including judicial, escrow, structured settlements, and environmental compliance bonds.
What areas do you serve?
While based in Laguna Hills, we provide bonding services throughout California and nationwide through our partnerships.
