Business Details
13 Years
experience
Trusted Financial Advisers in St. Petersburg, FL
Established in 2013, AVID Planning was founded on the principle of combining financial expertise with a deep understanding of clients' personal values and goals. Our team approach ensures that every client receives tailored financial guidance, focusing on the 'why' behind their aspirations rather than just the 'what'. With decades of combined experience, we specialize in creating purpose-driven financial plans for high-earning couples in St. Petersburg and Tampa Bay, Florida. Our methodology emphasizes lifelong learning, technical precision, and client empowerment, ensuring that financial planning becomes a transformative experience.We maintain affiliations with respected industry organizations like XY Planning Network and NAPFA, upholding fiduciary standards while delivering both quantitative analysis and qualitative understanding. Our commitment extends beyond initial planning through ongoing collaboration, ensuring our clients' financial strategies evolve with their changing needs. This dedication to comprehensive, adaptive financial guidance has earned us long-term client relationships, with some partnerships spanning 17 years or more.
Services
Retirement Planning
Tax Planning
Investment Planning
Estate Planning
Cash Flow Planning
Details
- Year established: 2013
Highlights and features
- We use a team approach with lead and support advisors for comprehensive coverage
- Our 30-day money-back guarantee ensures client satisfaction
- Certified professionals with 17-23 years of individual experience
- Personalized plans focus on clients' values and life goals
- Ongoing collaboration ensures strategies adapt to changing needs
Associations and certifications
- XY Planning Network
- National Association of Personal Financial Advisors (NAPFA)
- Money Quotient
- CERTIFIED FINANCIAL PLANNER (CFP)
- Accredited Asset Management Specialist (AAMS)
What people say
Amazing team
Peace of mind
Highly recommend
Thorough planners
Genuine care
Services
Retirement Planning
We create customized retirement strategies that ensure financial security while aligning with your personal values. Our approach combines risk assessment, investment optimization, and tax-efficient withdrawal strategies. Clients receive ongoing guidance to adapt plans as life circumstances evolve.
Tax Planning
Our tax planning services identify legal strategies to minimize tax liabilities while maintaining investment growth potential. We analyze income streams, deductions, and credits to create efficient tax frameworks. Clients benefit from annual strategy reviews and proactive tax-saving opportunities.
Investment Planning
We develop diversified investment portfolios tailored to individual risk tolerance and financial goals. Our evidence-based approach balances growth potential with risk management. Clients receive quarterly performance reviews and portfolio rebalancing services to maintain strategic alignment.
Estate Planning
Our estate planning coordinates with legal professionals to create seamless wealth transfer strategies. We focus on asset protection, beneficiary designation optimization, and tax-efficient distribution methods. Clients receive ongoing reviews to ensure plans reflect current laws and personal circumstances.
Cash Flow Planning
We help clients create sustainable spending plans that balance current needs with future goals. Our approach includes debt management, emergency fund establishment, and purpose-driven budgeting. Clients gain access to digital tools for real-time financial tracking and adjustments.
People
David Harpool
AAMS Planner
With 23 years in financial services, David holds an Accredited Asset Management Specialist designation. He graduated Cum Laude from the University of Akron with a Corporate Finance degree. David focuses on delivering client-centered financial guidance that balances technical expertise with personal values.
Jack Arnold
CFP Planner
A CERTIFIED FINANCIAL PLANNER with 21 years of industry experience, Jack graduated from Florida State University with an Economics degree. He specializes in fiduciary financial planning, combining quantitative analysis with qualitative understanding of client goals and life circumstances.
Questions
What qualifications do your advisors have?
Our advisors hold prestigious certifications including CFP and AAMS designations. Collectively, we have over 40 years of financial services experience and maintain memberships in NAPFA and XY Planning Network.
How do you approach financial planning?
We use a discovery process to understand your values and goals, then create a customized plan. Our approach combines technical analysis with personal understanding to develop actionable, adaptable strategies.
What types of clients do you work with?
We specialize in working with Gen X and Gen Y high-earning professionals in St. Petersburg and Tampa Bay who want to build lasting wealth through purpose-driven financial strategies.
What services are included in your fee?
Our $5,500 flat fee covers retirement, tax, investment, estate, and cash flow planning. It includes a personalized financial plan, client portal access, and ongoing advisor support for 12 months.
How are you compensated for services?
We charge an initial planning fee and quarterly investment management fees. We receive no third-party compensation, ensuring our advice remains completely client-focused and transparent.
Do you work with clients outside the area?
While based in St. Petersburg, we offer virtual consultations through Zoom and maintain digital client portals for remote access to financial planning tools and account information.
Videos
Reviews (4)
Ryan Oliver
Oct 01, 2021
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Positive:Professionalism,Responsiveness,Value
Excellent service, they gave us so many great ideas and pointers we eliminated 25% of debt in 1 year and significantly improved retirement and future financial status outlooks, never have been a numbers/budget guy but they made doing so easy and changed the way we look at debt versus living the lifestyle we want
Excellent service, they gave us so many great ideas and pointers we eliminated 25% of debt in 1 year and significantly improved retirement and future financial status outlooks, never have been a numbers/budget guy but they made doing so easy and changed the way we look at debt versus living the lifestyle we want
Chris Barnard
Sep 26, 2021
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I've been with them for the past few years and they have assisted me from navigating out of debt to building assets. Essentially anything I do financially they support me and educate me to make the best decisions. The best thing looking back is the habits they have instilled in me to ultimately create freedom for myself which is invaluable.
Kathy StangeTeam
Dec 23, 2018
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What sets the people at Avid apart is the dedication to offering value to every client and maintaining that level of excellence no matter the situation.
Sally Zimmermann
Dec 12, 2018
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AVID is a different kind of investment firm. They really listen to their clients and have their best interest at heart.
