Business Details
13 Years
experience
Emergency
services
Your Trusted Insurance Partner in Lafayette, CO
At Rocky Mountain Insurance Center, we pride ourselves on being an independent insurance brokerage that prioritizes client needs above all else. Since our founding in November 2013, we have built a reputation for delivering personalized insurance solutions tailored to both individuals and businesses across Colorado. Our team leverages over a decade of combined industry experience to shop multiple carriers, ensuring competitive pricing and comprehensive coverage.With a 94% client renewal rate and partnerships with A+ rated insurers, we combine local expertise with national resources to protect what matters most to our clients. Our commitment to transparency, ethical practices, and exceptional service has earned us the trust of over 1,500 families and countless businesses in Lafayette and surrounding areas.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Health Insurance
Renters Insurance
Commercial Insurance
Flood Insurance
Umbrella Insurance
Collector Car Insurance
Workers Compensation
Details
- Year established: 2013
Highlights and features
- We offer independent brokerage services with access to multiple insurance carriers.
- Our 94% client renewal rate demonstrates consistent satisfaction and trust.
- We partner exclusively with A+ rated insurance companies for reliable coverage.
- Local Colorado expertise since opening in November 2013.
- We provide personalized policy comparisons to ensure optimal value.
Associations and certifications
- A.M. Best
What people say
94% renewal rate
Knowledgeable staff
Competitive rates
Personalized service
Efficient claim handling
Services
Auto Insurance
We provide comprehensive auto insurance solutions covering liability, collision, and specialized protections. Our policies include rental car reimbursement, roadside assistance, and glass coverage with optional $0 deductibles. By comparing multiple carriers, we help Colorado drivers find affordable rates while ensuring adequate protection for personal and commercial vehicles.
Homeowners Insurance
Our homeowners policies cover dwelling structures, personal property, and liability risks with enhanced options like extended replacement cost and building code upgrades. We offer specialized endorsements for flood protection, personal umbrella liability, and high-value item coverage. Our agents help clients navigate policy details to ensure adequate protection against common Colorado risks like wildfires and hail damage.
Commercial Insurance
We provide tailored commercial insurance packages including general liability, workers compensation, and commercial auto policies. Our services help businesses assess risk exposure and obtain appropriate coverage for property damage, employee injuries, and operational liabilities. We specialize in creating cost-effective solutions for Colorado businesses with access to multiple insurance carriers.
Life Insurance
We offer term and whole life insurance solutions to protect families and business interests. Our agents help clients determine appropriate coverage amounts based on financial obligations and net worth. We work with top-rated carriers to provide competitive rates and flexible policy options that meet long-term protection needs.
Umbrella Insurance
Our personal umbrella policies provide excess liability coverage beyond standard auto and homeowners policies. This protection helps safeguard assets against major lawsuits from incidents like severe accidents or defamation claims. We help clients determine appropriate coverage levels based on their net worth and risk exposure.
Questions
How do I get an insurance quote?
Contact us via phone or our website to speak with an agent. We'll discuss your needs and provide comparisons from multiple carriers to find optimal coverage and pricing.
What insurance products do you offer?
We provide auto, home, life, health, renters, commercial, flood, umbrella, collector car, and workers compensation insurance for Colorado individuals and businesses.
How are you different from other agencies?
As an independent broker, we compare multiple carriers to find your best policy. We maintain a 94% client retention rate through personalized service and partnerships with A+ rated insurers.
Do you help with insurance claims?
Yes, we guide clients through the claims process and connect them with 24/7 carrier support. We advocate for fair treatment and timely resolution of claims.
What areas do you serve?
We primarily serve Lafayette, Erie, Louisville, Boulder, Superior, Broomfield, Longmont, and Niwot areas with personalized insurance solutions.
Reviews (4)
Sami Carroll
Dec 20, 2021
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Steve and team are the best. I would have never considered an insurance broker if it werent for a friend recommending Steve. He has seen our family of five through the highs and lows of three teenage drivers, a new home purchase, and a rough summer of all three cars being in an accident! He and his team are responsive, professional, and always find us the best value for our insurance needs.
Mcb
Nov 29, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Absolutely top notch team that will not only find you the best rates, but will answer any and all questions in detail and handle all aspects of the process with a customer service experience that is hard to beat.
Absolutely top notch team that will not only find you the best rates, but will answer any and all questions in detail and handle all aspects of the process with a customer service experience that is hard to beat.
Lee Ryland
Nov 26, 2020
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Steve Hakes and Brandon Smith are amazing. The customer services is always beyond stellar!, and I can always relax knowing that they have my back- from great rates to anything that comes up with the insurance company itself. Thank you both!!!
Warren Fernandes
Sep 08, 2020
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Steve H. was of great help when looking for home insurance options. He was able to get most of the home details accurately by researching a lot of information regarding my home and was able to fill out the forms beforehand without me having to know and reiterate all the details of the home. I really appreciated this as it is quite time consuming to enter all these details in every website.
Steve provided us with three different quotes explaining the pros and cons of each one. He was very responsive and courteous which is another quality I appreciated. I recommend Rocky Mountain Insurance Center
Steve provided us with three different quotes explaining the pros and cons of each one. He was very responsive and courteous which is another quality I appreciated. I recommend Rocky Mountain Insurance Center
