Business Details
Your Trusted Partner for Local Banking Solutions
Guthrie Community Credit Union has been dedicated to serving the financial needs of our members since our founding. We operate under the principles of community empowerment and personalized service, offering a comprehensive range of banking solutions tailored to meet diverse financial goals. Our team of experienced professionals is committed to delivering exceptional service through innovative products including savings and checking accounts, auto and home equity loans, mortgages, and credit cards. With locations in New York and Pennsylvania, we prioritize accessibility through convenient drive-up services, 24/7 ATMs, and mobile banking technology. Our new state-of-the-art headquarters will feature expanded amenities, including a 1,000 sq. ft. community room, reflecting our ongoing investment in the communities we serve.We maintain federal insurance through the National Credit Union Administration (NCUA), ensuring member deposits are protected up to $250,000. As an equal opportunity lender, we adhere to strict compliance standards while fostering financial literacy and economic growth. Our commitment to transparency is demonstrated through clear fee schedules, no closing costs on select loans, and flexible payment options like our Skip-a-Pay program. Through decades of service, we have built a reputation as a trusted financial partner for individuals, families, and businesses across six counties. Our digital banking platform enables members to manage accounts securely from anywhere, at any time, while our local loan officers provide personalized guidance for complex financial decisions.
Services
Savings Accounts
Auto Loans
Home Equity Loans
Credit Cards
Mortgages
Mobile Banking
ATM Services
Personal Loans
RV Loans
Student Loans
Highlights and features
- We offer NCUA-insured accounts protecting deposits up to $250,000
- Our local loan officers provide personalized financial guidance
- 24/7 access through mobile banking and drive-up ATMs
- No closing costs on select home equity loans
- Skip-a-Pay program for payment flexibility
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Home Equity Loans
Access low-rate financing using your home's equity for major expenses. Our fixed-rate home equity loans offer predictable payments with rates starting at 5.70% APR. No closing costs apply for qualified borrowers, making this an affordable option for home improvements, education expenses, or debt consolidation.
Auto Loans
Secure competitive rates for new and used vehicle purchases with flexible terms. New auto loans start at 5.24% APR while used vehicles qualify at 7.24% APR. Refinancing options available to lower payments on existing loans from other institutions.
Mobile Banking
Manage accounts 24/7 through our secure mobile app with features like mobile check deposit, bill payment, and real-time transaction tracking. Available for iOS and Android devices, our digital platform provides banking convenience from anywhere.
Savings Accounts
Grow your money with various savings options including Prime Share Accounts, Money Market Accounts, and IRA solutions. Youth accounts promote financial education while club accounts help achieve specific savings goals through automatic transfers.
Credit Cards
Earn rewards while building credit with our Visa credit card options. Features include cash back rewards, balance transfer options, and credit line flexibility. Cardholders benefit from fraud protection and travel assistance services.
Questions
How do I apply for a loan?
Apply online through our secure portal or contact a local loan officer for personalized assistance with loan applications.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
What mobile banking features are available?
Our mobile app offers check deposit, bill payment, account transfers, and real-time transaction alerts for iOS and Android users.
Do you offer refinancing options?
Yes, we provide refinancing for auto loans and mortgages to help reduce monthly payments or adjust loan terms.
What are your branch hours?
Lobby hours vary by location but generally operate Monday-Friday 8:00am-5:30pm with Saturday appointments available.
How can I report a lost card?
Contact us immediately at 570-888-7135 or use the card lock feature in our mobile app to secure your account.
Reviews (6)
Jasmine Whaley
Jan 25, 2021
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Oooh, where to begin. They arrange things just right so when things come out on automatic payment, it all winds up in overdraft fees (they tell you it was actually pulled before it was, saying it cleared then hit you with overdraft fees all at once. Guess banks gotta make some profit, huh???). And of course, all the times the security of our account has been breached, and we've had charges come from god knows where (wasn't us) for things we would never buy, even AFTER cancelling my card and getting a new one after the skimmer incident in Sayre.
Connie Martin
Jan 21, 2021
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Good credit union, but I will close my account because Robert Packer terminated my employment and refused to pay a bonus that was due to me for 3-year commitment. I will never work for that God-forsaken place again.
Barbara Heasley
Jul 18, 2020
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Guthrie Federal credit Union is awesome ... Always polite and if ya need anything they are a phone call away and will assist you ... Rates for loans are very low and reasonable .... I would not deal with another credit union or bank ...
Shayne Wren
Jun 13, 2020
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Horrible service and rude and dont do what they say they are gonna do they keep letting my account go negative when I told them to take the negative option off of my account which they failed to do dont go here
Louise Myers
Aug 26, 2019
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Had a serious issue with not being able to log into the bill pay. Went to the bank and Liz was able to solve the issue within the day. I was very impressed that the problem was dealt with so professional. Thank you
Anthony Bracken
Jul 28, 2019
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They gave me a 10 dollar surcharge for exchanging money to big bills, or for using the coin machine as a member yet never told me they were doing so. Not like I can expect anything less from the Guthrie. All they do is Rob you of your time, money, and life.