Business Details
Your Trusted Partner for Financial Planning Solutions
Lax & Co. & Co. is an independent Rhode Island-based firm specializing in concierge financial planning for high-net-worth individuals, business owners, and their families. With over five decades of experience, we have established ourselves as an industry leader, combining disciplined financial strategies with personalized service. Our affiliation with Lion Street, a privately held life insurance distribution company, enhances our ability to provide comprehensive solutions tailored to complex client needs. We operate through a carrier-agnostic platform, leveraging proprietary technology, intellectual capital, and a nationwide network of elite life insurance practices. Our team collaborates with world-class accountants and estate planning attorneys to deliver holistic financial plans addressing risk management, tax efficiency, and long-term wealth preservation.Through a structured six-step investment process, we focus on aligning portfolios with client goals while maintaining continuous portfolio management and rebalancing. Our concierge insurance process emphasizes client ownership of medical records and direct collaboration with national insurance underwriters to secure optimal coverage. The firm's Sports Division applies disciplined financial planning to support professional athletes' wealth management needs. We prioritize transparency, client-centric service, and a commitment to evolving with market dynamics while maintaining a steadfast focus on client objectives.
Services
Wealth Management
Insurance Planning
Estate Planning
Tax Strategies
Financial Coaching
Highlights and features
- We offer 50+ years of experience in financial planning for high-net-worth clients.
- Our Lion Street affiliation provides access to elite life insurance distribution networks.
- We implement a structured six-step investment process tailored to client goals.
- Our team collaborates with top-tier accountants and estate planning attorneys.
- We maintain a carrier-agnostic platform with proprietary technology resources.
Associations and certifications
- FINRA
- SIPC
Services
Wealth Management
Wealth Management at Lax & Co. & Co. provides personalized investment strategies for high-net-worth individuals. Our process includes comprehensive financial goal assessment, portfolio construction based on risk profiles, and continuous rebalancing. We integrate estate planning and tax efficiency strategies to preserve and grow client assets over time.
Insurance Planning
Our concierge insurance process offers tailored life insurance solutions through Lion Street's network. We maintain client ownership of medical records while collaborating directly with national insurance underwriters. The service includes application assistance, underwriting evaluation, and presentation of coverage options aligned with client financial goals.
Estate Planning
Estate Planning services focus on creating tax-efficient wealth transfer strategies. We coordinate with specialized attorneys to develop wills, trusts, and charitable giving plans. Our approach emphasizes asset protection, minimizing tax liabilities, and ensuring smooth intergenerational wealth transitions for business owners and families.
Tax Strategies
Tax Strategies involve developing customized approaches to optimize tax efficiency across investment portfolios and estate plans. We work with certified CPAs to identify tax-saving opportunities, implement tax-advantaged investment vehicles, and structure financial plans that minimize tax burdens for high-net-worth clients.
Financial Coaching
Financial Coaching supports clients in achieving both personal and financial goals through behavioral strategies. Our coaches provide accountability frameworks, mindset development, and practical tools for managing financial decisions. This service is particularly tailored for professional athletes and business owners facing complex financial challenges.
People
Ryan Alan Lax
President
Ryan Alan Lax & Co. & Co. leads Lax & Co. & Co. with over 50 years of financial planning expertise. As President, he oversees strategic direction and client service standards. His leadership focuses on maintaining the firm's disciplined approach to wealth management while expanding access to specialized insurance solutions through Lion Street.
Frank Giorgio
V.P. of Investments & Business Development
Frank Giorgio manages investment strategies and business growth initiatives. With extensive experience in securities and advisory services, he develops client-focused solutions while expanding the firm's network of financial professionals. His role emphasizes enhancing service offerings for high-net-worth clients.
Danielle Butigieg
Client Service Representative
Danielle Butigieg serves as a Client Service Representative, providing operational support for financial planning processes. She coordinates client communications, assists with document preparation, and ensures timely execution of service requests while maintaining the firm's high service standards.
Amanda Lee Horan
Client Service Representative
Amanda Lee Horan supports client service operations with attention to detail and client satisfaction. Her responsibilities include managing client inquiries, coordinating financial documentation, and assisting advisors with implementation of wealth management strategies for individual and business clients.
Questions
What services does Lax & Co. & Co. & Co. offer?
We provide wealth management, insurance planning, estate planning, tax strategies, and financial coaching tailored to high-net-worth individuals and business owners.
Which states do you serve?
We serve clients in Arizona, California, Connecticut, District of Columbia, Florida, Illinois, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Washington, and West Virginia.
How does your investment process work?
Our six-step process includes goal identification, personalized plan development, professional collaboration, portfolio analysis, strategic construction, and ongoing monitoring to ensure alignment with client objectives.
What makes your insurance planning unique?
Our concierge insurance process maintains client ownership of medical records and works directly with chief underwriters from national insurance companies to find optimal coverage solutions.
How do you support professional athletes?
Our Sports Division provides financial coaching, wealth management, and tax strategies specifically designed for athletes' unique financial challenges and career timelines.
What experience does your team have?
Our team combines over 50 years of financial planning expertise with specialized knowledge in life insurance distribution through our affiliation with Lion Street.
Reviews (1)
Polly Leonard Do
May 15, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Lax and Co. Put the client first. They truly care about your goals and your financial objectives. They tell the truth, and don't make empty promises. I highly recommend them.
Lax and Co. Put the client first. They truly care about your goals and your financial objectives. They tell the truth, and don't make empty promises. I highly recommend them.
