New Jersey Mortgage firm Classic Mortgage, LLC specializes in all types of New Jersey Mortgage and refinance loans you may be looking for. Our experienced staff have years of experience and can help you find the right loan for your circumstances. We understand that your mortgage needs are as unique as you are so whether you are looking for a New Construction loan, debt consolidation or refinancing we can help.
We specialize in all types of mortgage loans including: FHA, VA, New Construction and traditional loans so if you are thinking about purchasing a new home Contact one of the representatives at Classic Mortgage, LLC, a New Jersey Mortgage firm today. Established over 20 years ago, Classic Mortgage, LLC a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.
We specialize in all types of mortgage loans including: FHA, VA, New Construction and traditional loans so if you are thinking about purchasing a new home Contact one of the representatives at Classic Mortgage, LLC, a New Jersey Mortgage firm today. Established over 20 years ago, Classic Mortgage, LLC a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.
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Established over 20 years ago, Classic Mortgage, LLC who specializes in New Jersey Mortgage Loans has become one of the fastest growing residential lenders in the northeast. A full-service mortgage banker licensed in New Jersey, New York, Connecticut, Pennsylvania, and Florida, Classic Mortgage, LLC provides New Jersey Mortgage loans for borrowers and homeowners in every income bracket, with all types of credit profiles and employment status.
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The task of getting a mortgage loan can be difficult. It is helpful to see an overview of the process. A mortgage broker can be a useful guide through this process, even before the search for a house begins. The mortgage broker takes you through the four basic phases from the preliminary decisions through the final loan funding.
First Time Home Buyers
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The first step to buying your home is to establish how much money you will need to have saved and what you can comfortably afford to borrow. Buying a house can be expensive. It is important that you have saved up enough beforehand to cover your costs. You will need to pay a deposit for the house, legal fees, title fees, survey fees, moving costs, plus the purchase of any furnishings you may need for your new home.
Home Inspections
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An independent professional home inspection, done at the right time, could save you thousands of dollars. The results may influence your purchase price, the terms of or contingencies to the purchase agreement and the type of insurance coverage you decide is needed. Knowing the condition of the house before the settlement date may save you costly repairs later on.
Insurance
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Obtaining the appropriate insurance for your home can bring peace of mind. Some insurance decisions must be made prior to the loan closing. Certain types of insurance are often required by the lender and will be included in the closing costs; other insurance is optional to the buyer. Typically, property related insurance payments are managed through the escrow account.
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