Members First Credit Union
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Members First Credit Union
Learn how you could get 1% cash back and the option to defer your first payment for 90 days! Join our team! As an employee, your happiness is our priority. We will empower you to be the best version of yourself while helping you maintain a positive work/life balance. And did we mention the benefits?

When you open your account with us, you become a member and owner of the credit union. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. We encourage our members to go after whatever makes them happy, and we know they'll always find it! When you open your account with MFCU, you become a member and owner of the credit union.
Services
Our Philosophy
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At MFCU, we remain dedicated to supporting the communities that we've grown up in for over 80 years. Our promise is to be trustworthy, caring and enthusiastic to help you succeed - join a cooperative that you can be proud of! We're going to tell you an incredible story: the story where three teams, 11 branches, and all the communities in Michigan come together to meet your financial needs.
Savings Accounts
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Members First Credit Union has options for your saving and investing needs including high yield and super high yield accounts. Opening a savings account is super easy! If you are a new member, either apply online, or stop by a branch. You will need $5 to establish your membership and open the account, as well as two forms of ID.
Youth Accounts
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We teach younger members proper saving and borrowing habits while guiding them to a bright financial future. We are committed to helping our youth members create a strong financial future by providing them with financial education and opportunities. Members under 18 also get rewards for saving money, age-appropriate financial education resources, and CDs (Certificate of Deposit) with a lowered minimum balance of just $100!
CDs & IRAs
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Saving money is hard work, and it is our job to make it easier on you. We have many deposit options available for you. Take a look below to learn more about how to invest money with a CD (Certificate of Deposit) or an IRA (Individual Retirement Account). A CD (Certificate of Deposit) is a simple and secure way to save money in the form of a time deposit.
Deposit Rates
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Members First Credit Union offers a variety of options to choose from with the most competitive rates, quality service and beneficial dividends. All savings are federally insured by the National Credit Union Administration (NCUA), a U.S. governmental agency. Dividends are calculated by the daily balance method and credited on the last day of each month.
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