Business Details
13 Years
experience
Your Trusted Partner for Hard Money Real Estate Loans
Gauntlet Funding is a New York-based private funding group with over two decades of expertise in direct private lending and distressed asset financing. Our team of seasoned industry professionals specializes in providing tailored loan solutions for real estate investors across residential and commercial sectors. With a focus on speed, flexibility, and competitive terms, we empower clients to seize opportunities in high-risk or unconventional markets. Our direct-lending model eliminates intermediaries, ensuring swift decision-making and closings often completed in under 10 days. Backed by multi-million-dollar investments, we combine deep market knowledge with personalized service to support both novice and experienced investors.Our loan programs include Fix N Flip, DSCR, Bridge, and New Construction Loans, catering to diverse investment strategies. With a proven track record of funding over $250 million in private loans, we prioritize client success through transparent communication and innovative financing solutions. Our leadership team brings decades of combined real estate and financial services experience, including successful exits in development and IT staffing industries. Operating nationwide, we serve markets from New York to Florida and beyond, adapting to evolving market demands. By maintaining in-house underwriting and processing, we deliver reliable, client-centric financing that traditional banks cannot match.
Services
Private Money Lending
Hard Money Loans
Fix N Flip Loans
DSCR Loans
Bridge Loans
New Construction Loans
Joint Venture Financing
Conventional Mortgages
Broker Referral Program
Nationwide Lending
Details
- Year established: 2013
Highlights and features
- We are direct private money lenders with over 20 years of combined team experience.
- Our loans close in under 10 days, with options for 24-hour emergency funding.
- We specialize in high-risk loans traditional banks cannot or will not finance.
- Our leadership team has funded over $250 million in private real estate loans.
- We operate nationwide with localized market expertise in key investment regions.
What people say
Highly recommend
Extremely professional
Quick turnaround
Perfect solution
Great guys
Services
Fix N Flip Loans
Fix N Flip Loans provide short-term financing for real estate investors purchasing distressed properties. These loans cover acquisition and renovation costs, enabling investors to quickly rehabilitate and resell properties. Ideal for properties requiring significant repairs, this program supports both residential and commercial projects with fast approvals and flexible terms.
DSCR Loans
DSCR Loans enable investors to finance stabilized or renovated properties based on rental income potential. These long-term loans require no personal income verification, making them ideal for expanding rental portfolios. We specialize in qualifying borrowers through asset-based underwriting and competitive interest rates.
New Construction Loans
New Construction Loans fund ground-up residential or commercial building projects. Covering land acquisition, materials, labor, and permits, this program supports contractors and investors building for resale or rental. We offer phased disbursements aligned with construction milestones to ensure project success.
Bridge Loans
Bridge Loans provide temporary liquidity for investors facing time-sensitive opportunities. These short-term loans help secure new investments while awaiting the sale of existing properties. We deliver rapid funding to maintain purchasing power in competitive markets.
Private Money Lending
Private Money Lending offers customized financing solutions for unconventional real estate deals. As direct lenders, we fund transactions rejected by traditional banks, including distressed assets and non-warrantable properties. Our in-house decision-making ensures tailored terms and expedited closings.
People
Lou Forino
CEO and Managing Director
Co-founded Gauntlet Funding in 2013 and oversees strategic direction. With over $250 million in private loans funded, he brings 15+ years of real estate investment experience and prior success in IT staffing entrepreneurship.
Raffaele Forino
Managing Director
Co-founder with 25+ years in real estate lending and development. Manages business development and credit evaluation, leveraging expertise from 2,000+ residential mortgage closings and active property development projects.
Christopher Nimmons
Processing Manager
Oversees loan processing and due diligence with a decade of mortgage and real estate experience. Former licensed agent and wholesaler who streamlines technology integration for efficient loan intake operations.
Questions
What types of loans does Gauntlet Funding offer?
We provide Fix N Flip, DSCR, Bridge, New Construction, and Joint Venture Financing loans for residential and commercial real estate investors nationwide.
How quickly can Gauntlet Funding close a loan?
Most loans close within 10 days, with emergency transactions completed in under 24 hours through our expedited processing system.
Do you require perfect credit for loan approval?
We prioritize property value and investment potential over credit scores, though minimum credit standards apply for different loan programs.
Can I get financing for a distressed property?
Yes, we specialize in high-risk loans for distressed assets that traditional banks cannot finance, including properties with violations or deferred maintenance.
What areas do you serve?
We offer nationwide lending with specialized expertise in New York, New Jersey, and Florida markets.
Are there prepayment penalties on your loans?
Most programs have no prepayment penalties, allowing investors flexibility to refinance or sell properties without additional costs.
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Reviews (2)
Adam Gregory
Oct 26, 2019
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Have been working with Lou and his team on different projects for almost 2 years now. Highly recommend him and his team!
Mike Dee
Jul 12, 2018
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Lou, Raffele and Chris are extremely professional and easy to work with. They will find the perfect solution for your situation. I highly recommend working with Gauntlet. We switched from another lender we had problems with and the team was able to assist right away! We will be doing many more deals in the future. Great guys.
