Arrha Credit Union
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Arrha Credit Union
We're member-owned and operated so you'll always feel at home here. And, since we have no stockholders to pay, profits (after operating expenses) are returned directly to you and your fellow members, in the form of competitive dividend rates, low loan rates and reduced fees for services. Arrha Credit Union is regarded as the premier educational base credit union in the Western Massachusetts financial community.

Today we serve those individuals who live or work in Hampden, Hampshire or Franklin counties. In addition, we continue to serve the employees of the Springfield Public Schools, American International College, Springfield Technical Community College, Minnechaug Regional High School and the Massachusetts Career Development Institute along with the retirees and their families.
Services
Digital Wallet
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Convenience is here! Apple Pay, Google Pay, and Samsung Pay is available to use with your Arrha Debit Card. Each of these digital wallet options allow you to pay for goods and services using your smartphone or smartwatch instead of pulling out your debit card. It's that easy. How Does Google Pay work?
Account Services
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Register Now for eStatements which are conveniently located in Home Banking. Simply log into your Home Banking profile and choose the eStatements tab. A window will pop up for you to accept, review disclosure, and click "I agree." Your Arrha Credit Union takes pride in the products and services we offer.
Checking, Savings, CDs, IRAs, MMs
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We have no fee checking accounts, no minimum balance, no monthly service charge, and more. Check out our different Checking Account options below to find what may work best for you. While supplies last. Just keep your Arrha Checking Account open for 12 months and sign up for direct deposit of a minimum of $100 each month.
Savings Rates
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A withdrawal of dividends will reduce earnings. We will impose a penalty if you withdraw any of the principal before the maturity date. The amount of the early withdrawal penalty for Certificates with a maturity of one year or less is 90 days dividends. The amount of the early withdrawal penalty for Certificates with a maturity greater than one-year is equal to 180 days dividends.
Fee Schedule
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This schedule for all accounts sets forth certain fees and charges applicable to your Credit Union Accounts effective 8/1/2019 and supersedes all previous schedules. This schedule is incorporated as part of your membership agreement with the credit union. You will be notified of changes to these charges.
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