Extra Awards is your points program where every qualifying purchase, financial service, or account gets you closer to your dreams. Avoid ATM surcharges by visiting one of the hundreds of ATMs with the SUM or Allpoint logo. Mobile Banking is a secure, convenient way to access your Cencap accounts anytime, anywhere using your smartphone!
Our ideals are the same as when we started in 1950, but our vision for the future and services we offer demanded we keep up with the times. We no longer just service Hartford area Municipal Employees, but rather we offer our services to anyone who lives, works, learns or prays in certain underserved areas in or around the city of Hartford.
Our ideals are the same as when we started in 1950, but our vision for the future and services we offer demanded we keep up with the times. We no longer just service Hartford area Municipal Employees, but rather we offer our services to anyone who lives, works, learns or prays in certain underserved areas in or around the city of Hartford.
Services
About Us
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Since 1950, we have been working hard to help our members fulfill their hopes, dreams and become financially secure. Providing them with superior services delivered with promptness, courtesy and integrity has been at the very heart of our Credit Union's philosophy. Formerly named Hartford Municipal Employees' Federal Credit Union, the credit union has grown and evolved.
Loans
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Getting an auto loan should be easy and save you money. And that's what we promise. At Cencap, we promise to make the process simple and stress free, all while saving you money. Rates determined by member's credit score. Rate quoted is based on member having 730+ credit score and a Cencap Share Draft Checking account.
Personal Loans
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Get the money you need when you need it. At Cencap, we offer options to help you. Whether you need to make a large purchase, consolidate debt or just need to get away and take a vacation. NOTE: For Debt Consolidation Loans, all bills to be paid must be submitted to the credit union. Debts can include bills such as credit card bills, loans, medical bills, and utility bills.
Credit Cards
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Whether you're buying groceries, gifts or gas, the Cencap Visa credit card is different than the rest and the ideal choice! You'll experience savings, real value and security. Plus, you'll earn awards for every dollar. Your due date is at least 25 days after the close of each billing cycle. We will not charge any interest on purchases if you pay your entire balance by the due date of each month.
Savings
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Banks use your money to make money for themselves. As a not-for-profit financial institution, our mission is to provide you with the financial services and products you need to build the future you want. By opening a Savings account, you not only become a member, but also a part owner of Cencap Federal Credit Union.
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