Business Details
25 Years
experience
Your Trusted Financial Advisers in Larchmont, NY
Founded in 2001, we are an independent Registered Investment Advisory (RIA) firm committed to serving as fiduciaries for our clients. Our team of Certified Financial Planners brings decades of experience from prestigious financial institutions to deliver personalized wealth management solutions. We leverage advanced technology to create transparent, data-driven financial plans tailored to individual goals.Our client-centric approach prioritizes long-term relationships over product sales, ensuring unbiased investment strategies aligned with each client's unique needs. With offices in Larchmont, NY, we serve clients across the tri-state area and nationally through virtual platforms.
Services
Wealth Management
Financial Planning
Investment Advisory
Retirement Planning
Tax Strategies
Estate Planning
Risk Assessment
Portfolio Management
College Funding
Cash Flow Analysis
Details
- Year established: 2001
Highlights and features
- We offer 40+ years combined experience from former JPMorgan and Deutsche Bank executives
- Our fiduciary commitment legally binds us to prioritize client interests above all else
- We create customized financial plans using proprietary risk assessment technology
- Our team maintains advanced certifications including CFP, ChFC, and ADPA designations
- We provide transparent fee structures with no hidden costs or product commissions
Associations and certifications
- Certified Financial Planner Board
- Registered Investment Advisory (RIA) Firm
Services
Wealth Management
Our wealth management services combine comprehensive financial planning with strategic investment management. We analyze your complete financial picture to create customized strategies that balance growth and security. With a focus on long-term objectives, we help clients navigate market fluctuations while maintaining alignment with personal goals through regular portfolio reviews and adjustments.
Financial Planning
We develop detailed financial roadmaps considering income, expenses, assets, and liabilities. Our planners use sophisticated modeling tools to project outcomes based on different decisions. This includes retirement planning, tax optimization strategies, and contingency planning to ensure financial security across life's various stages and unexpected events.
Investment Advisory
As fiduciaries, we provide unbiased investment recommendations tailored to individual risk tolerance and financial goals. Our approach emphasizes diversified portfolios with low-cost vehicles while maintaining flexibility for changing market conditions. We continuously monitor investments and rebalance as needed to maintain strategic allocations aligned with client objectives.
Retirement Planning
We help clients prepare for secure retirements through comprehensive income projections and savings strategies. Our analysis considers Social Security optimization, required minimum distributions, and tax-efficient withdrawal strategies. We create personalized plans that address healthcare costs, estate considerations, and legacy goals while ensuring financial sustainability throughout retirement years.
Tax Strategies
Our tax-efficient strategies focus on minimizing liabilities through strategic investment selection and timing of transactions. We coordinate with accountants to optimize tax outcomes across investment accounts, retirement distributions, and estate transfers. Our approach considers both current tax savings and long-term implications of financial decisions to maximize after-tax returns.
People
Margaret Heydorn
Founder
With 30+ years at major financial institutions including JPMorgan Chase, Margaret established this firm to provide independent wealth management. A CFP professional and former Investment Policy Committee member, she focuses on strategic portfolio management while mentoring the advisory team.
Alana Stone
Managing Partner
A former JPMorgan executive with 25+ years in financial services, Alana specializes in client-focused investment solutions. As a CFP and former Pace University instructor, she emphasizes fiduciary standards while managing daily operations and technology integration for enhanced client experience.
Lauren Mauro
Director of Client Services
Bringing 20+ years of client management experience from Carr Workplaces, Lauren oversees account administration and client communications. Her background in business operations ensures smooth implementation of financial plans while maintaining compliance and technology standards.
Mathis LeBlanc
Financial Planner
A Texas Tech graduate with advanced financial planning certifications, Mathis provides analytical support and client education. His background in financial coaching helps translate complex concepts into actionable strategies while preparing for CFP certification.
Questions
What makes you different from other financial advisors?
We operate as fiduciaries with no product sales incentives, using proprietary technology for personalized planning while maintaining transparent fee structures.
How do you determine appropriate investment strategies?
We use Riskalyze software to quantify risk tolerance and create diversified portfolios aligned with financial goals and time horizons.
What service areas do you cover?
While based in Larchmont, NY, we serve clients throughout Westchester, the tri-state area, and nationally through virtual meetings.
How are your fees structured?
We charge transparent asset-based fees with no hidden costs or commissions, providing clear documentation of all service charges upfront.
What technology platforms do you use?
We employ eMoney Advisor for financial planning, Riskalyze for risk assessment, and Orion for portfolio management and reporting.
How often do you review investment portfolios?
We conduct quarterly reviews and schedule annual comprehensive plan updates, with additional adjustments as needed for major life changes.
