Business Details
17 Years
experience
Your Trusted Colorado Insurance Partner
Pure Risk Advisors is an independent insurance agency established in 2009, dedicated to providing tailored insurance solutions for Colorado residents and businesses. Our team prioritizes personalized service, leveraging over a decade of industry expertise to craft coverage that aligns with clients' unique needs. Anchored in Erie and Buena Vista, Colorado, we combine local knowledge with national reach, offering access to multiple insurance carriers to ensure comprehensive protection.Our approach emphasizes direct broker-client relationships, streamlined processes, and a commitment to understanding regional risksfrom mountain properties to business-specific liabilities. We view every client interaction as a partnership, focusing on long-term relationships rather than transactional exchanges. With a reputation built on trust, responsiveness, and advocacy, we aim to be more than an insurance provider: a trusted advisor safeguarding what matters most to our clients.
Services
Business Insurance
Homeowners Insurance
Commercial Auto Insurance
Workers' Compensation
Professional Liability Insurance
Umbrella Insurance
Cyber Insurance
Flood Insurance
Surety Bonds
Specialty Insurance
Details
- Year established: 2009
Highlights and features
- We offer direct access to expert brokers without generic customer service barriers
- Local Colorado focus with licensing across 20 states for broader coverage options
- Tailored insurance solutions designed specifically for individual and business needs
- Over 15 years of combined industry experience guiding Colorado policyholders
- Personalized client advocacy prioritizing long-term relationships over transactional interactions
What people say
BEST insurance specialist
Personalized service
Cost-effective options
Super professional
Tireless work ethic
Services
Business Insurance
Comprehensive business insurance solutions protecting Colorado companies from property damage, liability claims, and operational disruptions. Our offerings include BOP policies, professional liability, cyber insurance, and specialized coverage for industries like hospitality and construction. We help businesses navigate complex risks while maintaining cost-effectiveness.
Homeowners Insurance
Tailored homeowners insurance safeguarding Colorado residences against wildfires, storms, and other regional risks. Policies include dwelling coverage, personal liability protection, and optional endorsements for high-value assets. We ensure adequate protection for both primary homes and investment properties across mountain and urban environments.
Commercial Auto Insurance
Specialized commercial auto policies covering business vehicles against accidents, theft, and liability claims. Designed for Colorado's diverse terrain, our coverage includes trucks, delivery vehicles, and specialty equipment. We offer flexible limits and endorsements for industries requiring heavy vehicle use.
Workers' Compensation
Mandatory workers' compensation insurance meeting Colorado's regulatory requirements while protecting businesses from job-related injury costs. Our policies include medical expense coverage, wage replacement, and legal defense. We assist employers in risk management to reduce workplace incidents.
Professional Liability Insurance
Professional liability coverage protecting Colorado businesses against claims of negligence or service failures. Essential for consultants, tech firms, and service providers, our policies cover legal defense costs and settlements arising from alleged professional mistakes or omissions.
People
John Jacquat
Founder & President
With over 15 years in insurance, John established Pure Risk Advisors to provide Colorado businesses personalized risk management solutions. His leadership focuses on ethical practices and client advocacy.
Melissa Sullivan
Client Solutions Manager
Melissa brings 12 years of insurance expertise, specializing in commercial risk management. Her CIC, CISR, and CPIW designations ensure clients receive technically sound coverage solutions.
Anna Perko
Client Solutions Specialist
Anna combines technical knowledge with exceptional client service, helping Colorado residents secure optimal personal insurance coverage while maintaining competitive rates.
Tom Gilmor
Commercial & Surety Specialist
Tom specializes in complex commercial insurance and surety bonds, leveraging industry relationships to secure hard-to-place coverage for Colorado businesses.
Questions
What makes Pure Risk Advisors different from other insurance agencies?
As an independent agency, we represent multiple carriers to find optimal coverage. Our Colorado expertise and personalized approach prioritize client needs over generic solutions.
Do you offer insurance for high-risk industries?
Yes, we specialize in hard-to-place coverage for industries like nightclubs, liquor stores, and construction through our specialty insurance programs.
How quickly can I get insurance coverage?
Most policies can be finalized within 24-48 hours after completing our streamlined application process with our dedicated brokers.
Can you help with insurance claims?
We actively assist clients throughout the claims process, advocating for fair and timely resolutions with insurance carriers.
Do you offer multi-policy discounts?
Yes, bundling home, auto, and business insurance often provides significant cost savings while maintaining comprehensive protection.
Are your insurance advisors licensed in Colorado?
All our brokers hold active Colorado insurance licenses with specialized certifications ensuring technical expertise across personal and commercial lines.
Reviews (5)
Larry Gerber
Jul 18, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I've been with Pure Risk for several years now, and their service is simply amazing. Very responsive, super professional.
I've been with Pure Risk for several years now, and their service is simply amazing. Very responsive, super professional.
April Driver
Jun 20, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Pure Risks Advisors patiently answered my questions and provided valuable guidance on the best insurance solution for my business. They truly offer personalized service and cost-effective options to support my peace of mind and bottom line.
Pure Risks Advisors patiently answered my questions and provided valuable guidance on the best insurance solution for my business. They truly offer personalized service and cost-effective options to support my peace of mind and bottom line.
Claire Fundingsland
May 22, 2021
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Anna Perko is the BEST! She's held my hand through lots of insurance questions and always gets me the best rates. She makes insurance feel easy to the customer by working tirelessly on her end. I can't recommend her enough!
Paula B.
Aug 20, 2019
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I have worked with Pure Risk for 6 years. They now insurance, are professional, responsive and truly care about their customers. You can't go wrong with Pure Risk!
Haley D.
Jun 09, 2014
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Dave Godel and everyone at Pure Risk have gone above and beyond to help my family and I get insurance coverage. I have and will continue to refer my friends and family to them because they are quick, caring and knowledgeable. Thanks Pure Risk!
