Business Details
17 Years
experience
Your Trusted Real Estate Title Partner in Santa Rosa
North Coast Title Company combines the flexibility of a local business with the strength of the country's top-rated underwriters. Our goal is to create long-lasting relationships and become a trusted resource within the community. With decades of collective experience, our team specializes in residential resale, refinance, commercial, high liability subdivision, and REO transactions. We pride ourselves on local ownership, in-house title production, and support from nationally recognized underwriters. Our team includes industry veterans like Cathie Cramer, who founded the company in 2009 after a 34-year career in the title industry.We serve Sonoma County with expertise in FHA/VA purchases, 1031 exchanges, and complex escrow solutions. Our commitment to excellence is reflected in our Go Local membership and testimonials from long-term partners like Guild Mortgage. We maintain transparency through our rate calculator tool while emphasizing personalized service over automated systems. Our leadership team actively contributes to industry standards through roles in organizations like the California Land Title Association. We balance professional rigor with community engagement, demonstrated through our team's deep roots in Santa Rosa and surrounding areas.
Services
Residential Resale
Refinance
Commercial
High Liability Subdivision
REO
Details
- Year established: 2009
Highlights and features
- We offer 50+ years of combined title industry experience
- Our team includes California Land Title Association board members
- We provide local decision-making with national underwriter support
- Our escrow specialists maintain 20+ year client relationships
- We combine traditional expertise with modern transaction tools
What people say
Exceptional level of service
Best in the business
Trusted resource
20+ year client relationships
Problem-solving expertise
Services
Residential Resale
We facilitate residential resale transactions with experienced escrow officers who ensure smooth transfers of property ownership. Our team handles document preparation, title searches, and closing coordination while maintaining clear communication with buyers, sellers, and real estate agents. With local market expertise since 2009, we resolve title issues efficiently and provide accurate closing cost estimates.
Refinance
Our refinance specialists streamline the mortgage refinancing process through accurate title examinations and efficient document processing. We coordinate with lenders and homeowners to complete title insurance, payoff existing liens, and ensure proper recording of new deeds. Our 24/7 client support helps borrowers navigate rate adjustments and equity access while maintaining strict compliance with federal regulations.
Commercial
We provide comprehensive title services for commercial real estate transactions including office buildings, retail spaces, and industrial properties. Our team conducts thorough title examinations, prepares complex legal documents, and coordinates closings with multiple stakeholders. With expertise in commercial zoning and environmental regulations, we deliver tailored solutions for investors and business owners across Northern California.
High Liability Subdivision
Our specialists handle high liability subdivision projects requiring detailed title work and regulatory compliance. We conduct boundary surveys, resolve easement issues, and ensure proper infrastructure documentation for residential and commercial developments. With decades of local experience, we navigate complex subdivision laws to protect developers' investments while maintaining community standards.
REO
We manage REO transactions for financial institutions with efficient title resolution and property transfer processes. Our team coordinates with asset managers to clear title defects, prepare necessary documentation, and facilitate timely closings. With specialized knowledge of foreclosure regulations, we minimize liability risks while ensuring compliance with state and federal requirements for bank-owned property sales.
People
Cathie Cramer
President & CEO
Cathie Cramer founded North Coast Title Company in 2009 after a 34-year career in the title industry. She serves on the California Land Title Association Board of Governors and brings nearly five decades of experience to our leadership team.
Mark Bisordi
General Manager/Sales Manager
Mark Bisordi brings 36 years of title industry experience to our team, specializing in problem-solving and sales strategies. He ensures exceptional closing experiences while leveraging national underwriter resources for local transactions.
Steve Herman
Chief Title Officer
Steve Herman has served as Chief Title Officer since 2009, applying his 53 years of Sonoma County real estate expertise to resolve complex property challenges and provide straightforward solutions for clients.
Julie Bianucci
Escrow Officer
Julie Bianucci has worked as an Escrow Officer since 1996, specializing in refinances, resales, and 1031 exchanges. She emphasizes clear communication and client comfort throughout the transaction process.
Cinda Giberson
Branch Manager
Cinda Giberson brings 49 years of Sonoma County title and escrow experience to her role. She provides expert guidance to clients and colleagues while maintaining deep community connections through local real estate networks.
Questions
What types of real estate transactions do you handle?
We handle residential resale, refinance, commercial, high liability subdivision, and REO transactions with specialized escrow services.
How does your local ownership benefit clients?
Local ownership allows faster decision-making while maintaining access to national underwriting resources and industry expertise.
What areas do you serve?
We primarily serve Sonoma County including Santa Rosa, Petaluma, Sebastopol, and Occidental with title and escrow services.
Can you handle complex title issues?
Our team has 50+ years of combined experience resolving complex title challenges including boundary disputes and lien resolutions.
Do you offer online transaction tools?
We provide electronic order opening for refinance and sale transactions through our secure online platform.
What makes your escrow service different?
Our escrow officers average 25+ years of experience, combining traditional expertise with modern transaction management tools.
