Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Hackensack, NJ
Kusel Associates Insurance has been a trusted provider of comprehensive insurance solutions since 1957. Our team of experts specializes in delivering personalized personal, auto, home, and life insurance policies, as well as commercial insurance coverage tailored to diverse industries. With decades of experience and a commitment to exceeding client expectations, we prioritize building lasting relationships to ensure accurate and trustworthy risk protection. Our independent status allows us to offer low-cost, world-class options by doing the shopping for our clients. We provide 24/7 customer service and emergency support, ensuring clients are never left without assistance.Our commercial insurance expertise includes Business Owners Policies, General Liability, and specialized coverage for contractors, restaurants, and auto service businesses. We serve Hackensack and surrounding areas in New Jersey and New York, offering flexible policies that adapt to evolving client needs. Our team of licensed professionals is dedicated to simplifying the insurance process while maintaining transparency and ethical standards. We combine vast resources with meticulous attention to detail to deliver coverage that protects both individuals and businesses comprehensively.
Services
Homeowner's Insurance
Auto Insurance
Commercial Insurance
Contractors Insurance
Restaurant Insurance
Auto Service Programs
Business Owners Policy
General Liability
Professional Liability
Workers Compensation
Details
- Year established: 1957
Highlights and features
- We have over 65 years of experience in personal and commercial insurance.
- Our team offers 24/7 personalized customer support for emergencies.
- We provide independent, unbiased policy comparisons to find your best rate.
- Our specialists create tailored coverage solutions for unique business risks.
- We combine decades of local market knowledge with nationwide insurance resources.
Services
Commercial Insurance
Our commercial insurance solutions protect businesses from industry-specific risks with customizable coverage options. We offer General Liability, Property Insurance, and Business Interruption Coverage to safeguard against financial losses. Our Business Owners Policies combine multiple protections while maintaining flexibility for evolving business needs.
Contractors Insurance
Specialized contractors insurance addresses risks faced by construction professionals through liability coverage and property protection. We provide tailored policies for various construction projects while offering safety management services to reduce workplace incidents and insurance costs for contractors in New Jersey and New York.
Restaurant Insurance
Restaurant insurance packages protect food establishments against industry-specific risks including liability claims, food spoilage, and business interruptions. Our policies cover commercial general liability, liquor liability, and equipment protection with dedicated claim analysts supporting restaurant owners in the tri-state area.
Auto Service Programs
Auto repair business insurance covers garage liability, property damage, and equipment protection for automotive service providers. Our specialized policies include portable tools coverage and workers compensation while offering cost-saving measures through loss control programs for New Jersey auto service businesses.
Homeowner's Insurance
Personal homeowner's insurance policies protect residential properties against common risks with customizable coverage options. We offer comprehensive protection for dwellings and personal property while providing guidance on policy selection to ensure adequate protection for New Jersey residents.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life) and commercial insurance including Business Owners Policies, General Liability, Contractors Insurance, Restaurant Insurance, and Auto Service Programs.
Do you offer 24/7 insurance support?
Yes, our team is available around the clock for emergencies and provides immediate assistance with claims and policy questions.
How can I get a free insurance quote?
Contact us via phone at 201-489-6366 or complete our online quote form to receive a personalized, no-obligation insurance quote.
Do you serve businesses outside Hackensack?
We serve clients throughout New Jersey and New York, providing tailored insurance solutions for businesses and individuals in multiple states.
What sets your insurance agency apart?
As an independent agency with 65+ years of experience, we offer unbiased policy comparisons, personalized service, and specialized coverage options for unique insurance needs.
How do I file an insurance claim?
Contact our office directly at 201-489-6366 to speak with a licensed agent who will guide you through the claims process step-by-step.
Reviews (5)
Oleg Cytowicz
Jan 01, 2021
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My family has been a long time customer with Kusel Associates three generations now, they are extremely professional and treat all my family members very well. Their team members are extremely responsive to our requests and do their best to make sure we receive the correct coverage. I would recommend you give them the opportunity to assist you with your insurance needs it would be worth the try.
Jennifer Charles
Dec 30, 2020
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My husband and I have a business together. We've been with Kusel Associates Insurance for over two years and are beyond satisfied. Exceptional customer service and professionalism. Anytime we need anything we call and its handled in a timely manner. I have recommended a few friends and business owners. Thank you so much!!
Mopardell
Oct 10, 2020
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Positive:Professionalism,Responsiveness
We are a long time customer and very happy with the service and communication received over the years. Friendly and knowledgeable staff.
We are a long time customer and very happy with the service and communication received over the years. Friendly and knowledgeable staff.
Renelle Pinos
Sep 11, 2020
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Kusel associates has been my insurance agent for over 15 years. They have always been knowledgeable, responsive, and helpful when I've needed them. Over the years, I've had my basement flood from a broken dishwasher, a neighbor dispute over property damage, and needed insurance quotes for my son's new car. Matt, Sherry, and Carol have always been reliable and provided GREAT customer service. In this 'online' world, I prefer real people taking care of me. This agency is the best!
Renelle P.
Renelle P.
Malick For Sale
Sep 01, 2020
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Kusel Associates have been our go-to company for both business & personal issues for so many years. They are prompt, educated, trustworthy, and absolutely amazing people who really care about their clients. They will take the extra mile every time to make sure we are satisfied, and always answers any questions we have in full. Carol is, without a doubt, the most helpful, knowledgeable, and most pleasant individuals any client could ask to have. We would be absolutely LOST without her guidance. I would give this company 100 stars if could!