Business Details
Your Trusted Insurance Partner in Dayton, OH
Wagner Insurance has been independently owned and locally operated for generations, providing tailored insurance solutions across Ohio and surrounding states. Our team brings decades of industry experience, offering personalized guidance to help clients navigate complex insurance decisions. We prioritize client relationships over transactions, working with multiple reputable insurance carriers to ensure customized coverage that meets individual and business needs.With offices in Dayton, West Milton, and Lebanon, our agency combines deep local knowledge with comprehensive service offerings. Our commitment extends beyond policy saleswe focus on long-term client education and support, ensuring informed decisions that evolve with changing life circumstances. This approach has built lasting trust with families and businesses who rely on our expertise for risk management and financial protection.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Renters Insurance
Boat Insurance
Motorcycle Insurance
Condo Insurance
Landlord Insurance
Flood Insurance
Highlights and features
- We offer 40+ years of combined experience in Ohio insurance markets
- Our team provides personalized policy comparisons from multiple carriers
- We maintain local office presence in three Ohio communities
- Our staff includes Certified Insurance Counselors (CIC)
- We provide prompt claim assistance seven days a week
Associations and certifications
- Independent Insurance Agents Association
- Professional Insurance Agents
What people say
Excellent service
Prompt claim handling
Best service
Pleased with coverage
Long-term reliability
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to Ohio drivers' needs. Our experts compare policies from multiple carriers to find optimal coverage for liability, collision, and comprehensive protection. With personalized service, we help clients understand policy details, discounts, and coverage options that match their driving habits and vehicle value while ensuring compliance with state requirements.
Home Insurance
Our home insurance services protect Ohio homeowners against property damage and liability risks. We analyze individual needs to recommend appropriate dwelling coverage, personal property protection, and liability limits. Our team explains policy nuances like replacement cost vs actual cash value, helps identify additional endorsements, and ensures proper coverage for seasonal weather risks specific to Ohio's climate.
Business Insurance
We offer customized business insurance packages for Ohio companies across industries. Our specialists assess operational risks to recommend appropriate general liability, property, and workers' compensation coverage. We provide guidance on specialized policies for unique business needs including cyber liability, equipment breakdown, and commercial auto while helping maintain compliance with state regulations.
Life Insurance
Our life insurance solutions help Ohio families and business owners protect financial futures. We offer term and permanent policy options, explaining key differences in premium structures and cash value components. Our advisors help determine appropriate coverage amounts based on income replacement needs, mortgage protection requirements, and estate planning goals for both personal and business applications.
Medicare Plans
We specialize in Medicare insurance solutions with personalized plan comparisons for Ohio seniors. Our certified advisors explain Original Medicare vs Advantage plan differences, prescription drug coverage options, and supplemental policy benefits. We provide annual plan reviews to ensure continued alignment with changing healthcare needs and prescription requirements during open enrollment periods.
People
Pete Purcell Sr.
Health Advisor
Certified Medicare specialist with 18 years of experience helping Ohio seniors navigate insurance options. Provides personalized plan comparisons and annual coverage reviews.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, renters, boat, motorcycle, and specialty insurance policies across Ohio and surrounding states.
How can I get an insurance quote?
Request a free quote online through our website or contact our Dayton, West Milton, or Lebanon offices directly for personalized assistance.
Do you handle insurance claims?
Yes, we provide claim assistance seven days a week and help coordinate with your insurance carrier for prompt resolution.
Are you available outside regular business hours?
Our offices operate Monday-Friday with extended availability through mobile contact options for urgent insurance needs.
Do you serve areas outside Ohio?
We provide insurance services in Michigan, Kentucky, Indiana, West Virginia, Georgia, Florida, and Tennessee in addition to Ohio.
What makes your agency different?
As a multi-generational Ohio agency, we combine local expertise with access to multiple insurance carriers for truly personalized solutions.
Videos
Reviews (4)
Elissa Fox
Sep 04, 2021
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I just finished talking with my new local insurance agent, Kyle Bergman, and was very excited to discover because of my savings he presented to me, I now am carrying rental insurance, as well! He clearly knows the business of Auto and RentalHomeowners Insurance and presented it in terms that were easily understood. The transition from moving from one area of the state to another has been made easier. I am pleased to report that quality Customer Service is alive and well through this Company, and this agent. I am blessed to have found Wagner Insurance Agency along with their agent, Kyle Bergman
Austin Lee
Aug 03, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Helped me find a lower insurance rate, when I thought for sure it couldnt be done. Thank you Kyle and the Wagner Insurance team!
Helped me find a lower insurance rate, when I thought for sure it couldnt be done. Thank you Kyle and the Wagner Insurance team!
Jim Wilson
Dec 20, 2020
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My family have been longtime insurance holders with Wagner Insurance Agency. They have always been accessible when ever we needed them, both for filing claims or just asking information concerning our auto and home policies. Would recommend this agency without hesitation.
John Sweeterman
Nov 06, 2020
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We have been clients at Wagner for over 20 years. Amanda and Mike are always so helpful with everything. We appreciate everyone at Wagner Insurance
