Matt McHugh

At Cascadia Home Loans, we put our clients first 100 percent of the time. As a transparent company, we believe in helping you understand each step of purchasing or refinancing your home. We are dedicated to cultivating sustainable practices that strengthen the beautiful environment in which we live.

Cascadia Home Loans offers fixed and adjustable-rate mortgages. We also work with FHA, VA, and USDA loan programs. Why wait? You can get started now, save your progress, and come back to finish anytime. If you have questions just give Cascadia a call and we will walk you through the home loan pre-approval process.

Results are based on the info you enter for the purchase price, down payment, term, and interest rate, etc. If you only want to calculate principal and interest then enter zero for property tax and property insurance. If you need some help understanding Private Mortgage Insurance or PMI, check our mortgage insurance calculator or give our office a call.

Mortgage insurance (private mortgage insurance - PMI for short), is insurance that protects a lender in the event that a borrower defaults on a home loan. It's important to note that only the lender benefits from PMI. If a borrower defaults on their mortgage, PMI does not offer any protection to the borrower.

When a property, whether owned or leased, is willingly surrendered without a newly appointed owner or tenant. An auction that sells property to the highest bidder regardless of the winning bid amount. When a mortgage stipulates that the lender can request that the borrower pay the whole balance if they miss a monthly payment.