Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions
Established in 1955, Rome Kraft Employees Credit Union has served as a member-owned financial cooperative dedicated to empowering individuals through accessible financial solutions. Our founders, including industry leaders from Rome Kraft Company and North Georgia Timberlands Company, envisioned a community-driven institution where members could collectively manage their financial resources. Over decades, weve expanded our services while maintaining our core mission of providing competitive rates, personalized lending, and secure savings options. Our physical presence has grown from operating within the Mill to a dedicated facility in Rome, Georgia, reflecting our commitment to adaptability and member-centric growth.With over $23 million in assets and $16 million in member loans, we prioritize transparency, financial education, and community engagement. Our team combines institutional knowledge with modern financial tools to ensure members receive tailored advice and innovative products. We adhere to strict compliance standards, including NCUA insurance, to guarantee security and trust. Our operational philosophy emphasizes equal access, technological inclusivity, and proactive member support, ensuring long-term financial well-being for all stakeholders.
Services
Savings Accounts
Auto Loans
Home Equity Loans
Personal Loans
Certificate of Deposits
Details
- Year established: 1955
Highlights and features
- We are a member-owned financial cooperative with over 65 years of community-focused service.
- Our competitive loan rates and savings programs prioritize member financial well-being.
- We offer personalized financial solutions tailored to individual needs and goals.
- Our NCUA-insured services ensure security and trust for all members.
- We provide financial education resources to support informed decision-making.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Auto Loans
We offer competitive auto loans with flexible terms to help members purchase new or used vehicles. Our low APR options reduce long-term costs while personalized lending ensures affordability. As a member-owned institution, we prioritize transparent terms and financial education to support responsible borrowing.
Home Equity Loans
Our home equity loans provide access to low-cost financing for home improvements, debt consolidation, or major expenses. With rates starting at 7.25% APR, we combine competitive pricing with personalized guidance to help members leverage their property's value responsibly.
Savings Accounts
We offer accessible savings accounts requiring only a $5 minimum balance, paired with competitive interest rates. These accounts serve as membership gateways while promoting financial discipline through regular activity requirements and NCUA-insured security.
Certificate of Deposits
Our certificate of deposit programs provide high-yield savings options with fixed terms. Members earn predictable returns while benefiting from early withdrawal penalties that encourage disciplined saving, ensuring long-term financial growth through compound interest.
Personal Loans
We offer personal loans with rates starting at 8.00% APR for debt consolidation, emergency expenses, or life events. Our unsecured lending options eliminate collateral requirements while maintaining affordable payments through structured repayment timelines.
Questions
How do I become a member of Rome Kraft Employees Credit Union?
Membership requires maintaining a $5 savings account balance. You must meet Rome Kraft Employees Credit Union's eligibility criteria based on sponsor organizations.
What loan types are available?
We offer auto loans, home equity loans, personal loans, share secured loans, and recreational vehicle loans with competitive APRs starting at 4.25%.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
What are your current certificate of deposit rates?
CD rates vary by term length. Contact us directly at 706-295-9027 for the most up-to-date information on our competitive fixed-rate options.
Do you offer online banking services?
We provide digital banking tools including account management, bill payment, and loan applications through our secure website portal.
