No cheesy commercials, no sneaky fees, no games of client hot-potato, and no hiding out. We provide the most consistent, attentive, and personalized mortgage services in New Jersey, because we believe that all matters affecting the home should be handled with care. The only catch is that we offer the same or better rates than the giant, impersonal mortgage machines companies.
Give us some background on you and your needs, and a loan officer will follow up within 24 hours. No expectations, no strings attached, no pushy sales pitch. Just a conversation. Mike Verdicchio and Don Anfuso have been proudly securing mortgages for families across New Jersey for over 30 years.
Give us some background on you and your needs, and a loan officer will follow up within 24 hours. No expectations, no strings attached, no pushy sales pitch. Just a conversation. Mike Verdicchio and Don Anfuso have been proudly securing mortgages for families across New Jersey for over 30 years.
Services
Who We Are
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We put our clients first, and are proud to offer the most attentive, personalized and consistent service you'll find in New Jersey. As a full-service lender and a brokerage, we do it all. And thanks to our years of experience, we do it well, with passion, and with careful attention to detail. What's important to you is important to us.
Today's Rates
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This is probably the most asked question when people start shopping for mortgages - but it shouldn't be. Rather than present you with misleading information and unrealistic numbers, we're here to tell you the truth. Long story short: mortgage companies who advertise super low rates are throwing out arbitrary numbers to get people in the door.
203k Rehab Loans
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An FHA 203K loan is a loan backed by the federal government that's given to buyers who want to buy a home that's either damaged or older, and make repairs on it. Here's how it works: Let's say you want to buy a home that needs a brand new bathroom and kitchen. An FHA 203K lender would provide you with the money to buy (or refinance) the house, and additional money to do the necessary renovations to the kitchen and bathroom.
HomeStyle Renovation Mortgage
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Have you looked at a home in a neighborhood you love, that has the perfect layout, or the spacious yard you've been wanting, but that needs updates or major repairs you're not sure you can afford to make after you buy?
Maybe you're living in a home you love that needs repairs because of a natural disaster, or needs a few updates to accommodate your growing family, but the high interest rate for a home equity line of credit or second mortgage puts renovation costs out of reach?Well, you're not alone. There are many homebuyers and owners who can see a home's potential, but aren't sure how to pay for renovations.
Maybe you're living in a home you love that needs repairs because of a natural disaster, or needs a few updates to accommodate your growing family, but the high interest rate for a home equity line of credit or second mortgage puts renovation costs out of reach?Well, you're not alone. There are many homebuyers and owners who can see a home's potential, but aren't sure how to pay for renovations.
Jumbo Mortgage Loans
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The term "jumbo loan" may seem self explanatory: it's a great, big loan, right? Essentially, that's true. Obtaining a jumbo loan allows you to borrow a larger amount of money than the maximum value of a conforming loan. A conforming loan essentially "conforms" to guidelines set by Fannie Mae and Freddie Mac.
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