Business Details
50+ Years
experience
Your Trusted Financial Partner in Levittown, PA
Spirit Financial Credit Union has served the Bucks County community since 1953, evolving from Fairless Employees Credit Union to its current name in 2016. As a member-owned, not-for-profit institution, we prioritize community financial growth through personalized service and educational banking experiences. Our team of dedicated professionals offers tailored financial solutions, including checking and savings accounts, loans, and insurance products. With decades of local expertise, we adhere to the credit union principle of 'Not for profit, not for charity, but for service.' Our board of directors is elected by members, ensuring decisions align with community needs.We provide 24/7 digital banking tools alongside in-person support at our Levittown branch. Our commitment to transparency includes clear communication about rates, fees, and security policies. Recognized for exceptional customer service, we maintain a legacy of trust spanning generations. We offer specialized programs like CarShop365 to simplify vehicle financing and provide financial education resources. As a federally insured credit union, we combine institutional reliability with personalized attention to help members achieve financial goals at every life stage.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Refinancing
Personal Loans
Home Equity Loans
Credit Cards
Financial Education
CarShop365 Program
Insurance Services
Details
- Year established: 1953
Highlights and features
- We offer personalized financial solutions developed through 70+ years of local expertise
- Our member-owned structure ensures decisions prioritize community financial needs
- We provide 24/7 digital banking tools alongside in-person branch support
- Our educational banking programs help members achieve financial literacy at all life stages
- We maintain a 98% member retention rate through consistent service excellence
Associations and certifications
- NCUA Share Insurance
What people say
Outstanding customer service
Highest quality service
Second to none
Never had a problem
Staff are helpful
Services
Auto Loans
We provide competitive auto loans for new and used vehicles with flexible terms up to 72 months. Our CarShop365 program helps members compare models, locate dealers, and secure financing from home. Rates depend on creditworthiness and lien position.
Mortgage Refinancing
Our mortgage refinancing options include conventional loans and Smart Equity Mortgage programs. We offer competitive APRs based on property value, loan-to-value ratio, and borrower credit history. Our team assists with home equity and HELOC options.
Checking Accounts
We offer multiple checking account options including no-minimum, interest-bearing, and student accounts. Features include free online bill pay, mobile check deposit, and nationwide ATM access with surcharge rebates for qualified accounts.
Financial Education
Our financial literacy programs cover budgeting, credit management, and investment basics. We provide calculators, workshops, and personalized counseling to help members make informed financial decisions at every life stage.
CarShop365 Program
This exclusive program streamlines car buying with pre-approval options, dealer locators, and financing calculators. Members can compare vehicle models, schedule test drives, and complete financing applications online before visiting dealerships.
Questions
How do I become a member?
You qualify if you live, work, worship, or attend school in Bucks County, PA, or are a family member of existing members.
What loan types do you offer?
We provide personal, auto, mortgage, home equity, student, and recreational vehicle loans with competitive rates based on creditworthiness.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 through NCUA Share Insurance.
Do you have mobile banking?
Yes, our mobile app offers check deposit, bill pay, account alerts, and secure messaging features available 24/7.
What are your branch hours?
Monday-Wednesday 8:30AM-4:30PM, Thursday-Friday 8:30AM-5:00PM, and Saturday 9:00AM-12:00PM.
How do I report a lost card?
Call (267) 580-0230 during business hours or (833) 933-1681 after hours for lost or stolen MasterCard debit cards.
Reviews (4)
Joseph Kenzo
Aug 26, 2020
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Spirit Financial Credit Union is it very good bank customer friendly. only downfall is about their ATM machines it's not Network what the other ATM for deposits for deposit or cash like most of other banking industry are you cannot go to any network ATM the make it deposit you have to go to a local branch to make a deposit for your account
Paula Puliti
Dec 22, 2019
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I have been a member of this credit union for over 30 years and have always gotten the highest quality service from each and every member of the staff. They know my situation, my family's situations and are top notch when it comes to answering our questions, giving information or advice. The service is second to none. I will always have my accounts through Spirit, their service is so much better than big banks.
David Sheppard
Dec 01, 2019
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Spirit financial credit union has been so good to me I can't express that enough in this review. When you join spirit financial they take the time to make you not only feel part of the club but also make you feel like you've become part of a close family that will do All that they can to help you and leave you feeling safe and secure with every transaction. I seriously recommend becoming part of the the Spirit financial credit union family as I have, the benefits are just the beginning. Thank you Spirit financial.
Libby Dick
Sep 25, 2019
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I have belonged to this credit Union since the Fairless Hills years and I have the utmost respect for everyone employed there. I've done many transaction through out the years and never had a problem with anyone. I've especially enjoyed my time with Ms. Angela with the many loans she has helped me with. She now is working behind the scenes and will be missed!
