As a locally owned and operated insurance agency in San Ramon, CA, Steven Hom Insurance Services, Inc. is committed to providing quality insurance products for individuals and businesses. We combine our strong insurance background and product knowledge to assist both current and future clients in managing and planning for all types of risk.
Our team of insurance professionals has years of collective industry experience writing both personal and commercial insurance policies designed to fit your needs. You'll be paired with a professional at Steven Hom Insurance Services, Inc. who will work to ensure that you receive personalized attention you deserve.
Our team of insurance professionals has years of collective industry experience writing both personal and commercial insurance policies designed to fit your needs. You'll be paired with a professional at Steven Hom Insurance Services, Inc. who will work to ensure that you receive personalized attention you deserve.
Services
Glossary
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Abandonment Clause:A clause often contained in a property insurance policy stating that the insured cannot abandon damaged property and then file a claim with an insurer. Absolute Liability: The liability for damages even though fault / negligence cannot be proven. Accidental Death Benefit: An additional paid death benefit in addition to the face amount value of a life insurance policy.
Report a Claim
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If you have a claim to report, you can take advantage of the insurance carriers' 24/7 Claim Support Service to report a claim directly to the insurance company claim department or you may contact our office here. By reporting your loss directly to the insurance company, they can begin to handle all aspects of your claim and get you the help you need when it matters most.
Personal
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When shopping for insurance, most people are unaware that there are different kinds of agents they can work with. Choosing the right one can make a big difference in securing the best combination of price and value. With a captive insurance agent, you only get the guidance of one company that sells one brand of insurance.
Business
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As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs. Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy.
Life
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Life insurance is a crucial step in planning for your future and the future of your loved ones. It can fulfill promises made to your family if you are no longer around by providing a death benefit to your beneficiaries in return for premiums paid to the insurance company. Life insurance can also provide benefits while you are living.
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