Business Details
16 Years
experience
Your Trusted Title & Settlement Partner
Safe Harbor Title has guided commercial and residential clients through successful real estate transactions since 2010. Our team combines Fortune 500-level capabilities with the personalized service of a small business, prioritizing integrity, innovation, and continuous learning. We operate nationwide with affiliate offices in Delaware, Maryland, Virginia, and North Carolina, executing over 20 years of combined experience in real estate transactions.Our cybersecurity protocols and third-party escrow reconciliations demonstrate our commitment to safeguarding client assets. As industry leaders, we maintain certifications in eight states beyond Virginia's requirements and partner with major underwriters to deliver tailored solutions from first-time home purchases to complex commercial developments.
Services
Title Insurance
Settlement Services
eClosings
Earnest Money Deposit
New Construction Support
Commercial Transactions
Residential Sales
Refinancing Services
eRecording
Mobile Notary
Details
- Year established: 2010
Highlights and features
- We resolve transaction obstacles with creative solutions when others say 'no'.
- We execute third-party escrow reconciliations monthly for fund security.
- Our team holds eight times the insurance required by Virginia law.
- We operate nationwide through underwriter partnerships while maintaining local expertise.
- We adhere to strict cybersecurity protocols to prevent fraud and hacking.
What people say
Unparalleled ability to deliver quality searches
Know they hold industry knowledge
Come through immediately when needed
Go the extra mile to find solutions
Gold standard in the industry
Services
Title Insurance
Our title insurance services protect property owners and lenders against financial losses from title defects. We conduct thorough title searches to identify liens, encroachments, or ownership disputes before closing. Clients benefit from our expertise in resolving complex title issues while maintaining compliance with federal and state regulations.
eClosings
Our eClosing solutions enable secure digital property transactions through Remote Online Notarization. This technology allows buyers and sellers to complete transactions from any location while maintaining legal validity. The process includes electronic document signing and secure identity verification through Notarize partnerships.
Earnest Money Delivery
We facilitate secure earnest money transfers using ZOCCAM technology, eliminating wire transfer risks. This mobile solution allows real estate professionals and buyers to submit deposits through encrypted check imaging. The system reduces liability for agents and decreases transaction costs through automated verification processes.
New Construction Settlements
Our team manages title and escrow services for new home developments from land acquisition to final settlement. We create customized workflows for builders working on luxury subdivisions or affordable housing projects. Our experience ensures compliance with construction financing requirements while protecting all parties' interests.
Commercial Transactions
We handle complex commercial real estate transactions with specialized expertise in historic tax credit projects and commercial subdivisions. Our services include title searches, environmental lien checks, and coordination with multiple stakeholders to ensure regulatory compliance. Clients benefit from our nationwide underwriter network for multi-state transactions.
People
Melissa McPherson
President
Melissa founded Safe Harbor Title in 2010 after 12 years as a title industry development representative. She holds title licenses in 8 states and serves on multiple real estate councils. Her leadership focuses on combining corporate efficiency with personalized service.
Mary Brown Broughton Leachman
Director of Business Development
Mary Brown brings over 15 years of real estate experience from SunTrust Bank and Durrill & Associates to our commercial team. A Mary Baldwin College graduate, she specializes in building relationships with Virginia's top real estate professionals and managing complex transactions.
Questions
What title insurance options do you offer?
We provide both lender's and owner's title insurance policies. Our team explains coverage differences and ensures both parties' interests are protected during transactions.
Can I complete a closing remotely?
Yes, we offer eClosings through Remote Online Notarization for sellers and cash buyers. Mortgage-related closings require lender approval for virtual execution.
How does your earnest money process work?
We use ZOCCAM technology for secure mobile deposits. This encrypted system eliminates wire transfers and reduces liability for realtors and buyers.
Do you handle complex commercial transactions?
Our team specializes in complex commercial deals including historic tax credits and multi-state developments. We've managed nationwide transactions since 2010.
What security measures protect client funds?
We enforce strict cybersecurity policies and perform monthly third-party escrow reconciliations to ensure financial security and fraud prevention.
What areas do you serve?
We operate in Virginia, Maryland, D.C., North Carolina, Georgia, and Tennessee with nationwide capabilities through underwriter partnerships.
Reviews (4)
Ana Hodge
Dec 23, 2021
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I stepped foot in this office only twice but each time they were pleasant, friendly, and all around welcoming. The young man that held my closing ceremony was especially humorous, warm, and kind. It was a very good experience.
C. G. Learn
May 24, 2021
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Excellent experience. Lettee made me feel very comfortable and valued. I will definitely recommend them to my friends.
Mark Wlaz
Jan 28, 2020
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Andrew was fantastic throughout the entire residential closing process. He communicates clearly, and often ... Very efficient, timely, and professional. I shopped around and saved significant money on my title insurance buying it through them.
Veronica Shuford
Aug 15, 2019
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I was concerned about using Safe Harbor Title for the purchase of my new home and the sale of my old home based on reviews I saw online. I was pleasantly surprised when I was greeted by Kenitra Newton and Lettie Stanley. Both transactions were completed accurately and in a timely manner. Both Kenitra and Lettie worked around our schedules. My husband and I were always treated in a very professional manner. I would highly recommend Kenitra or Lettie with Safe Harbor Title to anyone looking to close on a real estate transaction.
