Business Details
Affordable Health & Life Insurance in West Palm Beach
All Horizon Financial Services is a dedicated insurance brokerage committed to helping individuals, families, and businesses in West Palm Beach, Florida, secure comprehensive and affordable insurance solutions. With a focus on personalized service, we offer a wide range of health, life, dental, vision, Medicare, and international health insurance plans tailored to meet diverse client needs. Our team of experienced professionals prioritizes client education, ensuring clients understand their coverage options and make informed decisions. We partner with leading insurance providers to deliver flexible plans, including short-term medical coverage and long-term security solutions.Our mission is to provide peace of mind through financial protection, addressing lifes uncertainties with expertise and integrity. We specialize in navigating complex insurance markets, offering guidance on ACA-compliant plans, maternity coverage, and critical illness policies. Our local expertise extends to Palm Beach County, where we assist residents in accessing affordable healthcare and retirement planning tools like annuities. By emphasizing transparency and client-centric service, we aim to build lasting relationships rooted in trust and reliability.
Services
Health Insurance
Life Insurance
Medicare Plans
Dental Insurance
International Health Insurance
Short-Term Medical Plans
Vision Insurance
Group Insurance
Annuities
Critical Illness Coverage
Highlights and features
- We offer personalized insurance guidance tailored to individual and family needs.
- Our team partners with top-rated insurance providers across Florida.
- We specialize in ACA-compliant health plans with maternity coverage options.
- We provide expert Medicare plan comparisons for seniors and retirees.
- Our local Palm Beach County expertise ensures community-specific coverage solutions.
Services
Health Insurance
We provide individual and family health insurance plans in Florida, including ACA-compliant options with preventive care benefits and maternity coverage. Our short-term medical plans offer flexible, temporary protection for those between jobs or waiting for employer coverage. We help clients compare HMO, PPO, and high-deductible plans to find cost-effective solutions for their healthcare needs.
Medicare Plans
Our Medicare solutions include Advantage plans, Supplement policies, and Part D drug coverage for Florida residents aged 65+. We guide clients through enrollment options, special needs plans, and dual-eligible Medicaid coordination. Our experts help seniors evaluate coverage gaps and select plans that balance premium costs with out-of-pocket expenses.
Life Insurance
We offer term and permanent life insurance policies to protect families and businesses. Our services include key person insurance for small businesses, final expense coverage, and income replacement strategies. We work with top carriers to provide affordable options that secure loved ones' financial futures through death benefits for mortgages, education, and living expenses.
Dental Insurance
Our dental insurance options reduce costs for preventive care, major procedures, and orthodontics. We partner with Humana, UnitedHealthcare, and Cigna to offer individual and family plans with access to nationwide provider networks. We help clients compare premiums, annual maximums, and waiting periods for routine cleanings to complex restorative treatments.
International Health Insurance
We design international health plans for expats, travelers, and students with coverage across 190+ countries. Our global policies include emergency medical evacuation, inpatient care, and telehealth services. We offer flexible terms for short-term trips or long-term stays, with options for dental, vision, and chronic condition management in Europe, Asia, and the Americas.
Questions
What health insurance options are available for Florida families?
We offer ACA-compliant individual and family plans with maternity coverage, HMO/PPO options, and short-term medical policies. Our agents help compare premiums, deductibles, and provider networks.
How do I choose between term and permanent life insurance?
Term life provides affordable coverage for specific periods, while permanent policies offer lifelong protection with cash value components. Our advisors evaluate your financial goals to recommend the best option.
Are there Medicare plans for people with pre-existing conditions?
Yes, Medicare Advantage and Supplement plans cover pre-existing conditions without waiting periods. We help compare plan benefits and prescription drug coverage options.
Can I get dental insurance with no waiting period?
Some plans offer immediate preventive care coverage. We'll help identify carriers with minimal waiting periods for major procedures while balancing premium costs and benefits.
Do you offer insurance for small business groups?
Yes, we provide group health, dental, and disability insurance for businesses with two+ employees. Our brokers help compare carrier networks and employee contribution options.
What travel insurance options cover medical emergencies abroad?
Our international plans include emergency medical evacuation, inpatient treatment, and telehealth access. We offer customizable coverage terms for trips ranging from weeks to years.
Reviews (6)
Youlanda Ellis
Apr 06, 2021
Report
Positive:Professionalism,Responsiveness
Lloyd was very nice and knowledgeable. He answered all my questions. Excellent customer service!
Lloyd was very nice and knowledgeable. He answered all my questions. Excellent customer service!
Ross Kooperman
Sep 10, 2020
Report
Positive:Professionalism,Quality,Responsiveness,Value
Carrie is very thorough and tries extremely hard to meet her clients needs. She found a way to save me a considerable amount of money. I highly recommend them!
Carrie is very thorough and tries extremely hard to meet her clients needs. She found a way to save me a considerable amount of money. I highly recommend them!
Jacinth Waldron
Jun 17, 2020
Report
I would recommend All Horizon Financial Services for all your insurance needs. My calls are always returned promptly, and the agent is very knowledgeable and experienced, so you can be confident with this company, you won't be disappointed.
Sharon Blake
Jun 01, 2020
Report
Lloyd is very professional and is a great people person. He listens intently to his clients concerns and uses his expertise, experience and knowledge to keep his clients satisfied.
Nadene Wilson
Oct 09, 2019
Report
Your company has taken the guess work and frustration out of shopping for health insurance. I was so delighted to have my life insurance needs taken care of also. Thank you very much for answering all my questions and helping me to make and select coverage that fits the needs of my family.
Sophia Brown
Dec 07, 2018
Report
I had a great customer service experience with All Horizon! Very knowledgeable and professional staff. Thank you for your patience and empathetic listening skills as you diligently navigated me through the complexity of choosing a health plan that is suitable to my needs.
