Business Details
50+ Years
experience
Your Trusted Financial Partner in Walnut Creek, CA
Kaiperm Credit Union has been dedicated to serving the financial needs of Kaiser Permanente employees and their families since its founding in 1957. Originally established in Walnut Creek, California, by Kaiser employees, the credit union operates as a not-for-profit institution committed to providing competitive rates and personalized financial solutions. With over 7,500 members nationwide, Kaiperm offers a comprehensive range of services including checking and savings accounts, loans, credit cards, and financial education resources.The institution maintains a strong focus on community engagement, hosting annual meetings and financial wellness events to strengthen member relationships. Kaiperm's mobile banking platform and extensive ATM network ensure convenient access to services, while its partnership programs like Save to Win and Get Away Today provide unique member benefits. The credit union's founding principle of 'people helping people' continues to guide its operations and community initiatives.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Credit Cards
ATM Access
Mobile Banking
Financial Education
Travel Discounts
Student Services
Details
- Year established: 1957
Highlights and features
- We operate as a not-for-profit institution providing lower loan rates and fee-free services
- Our free checking accounts include zero maintenance fees and nationwide ATM access
- We offer access to 30,000+ surcharge-free ATMs through the CO-OP network
- Our financial education programs help members achieve long-term financial wellness
- Exclusive member benefits include travel discounts and prize-linked savings accounts
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Checking Accounts
Kaiperm offers free checking accounts with no maintenance fees, including Thrive Rewards Checking with cashback incentives. Members enjoy nationwide ATM access through the CO-OP network and digital banking tools for real-time account management. These accounts provide financial flexibility with competitive rates and member-focused benefits.
Auto Loans
The credit union provides competitive auto loans for new and used vehicles, including specialized programs for electric and hybrid cars. Members can access pre-approval options, auto buying services, and flexible terms. Their AUTOLAND program connects borrowers with dealership partners for enhanced purchasing experiences.
Mortgage Loans
Kaiperm offers fixed and adjustable-rate mortgage loans, home equity lines of credit, and second mortgage options. These services include competitive rates, personalized guidance, and flexible terms for primary residences and investment properties. Members receive support throughout the home financing process.
Financial Education
The credit union provides financial fitness resources, budgeting tools, and educational workshops to improve financial literacy. Members access personalized counseling, debt management strategies, and online resources to build long-term financial stability through balanced money management practices.
Mobile Banking
Kaiperm's mobile app enables 24/7 account access, bill payments, check deposits, and transaction monitoring. Features include real-time alerts, ATM locator services, and secure messaging. This digital platform offers convenient financial management from smartphones or tablets anytime, anywhere.
People
Nominating Committee
Election Coordinator
Responsible for managing board and supervisory committee elections, reviewing nominations, and ensuring proper governance procedures. Available to answer questions about volunteer opportunities and leadership roles.
Questions
Who is eligible to join Kaiperm Credit Union?
Eligibility extends to Kaiser Permanente employees, retirees, volunteers, and their family members nationwide. Membership requires verification through Kaiser's employee database or volunteer records.
What loan products do you offer?
We provide auto loans, mortgages, home equity loans, personal loans, student loans, and credit cards. Special programs include EV/hybrid vehicle financing and secured loan options.
How can I access my accounts outside business hours?
Our mobile banking app provides 24/7 access to account management, bill payments, and check deposits. ATMs operate 24/7, and online banking remains available for transaction monitoring.
What financial education resources are available?
We offer workshops, budgeting tools, and one-on-one counseling through Financial Fitness by Balance. Resources cover debt management, savings strategies, and credit health improvement.
Do you charge ATM fees?
No fees apply for transactions at our 30,000+ CO-OP Network ATMs. Members receive surcharge-free access at locations including 7-Eleven, Costco, and Chevron nationwide.
What special member benefits exist?
Benefits include Save to Win prize-linked savings, Get Away Today travel discounts, refer-a-friend rewards, and exclusive loan promotions for members.
Videos
Reviews (5)
Nancy Pahissa
Dec 21, 2021
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Karen responded quickly to my question and went above and beyond to solve my problem. And after business hours too!!
Johnnie Ramsey
Aug 20, 2021
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I am new to kaiperm but I am already loving these folks! They are very responsive and helpful each time I reach out. Thanks!
Pb Host
Aug 16, 2021
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Working with Alesia at Kaiperm CU was a delight as she was efficient and made things happen effortlessly!
Shane Hoekwater
Jun 12, 2021
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Great Credit Union. Applied for a refinance of my current auto loan and was approved in less than 2 days. First and easiest refinance loan I've ever applied for. Great customer service as well. Definitely recommend them for friends and family. Thank you
Trisha Castro
May 30, 2021
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The absolute best credit union ever. Not only do they know you personally, they treat you so well! Easy to use , always been there for me when I needed help.
