Business Details
32 Years
experience
Your Trusted Independent Insurance Broker Network
Founded in 1994 by five independent agencies, Pacific Interstate Insurance Brokers (PIIB) was created to empower independent insurance agencies while preserving their autonomy. Our boutique network operates as a close-knit family, prioritizing transparency, direct carrier access, and profit-sharing opportunities. With over 30 years of experience, weve grown to represent $1 billion in premiums across nine states, serving 250+ affiliate agencies. Our model eliminates ownership stakes in member agencies, ensuring 100% commission retention and sub-code flexibility. Under the leadership of President Tiffany Bertolini, we continue Larry Mannings legacy of fostering collaboration through events, educational resources, and personalized support.Our fee structure remains unchanged since inception, offering predictable costs and 90% profit-sharing distribution. PIIBs selective affiliation process ensures high-caliber partnerships, while our 90-day exit clause guarantees freedom without penalties. We specialize in commercial risk management, direct underwriter access, and market diversification across 50+ carriers. Our commitment to innovation is reflected in our billion-dollar regional network status and ongoing advocacy for independent agency success.
Services
Insurance Brokerage
Profit Sharing Programs
Carrier Access Solutions
Agency Support Services
Collaborative Networking
Details
- Year established: 1994
Highlights and features
- Weve maintained a transparent, unchanged fee structure since 1994
- Our 90% profit-sharing distribution maximizes affiliate revenue
- Direct access to 50+ carriers without central marketing delays
- Collaborative network of 250+ veteran independent agencies
- 100% agency ownership retention with 90-day exit flexibility
What people say
Direct carrier access
Generous profit sharing
Supportive team
Transparent model
Growth opportunities
Services
Insurance Brokerage
PIIB provides independent agencies with direct access to 50+ top-rated insurance carriers, enabling customized risk management solutions. Our sub-coded appointments allow agencies to maintain policy visibility while securing competitive rates. With AM Best financial ratings monitoring, we ensure partners work with financially stable carriers.
Profit Sharing Programs
Our industry-leading profit-sharing model distributes 90% of earnings to affiliates with no minimum premium requirements. Direct commission payments and transparent calculations ensure maximum revenue retention. Affiliates receive payments from their first written dollar without performance thresholds.
Carrier Access Solutions
PIIB eliminates central marketing barriers through direct underwriter connections. Agencies maintain 100% control over quoting and submissions while benefiting from collective carrier negotiations. Our network includes national carriers and specialized regional providers across commercial and personal lines.
Agency Support Services
We offer affiliation options for start-ups, ex-captive agencies, and established firms. Services include carrier appointment assistance, marketing plan reviews, and E&O guidance. Our team provides personalized onboarding and ongoing operational support without restrictive ownership requirements.
Collaborative Networking
PIIB fosters knowledge-sharing through annual conventions, regional events, and digital platforms. Our 250+ affiliate network creates peer-learning opportunities while maintaining competitive integrity. Educational resources and vendor partnerships enhance business growth strategies.
People
Tiffany Bertolini
President/CEO
With over two decades of insurance industry experience, Tiffany Bertolini leads PIIB's strategic direction following Larry Manning's legacy. She oversees operations, carrier relations, and affiliate growth while maintaining the organization's founding principles of transparency and independence.
Larry Manning
Former President
PIIB's transformative leader from 2003 until his passing in 2020, Larry Manning grew the network to 240 affiliates and $850M in premiums. His vision established the direct access model and profit-sharing framework that define PIIB's success.
Rachel McClurg
Senior Sales Representative
As PIIB's key liaison for new affiliations, Rachel McClurg guides agencies through the vetting process. She specializes in matching carriers with agency needs and ensuring smooth integration into the network's collaborative ecosystem.
Steve Bozzuto
Board Member
One of PIIB's founding members, Steve Bozzuto contributes strategic governance as a board director. His industry expertise helps maintain the organization's original mission while adapting to evolving market conditions.
Charles Katz
Board Member
Serving on PIIB's board since inception, Charles Katz provides financial oversight and policy guidance. His long-term perspective ensures continuity with the network's founding principles of agency independence and transparent operations.
Questions
What makes PIIB different from other insurance networks?
PIIB uniquely combines direct carrier access, transparent profit sharing, and complete agency independence without ownership stakes or restrictive contracts.
How does PIIB's profit-sharing model work?
We distribute 90% of profits to affiliates with no minimum thresholds, ensuring even small agencies benefit from collective purchasing power and carrier partnerships.
What types of agencies qualify for PIIB affiliation?
We accept start-ups with two+ years industry experience, established agencies seeking independence, and ex-captive agencies. Our vetting focuses on financial stability and commitment to independent operations.
Can I maintain my existing carrier relationships?
Yes, PIIB's model complements existing relationships through expanded market access while allowing direct underwriter collaboration without central marketing interference.
What support does PIIB provide to new affiliates?
New members receive personalized onboarding, carrier appointment assistance, marketing plan reviews, and access to our collaborative network of 250+ independent agencies.
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Reviews (1)
Doug James
Jun 02, 2020
Report
I can't say enough about PIIB. For any insurance broker, insurance agent that wants to have access to more insurance markets, to grow their business and to be informed about the industry, PIIB is the answer!
