Business Details
Your Trusted Insurance Partner in Fall River, MA
Lapointe Insurance has served families and local businesses across New England for over 50 years. Our team of independent insurance agents specializes in customizing coverage solutions for homeowners, auto owners, and small businesses. We prioritize efficiency through digital tools while maintaining personalized service from experienced professionals. By partnering with major insurance carriers, we secure competitive rates tailored to individual needs and budgets. Our commitment to simplicity ensures clients receive comprehensive protection without unnecessary complexity.With immediate processing of policy requests and a focus on client convenience, we streamline the insurance experience. Our digital platform allows seamless online management while retaining direct access to expert guidance via phone. This balance of technology and human expertise defines our approach to modern insurance services. We serve clients in Rhode Island, Massachusetts, and throughout the New England region. Our dedication to reducing financial fears through customized insurance solutions remains central to our mission.
Services
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Renters Insurance
Boat Insurance
Flood Insurance
Highlights and features
- We offer over 50 years of combined insurance expertise across New England
- Our digital platform streamlines policy management while maintaining personal support
- We access multiple insurance carriers to find optimal rate combinations
- We guarantee immediate processing of new policy requests
- Our agents specialize in difficult-to-place insurance scenarios
Services
Home Insurance
Our homeowners insurance protects your property with customizable coverage options. We specialize in finding policies that match unique home requirements while meeting mortgage lender pricing constraints. With access to multiple carriers, we ensure competitive rates for standard and difficult-to-place properties across New England.
Business Insurance
Custom business insurance plans protect companies of all sizes in Rhode Island and Massachusetts. We create tailored solutions that balance comprehensive coverage with budgetary needs. Our agents work directly with business owners to identify risks and implement protective measures that support long-term stability and growth.
Auto Insurance
We provide auto insurance policies for drivers with varying credit histories and driving records. Our comparative rating system evaluates multiple carriers to find optimal coverage combinations. Policies include standard protections while accommodating unique vehicle types and usage scenarios across New England.
Life Insurance
Our life insurance solutions offer financial security for families and dependents. We help clients select appropriate coverage amounts and policy terms that align with their long-term financial goals. The application process includes personalized guidance to ensure proper beneficiary designations and policy structuring.
Renters Insurance
Renters insurance protects personal belongings and provides liability coverage for tenants. We offer affordable policies that meet common landlord requirements while protecting against typical risks. Our digital platform allows quick policy adjustments as tenants relocate between Massachusetts and Rhode Island properties.
Questions
What insurance types do you specialize in?
We specialize in home, auto, business, life, renters, boat, and flood insurance for clients across New England.
How do you find competitive insurance rates?
By comparing policies from over a dozen major insurance carriers to find optimal coverage-price combinations.
Can you help with difficult-to-place insurance cases?
Yes, we have specialized solutions for properties that standard insurers may decline due to unique risk factors.
Do you offer digital policy management?
Yes, our online platform allows quote comparisons, policy adjustments, and document management from any location.
How quickly can you process new policies?
We typically complete policy issuance within one business day through our automated processing systems.
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Reviews (4)
Carley Beth
Jan 06, 2022
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I will preface this by saying that although Rick is my cousin, I can assure you that this review is not even REMOTELY biased. The home buying experience is a challenging one to navigate (to say the least.) When I began the process I had absolutely no idea what I was doing and finding affordable homeowners insurance/understanding the policies and… coverage was a concern that I had long dreaded.
Truthfully, I hadn’t even known that Rick was in this business. (I know…I’m a terrible cousin!) He just happened to be recommended to me by my mortgage lender based on his reputation
Truthfully, I hadn’t even known that Rick was in this business. (I know…I’m a terrible cousin!) He just happened to be recommended to me by my mortgage lender based on his reputation
Kevin Oliveira
Jan 04, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
Absolutely the best of the best. Quick response always, and is able to provide multiple insurance options and the best rates. Will continue to refer Rick Lima and his team at Lapointe Insurance
Absolutely the best of the best. Quick response always, and is able to provide multiple insurance options and the best rates. Will continue to refer Rick Lima and his team at Lapointe Insurance
Donna Martira
Jan 02, 2022
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Absolutely amazing customer service! Attentive, responsive, breaks all types of insurance down to be easy to understand without overselling. Amazing agent experience
Daysi Paulino
Dec 22, 2021
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Team Lima at Lapointe Insurance is outstanding! they consistently provide superior customer service every time I reach out for any reason. They are truly a team that supports each other to ensure the client is taken care of and that nothing is missed specially when deadlines are on the line. Rick, Janine, Heather, Chelsea are always on top of things. I highly recommend them for their great rates and prompt action.
