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Business Details
30 Years
experience
Independent Insurance Solutions in Nicholasville, KY
Since 1996, C.M. Space & Associates has provided comprehensive insurance solutions to individuals and businesses across Kentucky, Ohio, Indiana, Tennessee, and Colorado. As an independent agency, we prioritize tailoring coverage to meet each client's unique needs, offering personalized service through face-to-face discussions, phone, or email. Our team of experienced professionals focuses on risk management, ensuring clients receive timely, responsive support while maintaining transparency and no hidden fees.

With over 25 years of industry expertise, we specialize in auto, business, health, home, and life insurance, partnering with top-rated carriers to deliver reliable protection. Our commitment to client relationships drives our mission to provide peace of mind through customized insurance programs that adapt to evolving needs.
Services
Auto Insurance Business Insurance Health Insurance Home Insurance Life Insurance
Details
  • Year established: 1996
Highlights and features
  • We offer over 25 years of experience in personalized insurance solutions
  • Our team tailors coverage to meet each client's unique needs
  • We provide responsive service through preferred communication methods
  • Client-first approach with no hidden fees or surprises
  • Licensed in six states with partnerships with top-rated insurers
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving needs. Our policies include collision, comprehensive, liability, and gap coverage options to protect vehicles and drivers. Our specialists help clients navigate coverage choices to ensure adequate protection while maintaining affordability.
Business Insurance
Customized business insurance packages protect commercial assets across multiple industries. Coverage includes general liability, property protection, workers' compensation, and professional liability options. Our team creates risk management strategies to safeguard business operations and financial stability.
Health Insurance
We offer group and individual health insurance plans with flexible coverage options. Our specialists help clients evaluate deductibles, co-payments, and benefit structures to find affordable solutions that match their healthcare needs and lifestyle requirements.
Home Insurance
Comprehensive homeowners insurance covers primary residences, condos, and rental properties. Policies protect against property damage, personal liability claims, and additional living expenses during covered losses. We help clients customize coverage for their most valuable asset.
Life Insurance
We provide term and permanent life insurance solutions to protect dependents and ensure financial stability. Our specialists help determine appropriate coverage amounts and policy types to meet individual family needs and business succession planning requirements.
People
Carl Michael Space II
President / Owner
With over 25 years in the insurance industry, Carl leads our agency with a commitment to personalized service. He specializes in developing customized insurance strategies for businesses and families across multiple states.
Cathy Nellis
Agency Manager
Cathy oversees daily operations and client relations, ensuring efficient service delivery. Her expertise in insurance management helps maintain our agency's high standards of client satisfaction and operational excellence.
Joey Space
Life Specialist
Joey focuses on life insurance solutions, helping clients secure financial protection for their families. His approach emphasizes understanding individual needs to recommend appropriate coverage options and policy structures.
Mark Onishi
Business Insurance Specialist
Mark specializes in commercial insurance, developing comprehensive protection plans for businesses. His expertise covers liability, property, and workers' compensation insurance to safeguard business operations and assets.
Questions
What types of insurance do you offer?
We provide auto, business, health, home, and life insurance solutions tailored to individual and commercial needs.
How do you customize insurance policies?
Our specialists assess your specific needs, risk exposures, and budget to create personalized coverage plans that evolve with your changing requirements.
Are you licensed in multiple states?
Yes, we're licensed in Kentucky, Ohio, Indiana, Tennessee, Colorado, and Florida to serve clients across these regions.
What sets you apart from other agencies?
Our personalized approach, 25+ years of experience, and commitment to client education ensure you receive tailored solutions with transparent communication.
Reviews (5)
Thebranchise K.
Dec 03, 2021 Report
Some of the most friendly people in Nicholasville and they will save you money. What more could you honestly ask for?
Ricky Pittman
Jan 21, 2021 Report
The age and I had there was very nice and very informative I would recommend her to anyone that need's car insurance. I have since switched to another insurance company but I'm seriously thinking about returning because I was quoted one price but it seems that from what I'm reading it's not accurate with what I was quoted. Very good insurance company though and my agent Joey was the greatest of all
Jordan Ambrose
Dec 03, 2020 Report
Positive:Professionalism,Quality,Responsiveness,Value
Joey Hammond is a rock star! She takes care of her customers and she is an great asset to C&M Space. Thank you so much for taking care of me in rough times like this. Ten stars if i could!!!
Twocentkillergaming
Aug 08, 2020 Report
Me an my dad both use them for motorcycle ins cant beat the price an there awesome people all around 5 star !!
Jenny Baker
Dec 03, 2019 Report
There really polite and caring. Ive nvr had an insurance company like this one. If i ever have a question there right on it or ask you to come in and see what you guys can figure out.. Ill nvr leave c & m space for my insurance. If u dnt hve insurance you better come straight here now!!!