Business Details
31 Years
experience
Your Trusted Partner for Financial Planning in New Providence, NJ
Falbo Wealth Management is an independent wealth services firm dedicated to providing fee-based financial planning tailored to individual client needs. Since 1995, we have specialized in helping retirees and pre-retirees create comprehensive strategies for each stage of their lives. Our approach prioritizes clarity, insight, and partnership, focusing on aligning financial resources with personal goals such as family protection, lifestyle preservation, and legacy building. With nearly 30 years of experience, we emphasize personalized guidance, behavioral advice, and educational resources to empower clients in making informed financial decisions.Our services include retirement planning, investment management, tax planning, and estate strategy development, all designed to address the unique emotional and financial needs of each client. We collaborate closely with accountants and estate attorneys to ensure holistic solutions, while maintaining transparency in fees and a commitment to long-term client relationships.
Services
Retirement Planning
Investment Management
Tax Planning
Estate Strategy
Financial Education
Details
- Year established: 1995
Highlights and features
- We offer 30 years of experience in personalized financial planning for retirees and pre-retirees.
- Our fee-based model ensures transparent, conflict-free advice aligned with client goals.
- We provide comprehensive strategies covering retirement, investment, tax, and estate planning.
- Our behavioral advice focuses on eliminating debt and building sustainable financial habits.
- We collaborate with tax and legal professionals to deliver holistic, coordinated solutions.
Associations and certifications
- InFRE
Services
Retirement Planning
We help clients design retirement plans that address health, lifestyle, and financial security needs. Our approach includes optimizing retirement accounts, managing cash flow, and preparing for life transitions. By focusing on long-term goals and risk tolerance, we aim to ensure financial comfort during retirement.
Investment Management
Our investment management services focus on asset allocation and portfolio optimization tailored to individual goals. We emphasize diversified strategies to balance risk and growth potential, while coordinating with broader financial plans to support long-term wealth preservation and client-specific objectives.
Estate Planning Strategies
We collaborate with estate attorneys to develop plans that protect assets and ensure client wishes are honored. Services include creating strategies for long-term care, minimizing tax burdens, and facilitating smooth property transfer to beneficiaries while addressing incapacity planning.
Tax Planning
Our tax planning integrates with financial strategies to minimize liabilities and optimize savings. We work with accountants to implement year-round tax management techniques, focusing on retirement accounts, investment timing, and deductions aligned with client financial goals.
Financial Education
We provide educational resources and coaching to improve financial literacy. Topics include budgeting, debt reduction, emergency savings, and understanding investment options. Our goal is to empower clients to make informed decisions and maintain healthy financial habits throughout their lives.
People
Joseph Falbo
President & CEO
Joseph Falbo, CFP, AIF, CRC, has over 30 years of experience in financial advising. He specializes in personalized retirement planning and wealth management, emphasizing behavioral advice and client education to help individuals achieve long-term financial security.
Questions
What services does Falbo Wealth Management offer?
We provide retirement planning, investment management, tax planning, estate strategy development, and financial education tailored to individual client needs.
How are your financial planning fees structured?
Our fees are based on the scope of work or assets managed, discussed upfront. We prioritize transparency and focus on delivering value through behavioral advice and long-term planning.
Do you work with clients outside New Providence?
Yes, we serve clients in AZ, CA, CT, DE, FL, ME, NC, NJ, NY, PA, SC, TX, and VA through personalized, remote financial planning services.
What makes your retirement planning approach unique?
We combine investment strategy with lifestyle planning, addressing emotional and financial aspects. Our focus is on creating adaptable plans for life transitions and long-term security.
How do you coordinate with other professionals?
We collaborate with accountants and estate attorneys to ensure coordinated tax, legal, and financial strategies that align with your overall goals.
Videos
Reviews (1)
Janet Sullivan
Jan 25, 2019
Report
Falbo provides FULL Retirement planning services, not just the financial part. They opened my eyes to many aspects of planning for r retirement that I had not thought about. Now I am confident that I have a real plan and it feels good!
