Business Details
22 Years
experience
Your Trusted Insurance Partner in Folsom, CA
At T.D. McNeil Insurance Services, our focus is on you. As a family-owned and operated agency, we prioritize personalized service, understanding that each client has unique needs. With over 30 years of combined experience, including Terry D. McNeil's 15-year tenure as Vice President of Insurance for ABM Industries, we bring deep expertise to every interaction. We represent multiple top-tier insurers, ensuring competitive programs tailored to your specific requirements.Our commitment to transparency means we never charge additional fees and always advocate for your best interests, whether saving you money or providing honest evaluations of existing policies. As a broker, we work exclusively for you, leveraging Terry's risk management background to deliver solutions that balance quality and affordability. Our team's dedication to client-first service has made us a trusted partner in Folsom, CA, and beyond.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Boat Insurance
Classic Car Insurance
Condo Insurance
Flood Insurance
Life Insurance
Renters Insurance
Umbrella Insurance
Details
- Year established: 2004
Highlights and features
- Family-owned agency with Fortune 500-level risk management expertise
- Over 30 years of combined experience in insurance sales and claims
- Client-first approach with no additional broker fees
- Competitive programs from multiple top-tier insurance carriers
- Honest evaluations of existing policies without hidden agendas
Services
Auto Insurance
Auto insurance protects drivers against financial loss from accidents, theft, or damage. We offer customized policies meeting California's minimum liability requirements while providing comprehensive protection. Our clients benefit from competitive rates through partnerships with multiple carriers, ensuring coverage that balances affordability with robust protection for personal and commercial vehicles.
Home Insurance
Home insurance safeguards your primary asset against damage, natural disasters, and liability claims. We provide policies covering repair costs, personal belongings, and living expenses during displacement. Our expertise ensures California residents receive tailored coverage addressing regional risks like wildfires and earthquakes while maintaining cost-effectiveness.
Commercial Insurance
Commercial insurance protects businesses from industry-specific risks through customizable policies. We offer liability protection, property coverage, and risk management solutions for enterprises of all sizes. Our Fortune 500-level experience enables tailored programs that address operational risks while optimizing premium costs for small to mid-sized businesses.
Life Insurance
Life insurance provides financial protection for dependents through death benefit policies. We offer term and permanent life insurance options with flexible coverage amounts. Our approach ensures clients understand policy details, beneficiary options, and long-term financial planning benefits to secure their family's future.
Umbrella Insurance
Umbrella insurance provides additional liability coverage beyond standard policy limits. We offer policies protecting against catastrophic claims from lawsuits or major accidents. Our solutions ensure clients maintain adequate protection for assets and future earnings through cost-effective supplemental coverage.
People
Terry D. McNeil
President & CEO
With 40+ years in insurance sales, underwriting, and risk management, Terry served as VP of Insurance for ABM Industries. A U.S. Air Force veteran and expert witness in high-value claims, he brings Fortune 500 expertise to our agency.
Rich Baker
Executive Vice President
Rich has 15+ years as an insurance broker, specializing in personal lines market trends. He ensures clients access optimal programs while maintaining prompt service and thorough policy explanations for all coverage needs.
Jennifer McNeil Baker
Vice President of Agency Operations
With a decade of commercial lines brokerage experience, Jennifer helps businesses secure appropriate coverage while managing costs. She focuses on balancing comprehensive protection with budgetary constraints for commercial clients.
Elizabeth Rooney
Senior Account Executive
Elizabeth holds degrees from Wheaton College and Yale. With a decade in insurance, she combines academic rigor with practical experience, volunteering in community organizations while providing professional insurance advisory services.
Michael Colenzo
Account Executive
Michael leverages 20 years in hospitality and entrepreneurship to understand client needs. His background in small business ownership informs his approach to streamlining insurance processes while serving as a trusted advisor.
Questions
How do you help clients save money on insurance?
We compare programs from multiple carriers to find competitive rates while maintaining quality coverage. Our expertise identifies cost-saving opportunities without compromising protection levels.
What insurance types do you specialize in?
We offer auto, home, commercial, boat, life, and umbrella insurance. Our focus is on personal and business coverage solutions tailored to California residents and businesses.
What makes your agency different from large carriers?
As an independent broker, we work for clients rather than insurance companies. Our family-owned structure allows personalized service with Fortune 500-level expertise.
What are your business hours?
We're available Monday through Friday from 9:00 AM to 5:00 PM. We offer phone consultations and in-person appointments during regular business hours.
Reviews (2)
Shannon Family Automotive
Nov 03, 2016
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If you are like me, you don't like to think about your insurance. T.D. McNeil Insurance gets that. I know I can trust them to provide me with the best product at the best price. No more thought required!
Jason T.
Jul 02, 2016
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Always great and always quick to get issues resolved! Terry, Jen, Rich and Jessica Rock! You will not find a better insurance company.
