Sherrill Wealth

Business Details

14 Years

experience

Trusted Retirement Planning Experts in Bradenton

Founded in 2012, Sherrill Wealth specializes in personalized retirement planning and wealth management for individuals aged 50 and older. Our team, led by CERTIFIED FINANCIAL PLANNER Gardner Sherrill, brings over 25 years of industry experience to craft tailored strategies addressing retirement income, tax optimization, and estate planning. As fiduciaries, we prioritize client needs through evidence-based investment approaches, transparent fee structures, and ongoing relationship-driven service.

Our commitment to excellence is demonstrated through eight consecutive Five Star Wealth Manager awards and a client-centric philosophy emphasizing clarity, confidence, and control in financial decision-making. We serve clients nationwide while maintaining a local presence in Bradenton, Florida, combining technological innovation with personalized attention to ensure long-term retirement security.

Services

Retirement Planning Investment Management Social Security Timing Tax Planning Estate Planning Insurance Optimization

Details

Year established: 2012

Highlights and features

25+ years of specialized retirement planning experience
Fiduciary commitment to client-first financial advice
Personalized service with limited client capacity
Transparent fee-based advisory structure
Eight consecutive Five Star Wealth Manager awards

Associations and certifications

CFP
RICP

What people say

Professional and approachable Excellent resource for wealth management Proactive financial guidance Personalized retirement strategies Clear explanations of complex concepts

Website

Update Listing

Services

Retirement Planning

Our retirement planning service creates comprehensive strategies to transform savings into reliable income streams. We analyze Social Security timing, pension options, and withdrawal sequences to optimize lifetime cash flow. By integrating tax considerations and market risk management, we help clients maintain their standard of living throughout retirement while adapting to changing circumstances.

Investment Management

We design evidence-based investment portfolios tailored to individual risk tolerance and retirement goals. Our approach emphasizes diversification, tax efficiency, and cost-effectiveness while maintaining liquidity for income needs. Regular rebalancing and performance monitoring ensure alignment with evolving market conditions and client objectives throughout their retirement journey.

Tax Planning

Our tax planning service minimizes lifetime tax liabilities through strategic Roth conversions, income sequencing, and asset location optimization. We coordinate with CPAs to implement tax-efficient withdrawal strategies and charitable giving approaches that preserve wealth while ensuring compliance with evolving tax regulations during retirement.

Estate Planning

We help clients establish comprehensive estate plans to protect assets and ensure smooth wealth transfer. Our approach includes beneficiary designations, power of attorney arrangements, and trust coordination to maintain control over financial decisions while minimizing probate complications and tax implications for heirs.

Insurance Optimization

Our insurance review service evaluates existing coverage and identifies gaps in protection against catastrophic events. We analyze life, long-term care, and health insurance options to balance premium costs with adequate protection, ensuring retirement savings remain secure against unexpected financial risks.

People

R. Gardner Sherrill

Founder and President

With over 25 years of experience, Gardner Sherrill is a CERTIFIED FINANCIAL PLANNER and Retirement Income Certified Professional. He founded Sherrill Wealth in 2012 to provide personalized retirement planning services, previously working at major financial institutions. Gardner holds an MBA from the University of Denver and a BA from Rollins College.

Brenda Mains

Client Service Manager

Brenda Mains brings over 30 years of educational experience to her role as Client Service Manager. She manages client interactions and scheduling while leveraging her organizational skills to maintain service excellence. Brenda holds a Bachelor of Arts in Education and English from Trevecca University.

Dannie B. Sherrill

Project Manager

Dannie Sherrill coordinates business strategy and marketing efforts with 20+ years in nonprofit development. She manages client communications and operational initiatives while serving on local community boards. Dannie holds a BA from Rollins College and previously worked with major cultural institutions.

Questions

What retirement planning services do you offer?

We provide comprehensive retirement planning including income strategy development, tax optimization, Social Security timing analysis, investment management, and estate planning coordination tailored to individual needs.

Are you a fiduciary financial advisor?

Yes, we operate as fiduciaries, legally obligated to prioritize client interests above all else through transparent fee structures and conflict-free advisory services.

Do you work with out-of-state clients?

We serve clients nationwide through virtual consultations, with most clients preferring remote meetings regardless of location while maintaining compliance with state regulations.

How are your advisory fees structured?

Our fee-based model charges asset management fees quarterly, clearly disclosed on account statements. We maintain transparent pricing without hidden costs or commission-based product sales.

What investment approach do you use?

We employ evidence-based strategies focusing on diversification, tax efficiency, and long-term market returns. Portfolios are customized to individual risk tolerance while avoiding market timing and speculative investments.

How often do you review financial plans?

We conduct regular plan reviews and updates, maintaining ongoing communication to adapt strategies to changing market conditions, tax laws, and personal circumstances throughout retirement.

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Reviews (5)

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Ken H.

Nov 25, 2021 Report

I reached out to Gardner and Sherrill Wealth Management because his practice is local to me and the many positive online reviews. Gardner took the time to listen to my life story, not just my financial picture, and understand my current goals and goals for my future. I am a disabled veteran and Gardner went out of his way to provide me a financial plan while I still had the time horizon and tax advantages. I recommend anyone reach out to Sherrill Wealth Management if they seek a personal and professional financial management experience.

Carol Massey

Aug 31, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
We feel very confident with Gardner handling our financial investments.

Jeri Kussro

Jul 13, 2021 Report

Gardner is a great manager of my wealth. My portfolio has grown with him in charge and I have 100% confidence in his knowledge and also with Brenda, his "right hand woman".

Jim Manning

Jan 03, 2021 Report

Gardner provided me with valuable information for moving forward with my wealth management strategy including recommendations for a CPA and estate attorney. His personal family style approach allows people to feel comfortable that you receive the attention and expertise needed for your individual needs. Gardner and his assistant, Becky, are a pleasure to deal with and I would recommend them for your financial partner. Jim

Amy Banach

Oct 07, 2020 Report

Our experience with Gardner of Sherrill Wealth Management has been great. He is extremely knowledgeable, and truly has the heart of a teacher. He has sought to help my husband and I, but also has cared to get to know us as individuals. He has great follow-up as well. I would recommend Gardner to any family member or friend.