Business Details
50+ Years
experience
Emergency
services
Your Trusted Independent Insurance Agency in Lafayette, CA
Kosich Family Insurance Services has been a family-owned and operated agency since 1946, dedicated to providing personalized insurance solutions to individuals and businesses nationwide. Our team prioritizes client needs, offering tailored coverage through partnerships with over 75 reputable insurance carriers. We combine decades of industry experience with a commitment to transparency, ensuring clients receive comprehensive protection and peace of mind. Our services span personal insurance, business insurance, and specialized risk management solutions, supported by 24/7 client access and dedicated support for claims and policy adjustments.We pride ourselves on advocating for clients, educating them about their coverage options, and maintaining a client-centric approach that emphasizes trust and reliability. Our independent agency model allows us to offer diverse insurance products while maintaining a focus on individualized service and long-term relationships.
Services
Home Insurance
Auto Insurance
Individual Life Insurance
Individual Health Insurance
Watercraft Insurance
Commercial Property Insurance
Farm Insurance
General Liability Insurance
Business Owners Insurance
Inland Marine Insurance
Details
- Year established: 1946
Highlights and features
- Family-owned since 1946 with deep industry expertise
- Partners with over 75 insurance companies for diverse options
- 24/7 client center for policy management and support
- Personalized service focused on individual client needs
- Advocates for clients during claims and coverage adjustments
What people say
Personalized service
Wide insurance options
Happy referrals
Proper protection
Peace of mind
Services
Home Insurance
Home insurance protects your property and belongings from risks like fire, theft, and natural disasters. We help clients secure policies with replacement cost coverage, additional living expense protection, and liability safeguards. Our team ensures policies address unique risks such as flood, trampoline liability, and valuable possessions through scheduled endorsements.
Auto Insurance
Auto insurance covers vehicle-related risks, including accidents, theft, and liability claims. We offer policies with customizable coverage limits, roadside assistance, and protection for specialized vehicles like collector cars. Our solutions emphasize affordability, compliance, and tailored options for personal and business use.
Commercial Property Insurance
Commercial property insurance safeguards businesses against property damage from events like fires, storms, or vandalism. We provide coverage for buildings, equipment, and inventory, with options to address business interruption losses and unique risks such as water damage or off-premises theft.
Farm Insurance
Farm insurance protects agricultural operations from risks like crop loss, equipment damage, and liability claims. Our policies cover farm structures, livestock, and machinery, with specialized options for crop insurance, liability protection, and coverage for farm-related vehicles and storage facilities.
General Liability Insurance
General liability insurance shields businesses from third-party claims involving bodily injury, property damage, or advertising injuries. We offer policies that cover legal fees, medical expenses, and settlements, with customizable limits to suit industries ranging from contracting to professional services.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, life, health), business insurance (commercial property, liability), and specialized coverage for farms, breweries, and technology firms.
Are you affiliated with specific insurance companies?
We partner with over 75 reputable carriers, allowing us to offer diverse options tailored to your needs rather than being limited to a single provider.
How can I file a claim?
Use our 24/7 client center to report claims, or contact us directly at 925-284-3911 for immediate assistance with the claims process.
Do you offer coverage for unique risks like flood or trampolines?
Yes, we help clients secure specialized coverage for flood insurance, trampoline liability, and other niche risks through endorsements or separate policies.
Can I manage my policy online?
Yes, our 24/7 client center allows you to review policies, make payments, request certificates, and adjust coverage options securely online.
Reviews (1)
K. C.
Mar 20, 2010
Report
I recently used Kosich & Callahan to help me get medical coverage for myself and life insurance for my husband and I. We have never worked with an agent before and we were intimidated that it would be this hard sell sort of a situation. It was exactly the opposite. This is a family run organization and we were pleasantly surprised with the warmth and caring we received from everyone in the office. Colleen was very pleasant and spent a long time with us as we discussed our options and moved to making our choices. Other than the high cost of medical insurance, this was a great experience and
