Business Details
50+ Years
experience
Your Trusted Financial Partner in Huntsville
Redstone Federal Credit Union has been dedicated to empowering members to achieve financial success since 1951. Founded by 11 visionaries with a $5 deposit, we have grown into one of the nation's top 25 credit unions while maintaining our member-first philosophy. Our comprehensive services include competitive-rate checking and savings accounts, mortgage and personal loans, investment solutions, and specialized financial education programs.With over $7.5 billion in assets and serving more than 806,000 members globally, we combine digital innovation with personalized service through 24 branches, award-winning mobile apps, and thousands of surcharge-free ATMs. Our commitment extends beyond banking through community initiatives focused on financial literacy, environmental sustainability, and local economic development.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Personal Loans
Investment Services
Credit Cards
Online Banking
Mobile Banking
Financial Education
ATM Network
Details
- Year established: 1951
Highlights and features
- We operate as a member-owned cooperative with 70+ years of community-focused service
- Offering 24/7 digital banking access with award-winning mobile applications
- Providing surcharge-free access to 30,000+ ATMs nationwide through CO-OP network
- Maintaining LEED-certified branches demonstrating environmental commitment
- Delivering free financial education programs for all age groups
Associations and certifications
- NCUA
What people say
Great loan rates
Excellent mobile app
Member-focused service
Financial education programs
Surcharge-free ATMs
Services
Checking Accounts
Redstone offers multiple checking account options with no monthly maintenance fees. Features include free online bill pay, mobile check deposit, and access to thousands of surcharge-free ATMs. Members benefit from competitive interest rates and optional overdraft protection services.
Mortgage Loans
We provide fixed and adjustable-rate mortgage options with low closing costs. Services include purchase loans, refinancing, and home equity lines of credit. Our mortgage specialists offer personalized guidance through the entire loan process from pre-approval to closing.
Investment Services
Our investment team offers retirement planning, mutual funds, and managed accounts. Services include 401(k) rollovers, college savings plans, and personalized portfolio management. We provide access to online brokerage platforms for self-directed investors.
Financial Education
Free financial counseling and educational resources are available to all members. Programs cover budgeting, debt management, and investment basics. We offer in-person seminars and online tools to help members achieve financial literacy at every life stage.
Mobile Banking
The Redstone Mobile App enables 24/7 account access with features like mobile check deposit, person-to-person payments, and real-time alerts. Users can locate ATMs, apply for loans, and manage accounts securely from smartphones or tablets.
People
Bill Andrews
Board Member
With over 32 years of federal service and leadership roles at SAIC, Bill brings extensive management experience to Redstone. He holds an MBA from NOVA Southeastern University and actively volunteers with local community organizations.
Rick Hempstead
Board Member
Certified Public Accountant with 30+ years in finance and accounting. Currently Vice President of Finance at IronMountain Solutions, Rick contributes expertise in treasury management and corporate financial reporting.
Richard Morris
Board Secretary
Legal professional with experience in global contracts and corporate governance. Serves as Divisional General Counsel at Hexagon Safety and Infrastructure, bringing legal and strategic planning expertise to the board.
Questions
How do I become a Redstone member?
Visit any branch with $5 to open a savings account. Membership extends to family members and requires maintaining a $5 minimum balance.
What loan products do you offer?
We provide mortgages, auto loans, personal loans, home equity lines, and credit cards with competitive rates for qualified applicants.
Do you have mobile banking options?
Yes, our award-winning mobile app offers check deposit, bill pay, account management, and real-time transaction alerts on smartphones and tablets.
Are there surcharge-free ATMs?
Access 30,000+ surcharge-free ATMs nationwide through our CO-OP network with any Redstone debit card.
What financial education resources exist?
We offer free seminars, online tools, and personalized counseling covering budgeting, investing, and debt management for all age groups.
Videos
Reviews (5)
Herb Bryan
Oct 16, 2021
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RFCU has provided me with efficient, trustworthy, and helpful services for 50 years. Truly an impressive company!
Kathleen Graves
Sep 27, 2021
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I have never been disappointed in any of the employees at RFCU. Always treated with kindness, dignity, and utmost respect.
Yvonne Harris
Jul 25, 2021
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Redstone is like home. You feel safe secure and the best interactions with the staff. Like I've said in most post. You haven't seen anything like this until you come see for yourself. Come on you'll be glad you did.
Ashleigh Mitchell
Mar 02, 2021
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Came in to open an account and send money to my mom. The teller Whitney was awesome and patient with me while I was on the phone. She told me about a checking account I could also open for my daughter that I didnt know about. I got to Sharons office and she helped me open 3 accounts for myself and the account for my daughter. She was professional, friendly and knowledgeable. It was an over all great customer experience and they both gave me excellent customer service. I highly recommend this location.
Moni Santy
Dec 08, 2020
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They have the fastest and most reliable pharmacy i have EVER been to. And very friendly employees as well. Big thumbs up.
