Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions
Coosa Valley Credit Union has been dedicated to improving the financial well-being of our community since 1954. Founded by nine General Electric employees with just $45 and a cigar box, we have grown into a multimillion-dollar institution serving the Coosa Valley Region. Our mission centers on providing personalized financial solutions while maintaining a commitment to kindness and community support. With over 70 years of local expertise, we offer a comprehensive range of services including checking and savings accounts, auto and home loans, credit cards, and insurance products. Our team combines deep industry knowledge with a member-first approach to deliver tailored financial guidance.As a federally insured credit union, we adhere to the highest standards of security and transparency. Our Great Place to Work certification reflects our dedication to fostering a supportive environment for both members and staff. We prioritize innovation through digital banking tools while maintaining the personal touch that defines our service philosophy. Our surcharge-free ATM network and 24/7 audio response system ensure accessibility whenever you need us. From our humble beginnings to our current status as a trusted financial partner, we remain steadfast in our purpose to help local families achieve their financial goals.
Services
Checking Accounts
Savings Accounts
Auto Loans
Home Loans
Credit Cards
Insurance Services
Mobile Banking
ATM Access
Loan Payment Protection
Financial Education
Details
- Year established: 1954
Highlights and features
- We offer 24/7 account access through mobile banking and surcharge-free ATMs.
- Our payment protection programs safeguard loans against unexpected life events.
- We provide personalized financial guidance with local market expertise.
- Our federally insured status ensures maximum security for your deposits.
- We combine digital innovation with personalized member service.
Associations and certifications
- NCUA
- Great Place to Work
What people say
Great customer service
Competitive loan rates
Convenient branch locations
Personalized attention
Secure banking options
Services
Auto Loans
Our auto loans feature competitive rates starting at 3.49% APR with flexible terms. We offer financing for both new and used vehicles through our partnership with County Line Classics. Members benefit from specialized programs like Guaranteed Asset Protection (GAP) insurance that covers loan balances in case of vehicle depreciation.
Checking Accounts
We provide multiple checking options including Benefits Checking with cell phone protection and Next Step Checking for enhanced features. Our accounts offer early direct deposit access and integration with mobile banking tools. Specialized services include check card fraud monitoring and payment protection programs.
Insurance Services
Our insurance offerings include credit disability, life insurance, and mechanical breakdown protection. We provide guaranteed asset protection (GAP) for auto loans and accident insurance coverage up to $300,000. All policies are designed to protect members against unexpected financial burdens while maintaining loan obligations.
Mobile Banking
Our mobile app enables 24/7 account management with features like mobile check deposit and bill payment. The app includes security alerts and integration with digital wallets. Members can access account information, transfer funds, and locate surcharge-free ATMs across the country.
Surcharge-Free ATMs
Members enjoy access to thousands of surcharge-free ATMs nationwide through our network partnerships. Local availability includes multiple branch locations and strategic retail partnerships. Our ATM network provides convenient cash access without additional fees for account holders.
Questions
How do I become a member?
Membership requires living or working in the Coosa Valley Region. Visit any branch with ID and proof of address to open an account with a $5 minimum deposit.
What loan types do you offer?
We provide auto loans, home mortgages, personal loans, business loans, and secured credit options with competitive rates starting at 3.49% APR.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the NCUA, a U.S. government agency protecting credit union members.
Do you offer online banking?
Our mobile app and online banking platform allow 24/7 account access for transactions, bill payments, and account management.
What payment protection options exist?
We offer credit life insurance, disability coverage, and GAP protection to help manage loan payments during unexpected life events.
How can I report fraud?
Contact our 24-hour fraud line at 706.235.2925 immediately if you suspect fraudulent activity on your account.
Videos
Reviews (7)
Amy Edwards
Jan 27, 2022
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Really enjoyed working with LeAnne Acrey at the new Woodstock GA branch! She was so friendly, helpful, and knowledgeable!!
Im super excited to be a new member of CVCU and look forward to a long history with this banking institution.
Im super excited to be a new member of CVCU and look forward to a long history with this banking institution.
Stewart Duggan
Jan 16, 2022
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Outstanding and very friendly financial institution. Jerri Knowles is the best! Highly recommend Coosa Valley.
Jan Morris
Nov 25, 2021
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I don't usually leave a review, but with Coosa Valley Credit Union I want to leave a review. They are very courteous and very professional. I would have left 5 stars but they could really use more Customer Service reps. for faster service.
Brandi Shaw
Nov 04, 2021
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Brittany Mabry was amazing! She handled business quickly, professionally and in a timely manner. I would highly recommend her.
Caleb Matthews
Sep 12, 2021
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Excellent! When my own credit union who Ive been a member with for over 4 years was unwilling to refinance my vehicle coda valley stepped up and I couldnt be happier with the service thank yall so much for the outstanding service
Joe Freqlink
Aug 15, 2021
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Very quick and painless process setting up an account. I've never been part of a credit union before, but Laurie explained the pros and cons clearly and made my decision an easy one.
Clyde House
Jun 21, 2021
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The people are nice but it took an hour and :30 minutes to get a checking and savings opened. No one really had a clue. And not being able to pole out a large sum of money on the weekends because no one is working just won't cut it for me, it feels like I can't get my own money. I could go on but I think I got my point across.
