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Dow Chemical Employees' Credit Union was the 182nd credit union organized in the State of Michigan. In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit.

Two Dow employees heard about the credit union movement and brought members of the Michigan Credit Union League to Midland. When DCECU began, membership was available to all employees of The Dow Chemical Company upon payment of a $0.25 membership fee. After joining, members could buy shares in the Credit Union for $5 each.
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A secure method to send and receive messages to and from the Credit Union from within Online or Mobile Banking. Email is acceptable for general inquiries and submitting most completed documents. For account specific information without an attached document, please use Online Banking, Mobile Banking, or contact us via phone or in person.
Routing Info
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This number is used to identify the financial institution with the Federal Reserve Banks and Automated Clearing House (ACH) when processing checks, direct deposits, bill payments and other automated transfers. In this example, you can see our routing number (272482838) and the account type (1, for account), the share ID (05), the member number (0000123456), and finally the check number (1002).
Third-Party Link Disclosure
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DCECU does not provide, and is not responsible for, the product, service, or overall website content available on third-party sites. DCECU does not represent either you or the third-party site in any transaction you enter into with the third-party site. DCECU's privacy and security policies do not apply to linked websites.
Payments
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You can make your loan payments1 quickly and easily via Online Banking or the Mobile App, and from an account at another financial institution2. Payments can also be completed by phone or mail, or in person at the credit union. If you would like to request a payoff or you need assistance with making your payments, send us a message within Online Banking or the Mobile App, or contact us.
Checking
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Pays you dividends and comes with premier online services that do not cost you a cent to use, like Online Banking and Bill Pay - that's Checking at DCECU! Want more? How about attractive designer checks and your first introductory order of checks absolutely FREE! Running low on checks? You can also contact us or stop by in person to reorder.
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