Business Details
23 Years
experience
Your Trusted Health Insurance Partner in Richardson, TX
Sure Insurance has been an independent health insurance brokerage serving North Texas communities since 2003. Our team specializes in providing tailored insurance solutions for individuals, families, and businesses across the DFW metroplex, Houston, Austin, and surrounding areas. We partner with top insurers like Blue Cross Blue Shield, Aetna, Humana, and UnitedHealthcare to offer comprehensive coverage options, including individual health plans, group benefits, dental and vision insurance, life insurance, and Marketplace enrollment assistance. With decades of combined experience in the insurance industry, we prioritize personalized service, transparent communication, and cost-effective solutions to meet diverse client needs.Our commitment to understanding local market dynamics ensures clients receive plans that align with their budget and healthcare goals. As an authorized agent, we provide expert guidance on HSA-compatible plans, prescription drug coverage, and copay structures while maintaining compliance with state and federal regulations. Our services are free to employers, as we are compensated directly by insurance carriers, ensuring no additional costs to clients.
Services
Individual Health Insurance
Group Health Insurance
Marketplace Enrollment
Dental and Vision Insurance
Life Insurance
Details
- Year established: 2003
Highlights and features
- We offer 20+ years of experience in health insurance brokerage services.
- Our independent agency partners with multiple top-tier insurance carriers.
- We provide free employer services with no additional costs to clients.
- Our team specializes in HSA-compatible and Marketplace plan options.
- We serve diverse geographic areas including DFW, Houston, and Austin.
Services
Individual Health Insurance
We provide customized health insurance plans for individuals and families, offering options from Bronze to Catastrophic tiers. Our plans include prescription drug coverage, copay structures, and HSA-compatible choices. With partnerships across major insurers, we help clients navigate Marketplace enrollment and select cost-effective solutions tailored to their healthcare needs and budget requirements.
Group Health Insurance
Our agency designs comprehensive group health plans for small and large businesses across Texas. We analyze employer needs, compare carrier offerings, and implement cost-effective solutions without charging employers directly. Services include plan design, carrier comparison, and ongoing benefits consultation to ensure optimal employee healthcare coverage while maintaining budget efficiency for business owners.
Marketplace Enrollment
We offer expert guidance for Affordable Care Act Marketplace enrollment, including subsidy eligibility calculations and plan comparisons. Our team helps clients understand Silver plan cost-sharing discounts, catastrophic coverage options, and enrollment deadlines. We provide personalized assistance to ensure clients select plans that meet their coverage needs while maximizing available financial assistance.
Dental and Vision Insurance
We offer comprehensive dental and vision coverage options for individuals and groups through partnerships with Delta Dental and UnitedHealth Dental. Our plans include preventive care, major dental procedures, and vision correction services. We help clients compare coverage tiers and select plans that provide essential oral health benefits at competitive rates.
Life Insurance
We provide term and whole life insurance solutions to complement health coverage portfolios. Our offerings include income replacement protection, final expense coverage, and long-term financial planning options. We work with UnitedHealth Life and other carriers to deliver policies that meet diverse client needs while ensuring straightforward underwriting processes and competitive premium rates.
People
James Banh
Independent Broker
James Banh is a Texas-licensed insurance broker with over 20 years of experience in health and life insurance. A Texas A&M graduate, he has specialized in group benefits since 1999 and serves as a trusted advisor for clients across Texas.
Questions
What types of health insurance plans do you offer?
We offer individual, family, and group health insurance plans including Bronze, Silver, Gold, and Catastrophic tiers through major carriers like Blue Cross Blue Shield, Aetna, and UnitedHealthcare.
How do you help businesses with employee benefits?
We provide free group health plan analysis, carrier comparisons, and implementation services for Texas employers, ensuring cost-effective coverage options without charging businesses directly.
Do you serve areas outside Dallas?
Yes, we serve clients across the DFW Metroplex, Houston, Austin, and surrounding Texas regions for both individual and business insurance needs.
Can you assist with Marketplace enrollment?
Yes, we provide expert guidance for Obamacare Marketplace enrollment, including subsidy eligibility calculations and plan comparisons to help clients find affordable coverage.
What additional insurance products do you offer?
We also provide dental, vision, life insurance, and HSA-compatible plans to create comprehensive coverage solutions for individuals and businesses across Texas.
