Business Details
26 Years
experience
Your Trusted Insurance Partner in Boynton Beach
Founded in 2000, we are a locally-based independent insurance agency dedicated to providing personalized insurance solutions for individuals, families, and businesses across Florida and Georgia. Our team of experienced agents specializes in navigating complex insurance markets, offering expertise in flood zones, building code requirements, and Medicare enrollment. By partnering with top-rated carriers, we deliver competitive pricing and flexible coverage options tailored to clients' unique needs.Our commitment to transparency, local knowledge, and client-centered service has established us as a trusted resource for homeowners, renters, business owners, and seniors seeking reliable protection.
Services
Homeowners Insurance
Auto Insurance
Renters Insurance
Commercial Insurance
Workers' Compensation
General Liability
Medicare Supplements
Umbrella Policy
Surety Bonds
Flood Insurance
Details
- Year established: 2000
Highlights and features
- We've served Florida since 2000 understanding local insurance needs
- We compare quotes from multiple top-rated carriers
- We provide clear explanations of complex coverage terms
- We specialize in Florida-specific risks like flood zones
- We offer Medicare enrollment guidance and ACA compliance
What people say
Best insurance company
Excellent staff
Great service
Competitive rates
Quick insurance access
Services
Homeowners Insurance
Specialized coverage for Florida residences including single-family homes, condos, and high-value properties. We help clients navigate mandatory hurricane coverage requirements and flood zone compliance while offering protection against common perils like fire, theft, and water damage.
Commercial Insurance
Comprehensive protection for Florida and Georgia businesses including property insurance, liability coverage, and workers' compensation. We specialize in tailoring policies for retail shops, restaurants, and contractors while helping clients meet state regulatory requirements and manage operational risks effectively.
Medicare Supplements
Additional coverage options that help pay out-of-pocket costs associated with Original Medicare. We provide expert guidance on selecting the right Medigap plan to cover deductibles, copayments, and coinsurance that traditional Medicare doesn't cover.
Auto Insurance
Flexible auto insurance solutions for Florida drivers with options for liability coverage, comprehensive protection, and discount programs. We offer bundled policies and specialized coverage for unique vehicles like motorcycles and classic cars while ensuring compliance with state minimum requirements.
Flood Insurance
Mandatory flood risk coverage for Florida residents in high-risk areas. We navigate National Flood Insurance Program requirements and private carrier options while providing detailed explanations about zone classifications, coverage limits, and mitigation strategies for both residential and commercial properties.
Questions
Do I need flood insurance if I already have homeowners insurance?
Yes, standard homeowners policies exclude flood damage. We help determine your flood zone and recommend appropriate coverage.
Can you help with restaurant insurance if I serve alcohol?
Yes, we provide commercial policies that include liquor liability coverage for establishments serving alcohol.
How much workers' compensation do I need?
Requirements vary by state and payroll size. We'll help calculate your Florida or Georgia compliance obligations.
What's the difference between Medicare Advantage and Supplements?
Supplements work with Original Medicare while Advantage plans are comprehensive private alternatives with additional benefits.
Can I get ACA coverage outside Open Enrollment?
Special Enrollment Periods apply after qualifying life events like job loss or relocation. We'll verify eligibility.
Is renters insurance worth the cost?
Yes, it protects personal belongings at low cost (typically $15-$30 monthly) and covers theft, fire, and water damage.
Reviews (2)
Patricia Weissman
May 24, 2019
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Troy and Ginger are the best. I have sent numerous people to them for insurance and they have come through 100%. They get clients great rates. My daughter was able to obtain a quote and get insurance quickly. I HIGHLY RECOMMEND.
Bob Bohunicky
Jun 29, 2014
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Ginger:
Got to say I dont understand how you run a business when you dont even give your customers quotes .Its been 2 weeks and never recieved a phone call back or quote. Terrible customer service.
Christine
Got to say I dont understand how you run a business when you dont even give your customers quotes .Its been 2 weeks and never recieved a phone call back or quote. Terrible customer service.
Christine
