As a former college soccer coach, I never dreamed I'd be helping people achieve their home-owning dreams in such a profound way. It wasn't until I snapped my Achilles tendon and succumbed to crushing medical debt that I was faced with the choice to sink or swim. Fast-forward a few years. I'm now the branch manager at Fairway Independent Mortgage Corporation in Vancouver, WA, and couldn't be happier!
I'm proud to say that my wholesale background has helped me gain an edge in helping clients attain the loans they want and deserve. I bring to the table experience originating and underwriting thousands of loans, and can simply and quickly put together a strong loan file for any client, one that will make your loan process smooth, easy, and successful.
I'm proud to say that my wholesale background has helped me gain an edge in helping clients attain the loans they want and deserve. I bring to the table experience originating and underwriting thousands of loans, and can simply and quickly put together a strong loan file for any client, one that will make your loan process smooth, easy, and successful.
Services
Home Loan Process
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Buying a home is one of the biggest financial decisions you will make in your life. However, attaining the loan you need to make it happen shouldn't be a headache. When you work with an experienced loan officer, applying for a home loan can be a smooth and successful process, one you'll remember fondly as you turn the key in your new residence.
VA Loans
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You've served our country. Now, let me help you obtain the best home loan possible. I love working with all prospective homeowners, and I feel a particular satisfaction when helping service members achieve their dream of home ownership. A VA loan helps military veterans, active service members and eligible surviving spouses buy a home.
Conventional Loans
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A conventional mortgage isn't insured by the federal government. Agencies that guarantee home loans include the Federal Housing Administration (FHA), the U.S. Department of Veteran Affairs (VA) or the U.S. Department of Agriculture (USDA). Conventional loans offer fewer restrictions and more flexible terms than those backed by the government.
Empty Nesters
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Maybe you've been looking forward to the extra room. You can remodel, converting bedrooms into home offices, hobby rooms or even a rental space. Or, maybe you're ready to downsize by moving to a smaller home with fewer expenses and less maintenance. Even if retirement is years away, it's not too early to think about the home where you want to grow old.
First-time Home Buyers
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It's the place where you'll raise your kids, plant your first garden, train a new puppy. Your first home is the perfect place to nurture some of life's sweetest memories, and I'm here to help you get there. I'm Timmy Ostrom, an independent mortgage lender, and I will guide you in your first home loan.
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